Ottawa County property record for 607 Central Ave, Holland, MI 49423
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,073 sqft · built 1911 |
| Lot Size | 0.248 acres (10,803 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $190,000 (May 2017) |
| Tax Bill | $6,302 (2025) |
| Deeds & Mortgages | Apr 2026 Mortgage Nov 2020 Construction Loan + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 70-16-32-403-002 |
| Primary APN | 70-16-32-403-002 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 2,073 sqft Living Area |
| 1st Floor Area | 1,245 sqft |
| Basement Area | 673 sqft |
| Unfinished Basement | 1,001 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1911 |
|---|---|
| Effective Year Built | Effective 1911 |
| Lot Area | 10,803 sqft (0.248 acres) |
| Lot Dimensions | 132 ft deep x 82 ft wide |
| Garage Area | 432 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 607 CENTRAL AVE |
|---|---|
| City | HOLLAND |
| State | MI |
| Zip | 49423-4864 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | N 1/2 OF S 1/2 OF LOT 7 LYING BETWEEN 25TH & 26TH STS EXC E 93 1/2 FT & EXC N 50 FT OF W 132 FT AC VAN RAALTE'S ADD NO 2 SEC |
| Legal Range | 15W |
| Legal Township | 05N |
| Legal Section | 32 |
| Legal Subdivision | AC VAN RAALTES ADD |
| Legal Block | 403 |
| Legal Lot Number | 7 |
| Jurisdiction | OTTAWA MI |
| Township / Civil Division | HOLLAND |
| Census Block Group | 6 |
| Census Block | 6003 |
| Census Tract | 25700 |
Source: Ottawa County records · APN 70-16-32-403-002
Assessment roll updated July 21, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 607 CENTRAL AVE, HOLLAND, MI 49423-4864 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 20, 2026 | Deed of Trust, Mortgage · Conventional Mortgage UNITED FEDERAL CREDIT UNION |
| Nov 23, 2020 | Deed of Trust, Mortgage · Construction Mortgage LAKE MICHIGAN CU |
| May 16, 2017 | Warranty Deed, Transfer · Conventional Mortgage OLD NATIONAL BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 16, 2017 · Amount on Record |
| Deed Sale | May 16, 2017 · Amount on Record |
| Prior Sale | Dec 17, 2004 · Amount on Record |
| Deed Document Number | 201717428 |
| Prior Transfer Date | Mar 27, 2008 |
| Prior Transfer Doc | 005627/774 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OTTAWA MI |
| Recording Date | Apr 20, 2026 |
| Property Address | 607 CENTRAL AVE, HOLLAND, MI 49423-4864 |
| Document Number | 0000011083 |
| Instrument Date | Apr 17, 2026 |
| Instrument | 202611083 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 164 ELM LN, HOLLAND, MI 49424-1814 |
| Document Number | 0000011083, |
|---|---|
| Date | Apr 20, 2026 |
| Instrument | 202611083 |
| Name | UNITED FEDERAL CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 01, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.22% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OTTAWA MI |
| Property Address | 607 CENTRAL AVE, HOLLAND, MI 49423-4864 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 20200052790 |
|---|---|
| Date | Nov 23, 2020 |
| Instrument | 2020-0052790 |
| Name | LAKE MICHIGAN CU |
|---|---|
| Type | Credit Union |
| Address | GRAND RAPIDS, MI 49501 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 373 Months |
| Due | Dec 01, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OTTAWA MI |
| Recording Date | May 16, 2017 |
| Property Address | 607 CENTRAL AVE, HOLLAND, MI 49423-4864 |
| Document Number | 20170017428 |
| Map Reference | LB1 PG19 |
| Instrument Date | May 15, 2017 |
| Instrument | 2017-0017428 |
| Transaction Type | Transfer |
| Record Updated | Aug 19, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,634.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 607 CENTRAL AVE, 607, HOLLAND, MI 49423-4864 |
| Name | Verified Name |
|---|---|
| Address | 805 E IRVINGTON AVE, SOUTH BEND, IN 46614-1303 |
| Document Number | 20170017429 |
|---|---|
| Date | May 16, 2017 |
| Instrument | 2017-0017429 |
| Name | OLD NATIONAL BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2047 |
Source: Ottawa County records · Assessment roll updated July 21, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Ottawa County |
| Municipality | Holland City |
| Unified School District | Holland City School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $217,300 (+14.61%) | $434,600 (+14.61%) | |
| 2025 | $6,302.00 (+15.85%) Homeowner's exemption | $189,600 (+18.35%) | $379,200 (+18.35%) |
| 2023 | $160,200 | $320,400 | |
| 2022 | $5,440.00 |
Source: FEMA National Flood Hazard Layer, Ottawa County (26139C), updated October 20, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 585 locations within half a mile · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Holland Board of Public Works Fiber | 10,000 / 10,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026
| Water System | HOLLAND TOWNSHIP CONSOLIDATED serves 26,100 people |
|---|---|
| Water Source | Purchased surface water from WYOMING |
| Last State Inspection | Feb 2025 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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