Middlesex County and Middlesex Borough property record for 607 Cook Ave, Middlesex, NJ 08846
| Property Type | Single Family Home |
|---|---|
| Details | 1,220 sqft · built 1965 |
| Lot Size | 0.181 acres (7,876 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $115,000 (Aug 1997) |
| Tax Bill | $8,927 (2025) |
| Deeds & Mortgages | Aug 2022 Line of Credit Nov 2021 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-00305-0000-00015-01 |
| Primary APN | 10-00305-0000-00015-01 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,220 sqft Living Area |
| Year Built | Built 1965 |
|---|---|
| Effective Year Built | Effective 1965 |
| Construction Type | Frame |
| Lot Area | 7,876 sqft (0.181 acres) |
| Lot Dimensions | 125 ft deep x 63 ft wide |
| Street Address | 607 COOK AVE |
|---|---|
| City | MIDDLESEX |
| State | NJ |
| Zip | 08846-2404 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R50 |
| Legal Description | 63X125 16-17 |
| Legal Subdivision | INCL |
| Legal Block | 305 |
| Legal Lot Number | 15.1 |
| Jurisdiction | MIDDLESEX NJ |
| Township / Civil Division | MIDDLESEX |
| Census Block Group | 3 |
| Census Block | 3005 |
| Census Tract | 200 |
607 Cook Ave is owned and occupied by two individuals who bought it in August 1997.
Source: Middlesex County and Middlesex Borough records, as of October 19, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 607 COOK AVE, MIDDLESEX, NJ 08846-2404 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 23, 2022 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA |
| Nov 19, 2021 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA |
| Feb 16, 2018 | Deed of Trust, Mortgage · VA Mortgage PARAMOUNT EQUITY MORTGAGE LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 28, 1997 · Amount on File |
| Deed Sale | Aug 28, 1997 · Amount on File |
| Deed Book / Page | 4438 / 19 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIDDLESEX NJ |
| Property Address | 607 COOK AVE, MIDDLESEX, NJ 08846-2404 |
| Transaction Type | Mortgage |
| Record Updated | Sep 9, 2022 |
| Title Company | ACCURATE EQUITY GROUP |
| Name | Verified Name |
|---|---|
| Address | 607 COOK AVE, MIDDLESEX, NJ 08846-2404 |
| Document Number | 0000074963 |
|---|---|
| Date | Aug 23, 2022 |
| Book Page | 19018/989 |
| Instrument | 2022074963 |
| Name | CITIZENS BANK NA |
|---|---|
| Type | Bank |
| Address | PROVIDENCE, RI 02903 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Aug 2, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIDDLESEX NJ |
| Property Address | 607 COOK AVE, MIDDLESEX, NJ 08846-2404 |
| Transaction Type | Mortgage |
| Record Updated | Dec 9, 2021 |
| Title Company | ACCURATE EQUITY GROUP |
| Name | Verified Name |
|---|---|
| Address | 607 COOK AVE, MIDDLESEX, NJ 08846-2404 |
| Document Number | 2021143453 |
|---|---|
| Date | Nov 19, 2021 |
| Book Page | 18719/1130 |
| Instrument | 2021143453 |
| Name | CITIZENS BANK NA |
|---|---|
| Type | Bank |
| Address | PROVIDENCE, RI 02903 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 299 Months |
| Due | Oct 20, 2046 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIDDLESEX NJ |
| Property Address | 607 COOK AVE, MIDDLESEX, NJ 08846-2404 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000012588 |
|---|---|
| Date | Feb 16, 2018 |
| Book Page | 17086/1493 |
| Instrument | 201800012588 |
| Name | PARAMOUNT EQUITY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | ROSEVILLE, CA 95661 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 1, 2048 |
The 2025 property tax bill for 607 Cook Ave was $8,927, up 1.5% from the year before.
Source: Middlesex County and Middlesex Borough assessment roll, as of June 30, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Middlesex County |
| Municipality | Middlesex Borough |
| Unified School District | Middlesex Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $454,800 (+8%) Land $140,200 Building $314,600 | $454,800 (+8%) Land $140,200 Building $314,600 | |
| 2025 | $8,927.00 (+1.55%) | $421,100 Land $140,200 Building $280,900 | $421,100 Land $140,200 Building $280,900 |
| 2024 | $8,791.00 | ||
| 2023 | $379,900 Land $140,200 Building $239,700 | $379,900 Land $140,200 Building $239,700 | |
| 2022 | $8,456.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 607 Cook Ave in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective December 16, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 6 (1978–2014) |
| Claims Outside the SFHA | 3 of 6 |
| Most Recent Claim | May 2014 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 607 Cook Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 92% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 572 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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