607 Campus St, Charlotte, NC 28216 Property Records

Mecklenburg County property record for 607 Campus St, Charlotte, NC 28216

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,306 sqft · built 1931
Lot Size	0.06 acres (2,614 sqft)
Owner	2 Individual Names on File
Last Sale	$403,500 (Aug 2023)
Tax Bill	$3,158 (2024)
Deeds & Mortgages	May 2022 Mortgage Feb 2026 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`069-037-15`

Property Details

APN / Parcel Number

Primary APN	`069-037-15`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,306 sqft Living Area
1st Floor Area	2,306 sqft

Exterior

Year Built	Built 1931
Effective Year Built	Effective 1995
Exterior Material	Wood
Construction Type	Frame
Foundation Type	No Foundation
Roof Type	Gable
Roof Material	Asphalt
Lot Area	2,614 sqft (0.06 acres)
Garage Type	Carport
Carport	Carport
Porch	Finished/Open Porch
Porch Area	186 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	607 CAMPUS ST
City	CHARLOTTE
State	NC
Zip	28216-5309
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-22MF
Legal Description	L7 M5-69
Legal Subdivision	PROPERTY/J C STOKES
Legal Block	7
Legal Lot Number	7
Jurisdiction	MECKLENBURG NC
Township / Civil Division	1, CHARLOTTE
Census Block Group	1
Census Block	1004
Census Tract	4700

Owner

607 Campus St is owned and occupied by two individuals who acquired it in January 2026.

Source: Mecklenburg County records, as of February 11, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	607 CAMPUS ST, CHARLOTTE, NC 28216-5309
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
May 27, 2022	Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP
Feb 4, 2026	Intrafamily Transfer, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA
Aug 28, 2023	Warranty Deed, Transfer · Conventional Mortgage ALCOVA MORTGAGE LLC
Jul 14, 2020	Deed of Trust, Mortgage · FHA Mortgage CERTAINTY HOME LOANS LLC
Oct 20, 2017	Warranty Deed, Transfer · FHA Mortgage CERTAINTY HOME LOANS LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 28, 2023 · Amount on File
Deed Sale	Aug 28, 2023 · Amount on File
Prior Sale	Oct 20, 2017 · Amount on File
Deed Document Number	202382210
Deed Book / Page	38337 / 223
Last Transfer Date	Jan 30, 2026
Transfer Doc	0000010939
Record Updated	Sep 20, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	607 CAMPUS ST, CHARLOTTE, NC 28216-5309
Transaction Type	Mortgage
Record Updated	Feb 12, 2026
Title Company	INSPIRE CLOSING SERVICES LLC, INSPIRE CLOSINGS SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000081027
Date	May 27, 2022
Book Page	37377/701
Instrument	2022081027

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2052

February 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MECKLENBURG NC
Recording Date	Feb 4, 2026
Property Address	607 CAMPUS ST, CHARLOTTE, NC 28216-5309
Document Number	0000010939
Book / Page	40176 / 917
Map Reference	MB 5 PG 69
Instrument Date	Jan 30, 2026
Instrument	2026010939
Transaction Type	Transfer
Record Updated	Feb 12, 2026
Title Company	MORTGAGE CONNECT LP, MORTGAGE CONNECT LP VENDOR

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	607 CAMPUS ST, CHARLOTTE, NC 28216-5309

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	607 CAMPUS ST, CHARLOTTE, NC 28216-5309

Mortgage

Document Number	0000010940
Date	Feb 4, 2026
Instrument	2026010940

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Feb 1, 2041

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Aug 28, 2023
Property Address	607 CAMPUS ST, CHARLOTTE, NC 28216-5309
Document Number	0000082210
Book / Page	38337 / 223
Map Reference	MB 332 PG 282
Instrument Date	Aug 28, 2023
Instrument	2023082210
Transaction Type	Transfer
Record Updated	Sep 5, 2023
Title Company	CHICAGO TITLE COMPANY/CA, CHICAGO TITLE COMPANY LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$807.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10750 TRADITION VIEW DR, CHARLOTTE, NC 28269-1418

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	607 CAMPUS ST, CHARLOTTE, NC 28216-5309

Mortgage

Document Number	0000082211
Date	Aug 28, 2023
Instrument	2023082211

Lender

Name	ALCOVA MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2053

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	607 CAMPUS ST, CHARLOTTE, NC 28216-5309
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000106082
Date	Jul 14, 2020
Book Page	34800/695
Instrument	2020106082

Lender

Name	CERTAINTY HOME LOANS LLC
Type	Mortgage Company
Address	PLANO, TX 75024

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2050

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Oct 20, 2017
Property Address	607 CAMPUS ST, CHARLOTTE, NC 28216-5309
Document Number	0000142347
Book / Page	32210 / 903
Map Reference	MB5 PG69
Instrument Date	Oct 20, 2017
Instrument	2017142347
Transaction Type	Transfer
Record Updated	Jun 15, 2021

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$430.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1432 DOWNS AVE, 1432, CHARLOTTE, NC 28205-2016

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	607 CAMPUS ST, CHARLOTTE, NC 28216-5309

Mortgage

Document Number	0000142348
Date	Oct 20, 2017
Instrument	2017142348

Lender

Name	CERTAINTY HOME LOANS LLC
Type	Non-Lending Institution

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2047

Mortgage

Document Number	0000142349
Date	Oct 20, 2017
Book Page	32210/919
Instrument	2017142349

Lender

Name	NORTH CAROLINA HOUSING FINANCE AGENCY
Type	Government Agency
Address	RALEIGH, NC 27611

Agreement

Amount	Amount on Record
Term	180 Months
Due	Oct 19, 2032

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of September 9, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Mecklenburg County
Municipality	Charlotte City
Unified School District	Charlotte-Mecklenburg Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$396,900 Land $140,000 Building $256,900	$396,900 Land $140,000 Building $256,900
2024	$3,158.00 (-17.09%)
2023	$3,809.00	$394,800 Land $140,000 Building $254,800	$396,900 Land $140,000 Building $256,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 607 Campus St in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1997.

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	5 (1997–2013)
Claims Outside the SFHA	3 of 5
Most Recent Claim	Jul 2013 · Severe Storms, Flooding, Landslides, And Mudslides
Claims by Event	Severe Storms, Flooding, Landslides, And Mudslides, Jul 2013 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 607 Campus St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 98.5% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 351 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75
T-Mobile Fixed Wireless	100 / 20

May also be available: Google Fiber.

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