607 Chestnut St, Berea, KY 40403 Property Records

Madison County property record for 607 Chestnut St, Berea, KY 40403 · Last verified December 2025

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,100 sqft · built 1914
Owner	Individual Name on File
Last Sale	$185,000 (Jan 2020)
Tax Bill	$2,205 (2025)
Deeds & Mortgages	Sep 2025 Line of Credit Mar 2024 Second Mortgage + 6 more
Flood Zone	Zone X (minimal risk)
APN	`B006-0008-0001`

Property Details

APN / Parcel Number

Primary APN	`B006-0008-0001`
Alternative APNs	`115004` `78120` `44301`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,100 sqft Living Area

Exterior

Year Built	Built 1914
Exterior Material	Brick Veneer
Foundation Type	Concrete
Roof Material	Composition Shingle
Garage Type	Detached
Garage Area	780 sqft
Parking Spaces	3 Parking Spaces
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	44301
Street Address	607 CHESTNUT ST
City	BEREA
State	KY
Zip	40403-1514
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HANSON LOT 10
Legal Subdivision	HANSON SUB
Legal Lot Number	10
Jurisdiction	MADISON KY
Township / Civil Division	BEREA
Census Block Group	2
Census Block	2005
Census Tract	11301

Owner

Source: Madison County records · APN B006-0008-0001

Assessment roll updated April 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	607 CHESTNUT ST, BEREA, KY 40403-1514
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 17, 2025	Deed of Trust, Mortgage · Line of Credit LENDAGE LLC
Mar 05, 2024	Deed of Trust, Mortgage · Stand-Alone Second Mortgage ROCKET MORTGAGE LLC
Oct 03, 2022	Deed of Trust, Mortgage · Line of Credit CONNEXUS CU
May 21, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Jan 24, 2020	Deed, Transfer · FHA Mortgage REPUBLIC STATE MORTGAGE CO
Aug 01, 2019	Deed, Transfer · Commercial Mortgage JACKSON COUNTY BANK
May 21, 2019	Warranty Deed, Transfer
Feb 21, 2017	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jan 24, 2020 · Amount on Record
Deed Sale	Jan 24, 2020 · Amount on Record
Prior Sale	Aug 01, 2019 · Amount on Record
Deed Document Number	2014005946
Deed Book / Page	D00783 / 579
Record Updated	Jun 08, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON KY
Property Address	607 CHESTNUT ST, BEREA, KY 40403-1514
Transaction Type	Mortgage
Record Updated	Oct 01, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	607 CHESTNUT ST, BEREA, KY 40403-1514

Mortgage

Document Number	0M2410/221
Date	Sep 17, 2025
Book Page	M2410/221
Instrument	2014285625

Lender

Name	LENDAGE LLC
Type	Mortgage Company
Address	SAN MATEO, CA 94402

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	241 Months
Due	Oct 01, 2045

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON KY
Property Address	607 CHESTNUT ST, BEREA, KY 40403-1514
Transaction Type	Mortgage
Record Updated	Mar 22, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0M2285/743
Date	Mar 05, 2024
Book Page	M2285/743
Instrument	2014193101

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Mar 01, 2044

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON KY
Property Address	607 CHESTNUT ST, BEREA, KY 40403-1514
Transaction Type	Mortgage
Record Updated	Oct 17, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0M2193/469
Date	Oct 03, 2022
Book Page	M2193/469
Instrument	2014114077

Lender

Name	CONNEXUS CU
Type	Credit Union
Address	WAUSAU, WI 54402

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Oct 02, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON KY
Property Address	607 CHESTNUT ST, BEREA, KY 40403-1514
Transaction Type	Mortgage
Record Updated	Jun 14, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	M2055/519
Date	May 21, 2021
Book Page	M2055/519
Instrument	2014037772

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 01, 2051

January 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	MADISON KY
Recording Date	Jan 24, 2020
Property Address	607 CHESTNUT ST, BEREA, KY 40403-1514
Document Number	D00783/579
Book / Page	D00783 / 579
Map Reference	MB 1 PG 9A
Instrument Date	Dec 20, 2019
Instrument	2014005946
Transaction Type	Transfer
Record Updated	Dec 17, 2021

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$185.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	144 LORRAINE CT, 144, BEREA, KY 40403-1318

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	607 CHESTNUT ST, BEREA, KY 40403-1514
Investor	Possibly a Property Investor

Mortgage

Document Number	2014005947
Date	Jan 24, 2020
Instrument	2014005947

Lender

Name	REPUBLIC STATE MORTGAGE CO
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 01, 2050

Mortgage

Document Number	M01913/676
Date	Jan 24, 2020
Book Page	M01913/676
Instrument	2014005948

Lender

Name	LEXINGTON-FAYETTE URBAN COUNTY GOV
Type	Government Agency
Address	FRANKFORT, KY 40601

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Jan 01, 2030

August 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	MADISON KY
Recording Date	Aug 01, 2019
Property Address	607 CHESTNUT ST, BEREA, KY 40403-1514
Document Number	D00776/633
Book / Page	D00776 / 633
Instrument Date	Jul 31, 2019
Instrument	2013996448
Transaction Type	Transfer
Record Updated	Dec 17, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$155.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	590 WALTER LAKES RD, 590, WACO, KY 40385-9534

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 331, MC KEE, KY 40447-0331

Mortgage

Document Number	2013996449
Date	Aug 01, 2019
Instrument	2013996449

Lender

Name	JACKSON COUNTY BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Jul 31, 2029

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON KY
Recording Date	May 21, 2019
Property Address	607 CHESTNUT ST, BEREA, KY 40403-1514
Document Number	D00773/661
Book / Page	D00773 / 661
Map Reference	MB 1 PG 9A
Instrument Date	May 17, 2019
Instrument	2013992838
Transaction Type	Transfer
Record Updated	Dec 17, 2021

Transaction

Amount	Amount Recorded
Tax	$103.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	13206 THONOTOSASSA RD, 13206, DOVER, FL 33527-3502

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	590 WALTER LAKES RD, WACO, KY 40385-9534

February 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON KY
Recording Date	Feb 21, 2017
Property Address	607 CHESTNUT ST, BEREA, KY 40403-1514
Document Number	D00741/374
Book / Page	D00741 / 374
Map Reference	MB1 PG9A
Instrument Date	Feb 17, 2017
Instrument	2013954666
Transaction Type	Transfer
Record Updated	Dec 17, 2021

Transaction

Amount	Amount Recorded
Tax	$150.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6 JEFFERSON CT, 6, GROSSE POINTE, MI 48230-1904

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	607 CHESTNUT ST, BEREA, KY 40403-1514

Tax Assessment & Valuation

Source: Madison County records · Assessment roll updated April 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Kentucky
Municipality	Berea City
County	Madison County
Unified School District	Berea Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,205.00 (-8.85%) Additional exemption filed	$185,000 (-)	$185,000 (-)
2023	$2,419.00	$185,000	$185,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Madison County (21151C), updated December 21, 2017 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 211510113012, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	3 in force

Wildfire

Wildfire Risk	Low above 20% of the US · above 37% of Kentucky
Wildfire Likelihood	About 1 in 8,333 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 364 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Metronet Holdings	Fiber	5,120 / 5,120
Uniti Group	Fiber	2,000 / 2,000
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
AT&T	Fixed Wireless	100 / 20

May also be available at this address: Uniti Group, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

Nearby Properties on Chestnut St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures