607 Chestnut St, Lynnfield, MA 01940 Property Records

Essex County and Lynnfield Town property record for 607 Chestnut St, Lynnfield, MA 01940

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,906 sqft · built 1970
Lot Size	1.38 acres (60,457 sqft)
Owner	Company Name on Record
Last Sale	$812,000 (Dec 2007)
Tax Bill	$13,781 (2026)
Deeds & Mortgages	Nov 2025 Transfer May 2022 Refinance + 2 more
Flood Zone	Zone X (minimal risk)
APN	`LYNF M:0015 B:0000 L:0153`

Property Details

APN / Parcel Number

Primary APN	`LYNF M:0015 B:0000 L:0153`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,906 sqft Living Area
Gross Area	5,208 sqft
Basement Area	2,264 sqft
Finished Basement	1,294 sqft
Unfinished Basement	970 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	60,457 sqft (1.38 acres)
Garage Type	Attached
Pool Type	In-Ground Pool

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Street Address	607 CHESTNUT ST
City	LYNNFIELD
State	MA
Zip	01940-1634
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RD
Legal Subdivision	TOPHET HILL
Legal Lot Number	153
Jurisdiction	LYNNFIELD MA
Township / Civil Division	LYNNFIELD
Census Block Group	3
Census Block	3007
Census Tract	209200

Owner

Source: Essex County and Lynnfield Town records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on Record
Mailing Address	607 CHESTNUT ST, LYNNFIELD, MA 01940-1634
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Nov 3, 2025	Quit Claim Deed, Transfer Quitclaim
May 16, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance GUARANTY HOME MORTGAGE
Nov 17, 2017	Deed of Trust, Mortgage · Line of Credit EASTERN BANK
Mar 19, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 31, 2007 · Amount on Record
Deed Sale	Dec 31, 2007 · Amount on Record
Prior Sale	Jan 3, 2007 · Amount on Record
Deed Book / Page	27427 / 311
Last Transfer Date	Apr 18, 2023
Transfer Doc	043046-287
Record Updated	Oct 29, 2026

November 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LYNNFIELD MA
Recording Date	Nov 3, 2025
Property Address	607 CHESTNUT ST, LYNNFIELD, MA 01940-1634
Document Number	043046-287
Book / Page	43046 / 287
Instrument Date	Apr 18, 2023
Instrument	20251103004240
Transaction Type	Transfer
Record Updated	Nov 26, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	607 CHESTNUT ST, LYNNFIELD, MA 01940-1634

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LYNNFIELD MA
Property Address	607 CHESTNUT ST, LYNNFIELD, MA 01940-1634
Transaction Type	Mortgage
Record Updated	Jun 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	040934-593
Date	May 16, 2022
Book Page	40934/593
Instrument	20220516001620

Lender

Name	GUARANTY HOME MORTGAGE

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	241 Months
Due	Jun 1, 2042

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LYNNFIELD MA
Property Address	607 CHESTNUT ST, LYNNFIELD, MA 01940-1634
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	36342-469
Date	Nov 17, 2017
Book Page	36342/469
Instrument	171117007070

Lender

Name	EASTERN BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LYNNFIELD MA
Property Address	607 CHESTNUT ST, LYNNFIELD, MA 01940-1634
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	37388-549
Date	Mar 19, 2019
Book Page	37388/549
Instrument	20190319000660

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2049

Tax Assessment & Valuation

Source: Essex County and Lynnfield Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Lynnfield Town
Unified School District	Lynnfield School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$13,781.00 (+10.56%)	$1,202,500 (+1.87%) Land $752,500 Building $435,300	$1,211,177 (-14.23%)
2025	$12,465.00 (+5.43%)	$1,180,400 (+4.93%) Land $738,400 Building $442,000	$1,412,175
2024	$11,823.00 (-2.9%)	$1,124,900 (+4.4%) Land $703,200 Building $421,700
2023	$12,176.00	$1,077,500 Land $703,200 Building $374,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	6 (1979–2010)
Claims Outside the SFHA	5 of 6
Most Recent Claim	Mar 2010 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LYNNFIELD CENTER WATER DISTRICT serves 8,525 people · EPA ID MA3164000
Water Source	Purchased surface water from MWRA
Last State Inspection	Oct 2023
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 104 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fiber	980 / 880

Cell Coverage

5G (outdoors only) and 4G LTE

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