607 Carpenter Rd, Orlando, KY 40460 Property Records

Rockcastle County property record for 607 Carpenter Rd, Orlando, KY 40460

Property Summary

Property Type	Single Family Home
Details	1,900 sqft
Lot Size	12 acres (522,720 sqft)
Owner	Individual Name on File
Last Sale	$173,000 (Nov 2019)
Tax Bill	$1,163 (2025)
Deeds & Mortgages	Oct 2019 Mortgage Oct 2019 Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`059-00-005.02`

Property Details

APN / Parcel Number

Primary APN	`059-00-005.02`
Alternative APNs	`1911301` `979401`

Interior

Stories	2 Stories
Building Area	1,900 sqft Living Area

Exterior

Exterior Material	Stone
Foundation Type	Concrete
Roof Material	Composition Shingle
Lot Area	522,720 sqft (12 acres)
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Location & Zoning

Account Number	979401
Street Address	607 CARPENTER RD
City	ORLANDO
State	KY
Zip	40460-9104
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HOUSE & 12 ACRES
Jurisdiction	ROCKCASTLE KY
Township / Civil Division	LIVINGSTON
Census Block Group	2
Census Block	2014
Census Tract	950400

Owner

607 Carpenter Rd is owned and occupied by an individual who bought it in November 2019.

Source: Rockcastle County records, as of January 22, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	607 CARPENTER RD, ORLANDO, KY 40460-9104
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 15, 2019	Deed of Trust, Mortgage · Conventional Mortgage CUMBERLAND VALLEY NATL BANK & TRUST CO
Oct 15, 2019	Deed of Trust, Mortgage · Line of Credit CUMBERLAND VALLEY NATL BANK & TRUST CO
Jun 29, 2009	Deed of Trust, Mortgage · Conventional Mortgage NATIONAL CITY MORTGAGE
Jul 30, 2013	Deed of Trust, Mortgage PNC BANK NA
Nov 1, 2006	Deed of Trust, Mortgage · Conventional Mortgage CUMBERLAND VALLEY NATL BANK & TRUST CO
Nov 7, 2019	Deed, Transfer · Conventional Mortgage COMMUNITY TRUST BANK INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 7, 2019 · Amount on File
Deed Sale	Nov 7, 2019 · Amount on File
Deed Document Number	163178
Deed Book / Page	271 / 87
Record Updated	Jun 8, 2026

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCKCASTLE KY
Property Address	607 CARPENTER RD, ORLANDO, KY 40460-9104
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00M296/633
Date	Oct 15, 2019
Book Page	M296/633
Instrument	162172

Lender

Name	CUMBERLAND VALLEY NATL BANK & TRUST CO
Type	Bank
Address	LONDON, KY 40743

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCKCASTLE KY
Property Address	607 CARPENTER RD, ORLANDO, KY 40460-9104
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 1194, MOUNT VERNON, KY 40456-1194

Mortgage

Document Number	000296/633
Date	Oct 15, 2019
Book Page	296/633
Instrument	162172

Lender

Name	CUMBERLAND VALLEY NATL BANK & TRUST CO
Type	Bank
Address	LONDON, KY 40743

Agreement

Type	Line of Credit
Amount	Amount on Record

June 2009: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCKCASTLE KY
Property Address	607 CARPENTER RD, ORLANDO, KY 40460-9104
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	MTG218/464
Date	Jun 29, 2009
Book Page	MTG 218/464
Instrument	111858

Lender

Name	NATIONAL CITY MORTGAGE
Type	Mortgage Company
Address	MIAMISBURG, OH 45342

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Jul 1, 2024

July 2013: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCKCASTLE KY
Property Address	607 CARPENTER RD, ORLANDO, KY 40460-9104
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	MTG250/199
Date	Jul 30, 2013
Book Page	MTG 250/199
Instrument	131761

Lender

Name	PNC BANK NA
Type	Bank
Address	CORBIN, KY 40701

Agreement

Amount	Amount on Record
Term	121 Months
Due	Aug 4, 2023

November 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCKCASTLE KY
Property Address	607 CARPENTER RD, ORLANDO, KY 40460-9104
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	MTG000/636
Date	Nov 1, 2006
Book Page	MTG 000/636
Instrument	216028

Lender

Name	CUMBERLAND VALLEY NATL BANK & TRUST CO
Type	Bank
Address	LONDON, KY 40743

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Nov 1, 2021

November 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	ROCKCASTLE KY
Recording Date	Nov 7, 2019
Property Address	607 CARPENTER RD, ORLANDO, KY 40460-9104
Document Number	0000271/87
Book / Page	271 / 87
Instrument Date	Oct 18, 2019
Instrument	163178
Transaction Type	Transfer
Record Updated	Apr 3, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	607 CARPENTER RD, ORLANDO, KY 40460-9104

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	607 CARPENTER RD, ORLANDO, KY 40460-9104

Mortgage

Document Number	0000163179
Date	Nov 7, 2019
Instrument	163179

Lender

Name	COMMUNITY TRUST BANK INC
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Nov 1, 2034

Tax Assessment & Valuation

The 2025 property tax bill for 607 Carpenter Rd was $1,163.

Source: Rockcastle County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Rockcastle County
Unified School District	Rockcastle County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,163.00	$143,000	$143,000
2023	$1,183.00	$143,000	$143,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 607 Carpenter Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 3, 2009

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 607 Carpenter Rd is moderate, ranking above 64% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 64% of the US · above 80% of Kentucky
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MT VERNON WATER WORKS serves 4,951 people · EPA ID KY1020299
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Starlink Satellite	280 / 30

Cell Coverage

4G LTE (outdoors only), no 5G reported

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