607 Davis St, Gayville, SD 57031 Property Records

Yankton County property record for 607 Davis St, Gayville, SD 57031

Property Summary

Property TypeSingle Family Home
Details1 bd · 1 ba · 440 sqft · built 1955
Lot Size0.258 acres (11,250 sqft)
OwnerIndividual Name on Record
Tax Bill$466 (2025)
Deeds & MortgagesJun 2026 Line of Credit
Flood ZoneZone X (minimal risk)
APN31.100.012.040

Property Details

APN / Parcel Number

Primary APN31.100.012.040

Interior

Bedrooms1 Bed
Full Baths1 Bath
Total Rooms3 Rooms
Stories1 Story
Building Area440 sqft Living Area
FlooringOther

Exterior

Year BuiltBuilt 1955
Effective Year BuiltEffective 1955
Exterior MaterialWood
Construction TypeWood
Roof TypeGable
Roof MaterialAsphalt
Lot Area11,250 sqft (0.258 acres)
PorchPorch
Porch Area104 sqft

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemForced Air with A/C

Location & Zoning

Street Address607 DAVIS ST
CityGAYVILLE
StateSD
Zip57031-2056
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionW2 LT 3 & ALL LT 4 BLK 12 ORIGINAL TOWN
Legal SubdivisionORIGINAL TOWN
Legal Block12
Legal Lot Number3,4
JurisdictionYANKTON SD
Township / Civil DivisionGAYVILLE
Census Block Group5
Census Block5067
Census Tract966400

Owner

Source: Yankton County records, as of October 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing AddressPO BOX 7, GAYVILLE, SD 57031-0007
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedOct 29, 2026

June 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionYANKTON SD
Recording DateJun 2, 2026
Property Address607 DAVIS ST, GAYVILLE, SD 57031-2056
Document Number0000213630
Book / Page584 / 146
Instrument DateMay 11, 2026
Instrument2026213630
Transaction TypeMortgage
Record UpdatedJul 10, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address607 DAVIS ST, GAYVILLE, SD 57031-2056

Mortgage

Document Number0000213630,
DateJun 2, 2026
Book Page584/146
Instrument2026213630
Lender
NameFIRST PREMIER BANK
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Rate6.37%
Initial TypeAdjustable Rate
AdjustableAdjustable Rate Rider
Max Rate-1%

Tax Assessment & Valuation

Source: Yankton County assessment roll, as of October 1, 2026

Property Jurisdictions

TypeName
StateSouth Dakota
CountyYankton County
MunicipalityGayville Town
Unified School DistrictGayville-Volin School District 63-1 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$38,500 (-) Land $7,900 Building $30,600$38,500 Land $7,900 Building $30,600
2025$466.00 (+7.62%)$38,500 (+21.84%) Land $7,900 Building $30,600
2024$433.00 (+18.63%)
2023$31,600 Land $7,900 Building $23,700
2022$365.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 13, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 12 policies
Nearby Flood Policies12 in force
Nearby Flood Claims11 (1997–2019)
Claims Outside the SFHA5 of 11
Most Recent ClaimSep 2019 · Severe Storms, Tornadoes, And Flooding
Claims by Event
  • Severe Storms, Tornadoes, And Flooding, Sep 2019 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 96% of South Dakota
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemGAYVILLE
serves 392 people · EPA ID SD4600140
Water SourcePurchased groundwater from CLAY RURAL WATER SYSTEM
Last State InspectionDec 2024
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 92 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Midco
Cable
1,250 / 60
Bluepeak
Cable · Fiber in parts of the area
1,000 / 30
Verizon
Fixed Wireless
300 / 20
South Dakota Wireless Internet
Fixed Wireless
100 / 20

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