Kendall County property record for 607 Carnation Dr, Oswego, IL 60543
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,194 sqft · built 1999 |
| Lot Size | 0.254 acres (11,072 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $251,500 (Sep 2017) |
| Tax Bill | $8,697 (2024) |
| Deeds & Mortgages | Oct 2021 Mortgage Oct 2019 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-19-405-004 |
| Primary APN | 03-19-405-004 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,194 sqft Living Area |
| Gross Area | 2,654 sqft |
| 1st Floor Area | 2,194 sqft |
| Basement Area | 745 sqft |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 2000 |
| Architectural Style | Bi-Level |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Raised |
| Roof Material | Asphalt |
| Lot Area | 11,072 sqft (0.254 acres) |
| Lot Dimensions | 129 ft deep x 85 ft wide |
| Garage Type | Attached |
| Garage Area | 460 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Water Source | Commercial |
| Street Address | 607 CARNATION DR |
|---|---|
| City | OSWEGO |
| State | IL |
| Zip | 60543-8253 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 152 ARBOR GATE UNIT 2 VILLAGE OF OSWEGO |
| Legal Subdivision | ARBOR GATE |
| Legal Lot Number | 152 |
| Jurisdiction | KENDALL IL |
| Township / Civil Division | OSWEGO |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 890108 |
607 Carnation Dr is owned and occupied by two individuals who bought it in September 2017.
Source: Kendall County records, as of May 27, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 607 CARNATION DR, OSWEGO, IL 60543-8253 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 25, 2021 | Deed of Trust, Mortgage · Conventional Mortgage INLANTA MORTGAGE INC |
| Oct 17, 2019 | Deed of Trust, Mortgage · Conventional Mortgage INLANTA MORTGAGE INC |
| Sep 26, 2017 | Warranty Deed, Transfer · FHA Mortgage FIDELITY NATIONAL TITLE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 26, 2017 · Amount on File |
| Deed Sale | Sep 26, 2017 · Amount on File |
| Prior Sale | Jun 16, 2005 · Amount on File |
| Deed Document Number | 201715331 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENDALL IL |
| Property Address | 607 CARNATION DR, OSWEGO, IL 60543-8253 |
| Transaction Type | Mortgage |
| Record Updated | Nov 3, 2021 |
| Title Company | OLD REPUBLIC TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000027725 |
|---|---|
| Date | Oct 25, 2021 |
| Instrument | 202100027725 |
| Name | INLANTA MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | PEWAUKEE, WI 53072 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Nov 1, 2041 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENDALL IL |
| Property Address | 607 CARNATION DR, OSWEGO, IL 60543-8253 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | CITYWIDE TITLE CORPORATION |
| Name | Verified Name |
|---|
| Document Number | 0000015552 |
|---|---|
| Date | Oct 17, 2019 |
| Instrument | 201900015552 |
| Name | INLANTA MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | PEWAUKEE, WI 53072 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2049 |
| Rate | 3.87% |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENDALL IL |
| Recording Date | Sep 26, 2017 |
| Property Address | 607 CARNATION DR, OSWEGO, IL 60543-8253 |
| Document Number | 0000015331 |
| Map Reference | DOC9708807 |
| Instrument Date | Sep 15, 2017 |
| Instrument | 201700015331 |
| Transaction Type | Transfer |
| Record Updated | Feb 6, 2021 |
| Title Company | FIDELITY NATIONAL TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $251.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 607 CARNATION DR, OSWEGO, IL 60543-8253 |
| Document Number | , 201700015332 |
|---|---|
| Date | Sep 26, 2017 |
| Instrument | 201700015332 |
| Type | Mortgage Company |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2047 |
| Rate | 4% |
|---|
Source: Kendall County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kendall County |
| County Subdivision | Oswego Township |
| Municipality | Oswego Village |
| Unified School District | Oswego Community Unit School District 308 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $118,646 Land $26,631 Building $92,015 | $355,938 Land $79,893 Building $276,045 | |
| 2024 | $8,697.00 | ||
| 2022 | $92,622 Land $20,790 Building $71,832 | $277,866 Land $62,370 Building $215,496 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 607 Carnation Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 607 Carnation Dr has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 153 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Watch TV Fixed Wireless | 400 / 40 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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