607 Bauer Rd, Troy, IL 62294 Property Records

Madison County property record for 607 Bauer Rd, Troy, IL 62294

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,620 sqft · built 1987
Lot Size	2 acres (87,120 sqft)
Owner	2 Individual Names on Record
Tax Bill	$4,602 (2025)
Deeds & Mortgages	Apr 2026 Construction Loan Dec 2025 Sale + 4 more
APN	`09-1-22-23-00-000-009`

Property Details

APN / Parcel Number

Primary APN	`09-1-22-23-00-000-009`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,620 sqft Living Area

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1995
Exterior Material	Vinyl
Construction Type	Frame
Lot Area	87,120 sqft (2 acres)
Garage Type	Attached
Garage Area	1,200 sqft
Parking Spaces	5 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	607 BAUER RD
City	TROY
State	IL
Zip	62294-2727
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SW/C
Legal Subdivision	EDDIE BERN ACRESSUB
Jurisdiction	MADISON IL
Township / Civil Division	JARVIS
Census Block Group	2
Census Block	2004
Census Tract	403532

Owner

Source: Madison County records, as of June 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	409 AVALON DR, TROY, IL 62294-2080
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Apr 9, 2026	Deed of Trust, Mortgage · Construction Mortgage FCB BANK
Dec 29, 2025	Deed, Transfer ATTORNEY ONLY, ATTORNEY
Apr 27, 2023	Deed, Transfer
Jun 7, 2023	Correction Deed
Oct 13, 2020	Warranty Deed, Transfer · Conventional Mortgage TOWN & COUNTRY BANC MTG SVCS
Apr 30, 2018	Deed of Trust, Mortgage · Line of Credit BANK OF EDWARDSVILLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 29, 2025
Deed Sale	Dec 29, 2025
Prior Sale	Jun 7, 2023
Deed Document Number	202536675
Prior Transfer Date	Apr 26, 2023
Prior Transfer Doc	0000014747
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON IL
Recording Date	Apr 9, 2026
Property Address	607 BAUER RD, TROY, IL 62294-2727
Document Number	0000010116
Instrument Date	Apr 3, 2026
Instrument	202610116
Transaction Type	Mortgage
Record Updated	Jul 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants, 205
Address	980 BLACKJACK RD, TROY, IL 62294-2708

Mortgage

Document Number	0000010116,
Date	Apr 9, 2026
Instrument	202610116

Lender

Name	FCB BANK

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	360 Months

Interest

Rate Type	Fixed Rate
Rate	6%
Initial Type	Fixed Rate
Max Rate	-1%

December 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	MADISON IL
Recording Date	Dec 29, 2025
Property Address	607 BAUER RD, TROY, IL 62294-2727
Document Number	0000036675
Instrument Date	Dec 29, 2025
Instrument	2025R36675
Transaction Type	Transfer
Record Updated	Jan 14, 2026
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	409 AVALON DR, TROY, IL 62294-2080

April 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	MADISON IL
Recording Date	Apr 27, 2023
Property Address	607 BAUER RD, TROY, IL 62294-2727
Document Number	0000010850
Map Reference	DB 3307 PG 874
Instrument Date	Apr 26, 2023
Instrument	2023R10850
Transaction Type	Transfer
Record Updated	May 17, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8530 STEELE LN, TROY, IL 62294-3316

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8530 STEELE LN, TROY, IL 62294-3316

June 2023: Correction Deed

Document Type	Correction Deed
Jurisdiction	MADISON IL
Recording Date	Jun 7, 2023
Property Address	607 BAUER RD, TROY, IL 62294-2727
Document Number	0000014747
Map Reference	PB 34 PG 152
Instrument Date	Apr 26, 2023
Instrument	2023R14747
Record Updated	Jul 5, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8530 STEELE LN, TROY, IL 62294-3316

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8530 STEELE LN, TROY, IL 62294-3316

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON IL
Recording Date	Oct 13, 2020
Property Address	607 BAUER RD, TROY, IL 62294-2727
Document Number	0000036660
Instrument Date	Sep 16, 2020
Instrument	2020R36660
Transaction Type	Transfer
Record Updated	Apr 21, 2022
Title Company	ABSTRACTS & TITLES

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$337.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	607 BAUER RD, TROY, IL 62294-2727

Mortgage

Document Number	0000036661
Date	Oct 13, 2020
Instrument	2020R36661

Lender

Name	TOWN & COUNTRY BANC MTG SVCS

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON IL
Property Address	607 BAUER RD, TROY, IL 62294-2727
Document Number	0000013872
Instrument Date	Apr 30, 2018
Transaction Type	Mortgage
Record Updated	May 22, 2018
Title Company	SOUTHERN IL R/E TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	607 BAUER RD TROY IL 622942727, TROY, IL 62294-2727

Mortgage

Document Number	0000013872
Date	May 8, 2018
Instrument	13872

Lender

Name	BANK OF EDWARDSVILLE
Type	Bank
Address	TROY, IL 62294

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	4.75%

Tax Assessment & Valuation

Source: Madison County assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Madison County
County Subdivision	Jarvis Township
Unified School District	Triad Community Unit School District 2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,602.00 (+8.18%) Homeowner's exemption	$77,870 (+8.27%) Land $18,940 Building $58,930	$233,610 (+8.27%) Land $56,820 Building $176,790
2024	$4,254.00 (+14.17%)	$71,920 (+19.63%) Land $19,400 Building $52,520	$215,760 (+19.51%) Land $58,200 Building $157,560
2022	$3,726.00	$60,120 Land $16,220 Building $43,900	$180,541 Land $48,709 Building $131,832

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	6 in force
Nearby Flood Claims	1 (2008)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2008 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 70% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-EAST ST LOUIS private · serves 131,368 people · EPA ID IL1635040
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Wisper ISP.

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