607 Center St, Findlay, OH 45840 Property Records

Hancock County property record for 607 Center St, Findlay, OH 45840

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,063 sqft · built 1930
Lot Size	0.184 acres (8,002 sqft)
Owner	2 Individual Names on Record
Last Sale	$152,000 (Nov 2025)
Tax Bill	$1,313 (2025)
Deeds & Mortgages	Nov 2025 Sale & Mortgage Jun 2022 Sale & Mortgage + 2 more
Flood Zone	Zone AE (high risk)
APN	`1011-184-04-013.000`

Property Details

APN / Parcel Number

Primary APN	`1011-184-04-013.000`
Alternative APN	`580000244480`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	3 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,063 sqft Living Area
1st Floor Area	943 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Shingle
Lot Area	8,002 sqft (0.184 acres)
Lot Dimensions	200 ft deep x 40 ft wide
Porch	Slab
Porch Area	557 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	607 CENTER ST
City	FINDLAY
State	OH
Zip	45840-5821
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	KINSINGER ADD LOT 4234
Legal Subdivision	KINSINGER ADD
Legal Lot Number	4234
Jurisdiction	HANCOCK OH
Township / Civil Division	FINDLAY
Census Block Group	2
Census Block	2011
Census Tract	800

Owner

Source: Hancock County records, as of May 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	607 CENTER ST, FINDLAY, OH 45840-5821
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Remainderman

Deeds, Mortgages & Sale History

Date	Document
Nov 3, 2025	Warranty Deed, Transfer · FHA Mortgage LOANDEPOT.COM LLC
Jun 2, 2022	Warranty Deed, Transfer · Conventional Mortgage LOANDEPOT.COM LLC
Jul 26, 2019	Warranty Deed, Transfer · Conventional Mortgage LOANDEPOT.COM LLC
Jul 16, 2019	Warranty Deed, Transfer ASSURED TITLE, ASSURED TITLE AGENC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 3, 2025 · Amount on Record
Deed Sale	Nov 3, 2025 · Amount on Record
Prior Sale	Jun 2, 2022 · Amount on Record
Deed Document Number	20259187
Deed Book / Page	2624 / 483
Record Updated	Sep 20, 2026

November 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HANCOCK OH
Recording Date	Nov 3, 2025
Property Address	607 CENTER ST, FINDLAY, OH 45840-5821
Document Number	002624/483
Book / Page	2624 / 483
Instrument Date	Oct 30, 2025
Instrument	202500009187
Transaction Type	Transfer
Record Updated	Apr 3, 2026
Title Company	FLAG CITY TITLE AGENCY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	607 CENTER ST, FINDLAY, OH 45840-5821

Mortgage

Document Number	202500009188
Date	Nov 3, 2025
Instrument	202500009188

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2055

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HANCOCK OH
Recording Date	Jun 2, 2022
Property Address	607 CENTER ST, FINDLAY, OH 45840-5821
Document Number	002595/456
Book / Page	2595 / 456
Instrument Date	May 31, 2022
Instrument	202200005250
Transaction Type	Transfer
Record Updated	Jun 10, 2022
Title Company	FLAG CITY TITLE AGENCY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	507 CENTER ST, FINDLAY, OH 45840-5819

Mortgage

Document Number	202200005251
Date	Jun 2, 2022
Instrument	202200005251

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2052

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HANCOCK OH
Recording Date	Jul 26, 2019
Property Address	607 CENTER ST, FINDLAY, OH 45840-5821
Document Number	02559/4861
Book / Page	2559 / 4861
Instrument Date	Jul 24, 2019
Instrument	201900006095
Transaction Type	Transfer
Record Updated	Apr 25, 2022
Title Company	ASSURED TITLE, ASSURED TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	607 CENTER ST, FINDLAY, OH 45840-5821

Mortgage

Document Number	201900006096
Date	Jul 26, 2019
Instrument	201900006096

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2049

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HANCOCK OH
Recording Date	Jul 16, 2019
Property Address	607 CENTER ST, FINDLAY, OH 45840-5821
Document Number	02559/2823
Book / Page	2559 / 2823
Instrument Date	Aug 16, 2018
Instrument	201900005697
Transaction Type	Transfer
Record Updated	Apr 25, 2022
Title Company	ASSURED TITLE, ASSURED TITLE AGENC

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15630 E STATE ROUTE, FINDLAY, OH 45840

Tax Assessment & Valuation

Source: Hancock County assessment roll, as of May 29, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hancock County
Municipality	Findlay City
Unified School District	Findlay City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,313.00 (+8.78%)	$42,840 (+26%) Land $5,220 Building $37,620	$122,400 (+25.99%) Land $14,920 Building $107,480
2024	$1,207.00 (-0.17%) Homeowner's exemption	$34,000 (-) Land $4,140 Building $29,860
2023	$1,209.00 (+0.33%) Homeowner's exemption	$34,000 (-) Land $4,140 Building $29,860
2022	$1,205.00 Homeowner's exemption	$34,000 Land $4,140 Building $29,860	$97,150 Land $11,840 Building $85,310

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 2, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 32 policies
Nearby Flood Policies	32 in force
Nearby Flood Claims	230 (1981–2017)
Claims Outside the SFHA	11 of 230
Most Recent Claim	Jul 2017 · rainfall accumulation
Claims by Event	Severe Storms, Flooding, And Tornadoes, Aug 2007 · 110 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FINDLAY CITY PWS serves 54,040 people · EPA ID OH3200111
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 269 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
HDER Link Fixed Wireless	500 / 500
Watch TV Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: MetaLINK Technologies.

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