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607 4th Ave NE, Saint Cloud, MN 56304 Property Records

Benton County property record for 607 4th Ave NE, Saint Cloud, MN 56304

Property Summary

Property TypeSingle Family Home
Lot Size0.086 acres (3,765 sqft)
Owner2 Individual Names on File
Last Sale$182,800 (Mar 2020)
Tax Bill$3,684 (2026)
Deeds & MortgagesMar 2020 Sale & Mortgage
Nov 2018 Transfer
+ 1 more
Flood ZoneZone X (minimal risk)
APN17.00790.00

Property Details

APN / Parcel Number

Primary APN17.00790.00

Exterior

Lot Area3,765 sqft (0.086 acres)

Location & Zoning

Street Address607 4TH AVE NE
CitySAINT CLOUD
StateMN
Zip56304-0111
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSECT-35 TWP-036 RANGE-031 ST CLOUD PARK LOT-002 BLOCK-010
Legal Range031
Legal Township036
Legal Section35
Legal SubdivisionST CLOUD PARK
Legal Block10
Legal Lot Number2
JurisdictionBENTON MN
Township / Civil DivisionST. CLOUD
Census Block Group4
Census Block4023
Census Tract21201

Owner

Source: Benton County records · APN 17.00790.00

Assessment roll updated July 16, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address607 4TH AVE NE, SAINT CLOUD, MN 56304-0111
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 06, 2020Warranty Deed, Transfer · Stand-Alone First Mortgage
CENTRAL MINNESOTA HABITAT FOR HUMAN
Nov 30, 2018Quit Claim Deed, Transfer
FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURAN
Feb 13, 2018Warranty Deed, Transfer

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMar 06, 2020 · Amount on Record
Deed SaleMar 06, 2020 · Amount on Record
Prior SaleFeb 13, 2018 · Amount on Record
Deed Document Number2020441652
Prior Transfer DateNov 17, 2010
Prior Transfer Doc1378108
Record UpdatedSep 20, 2026

March 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBENTON MN
Recording DateMar 06, 2020
Property Address607 4TH AVE NE, SAINT CLOUD, MN 56304-0111
Document Number441652
Instrument DateFeb 26, 2020
Instrument441652
Transaction TypeTransfer
Record UpdatedAug 09, 2021
Title CompanyFIRST AMERICAN TITLE INS CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$603.24
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address607 4TH AVE NE, SAINT CLOUD, MN 56304-0111

Mortgage

Document Number441654
DateMar 06, 2020
Instrument441654
Lender
NameCENTRAL MINNESOTA HABITAT FOR HUMAN
TypeNon-Lending Institution
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded
Term240 Months
DueMar 01, 2040

Mortgage

Document Number441655
DateMar 06, 2020
Instrument441655
Lender
NameHABITAT FOR HUMANITY OF MINNESOTA INC
TypeNon-Lending Institution
AddressSAINT PAUL, MN 55114
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term240 Months
DueMar 01, 2040

November 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionBENTON MN
Recording DateNov 30, 2018
Property Address607 4TH AVE NE, SAINT CLOUD, MN 56304-0111
Document Number433023
Instrument DateNov 28, 2018
Instrument433023
Transaction TypeTransfer
Record UpdatedAug 09, 2021
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURAN

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3335 W SAINT GERMAIN ST STE 108, 108, SAINT CLOUD, MN 56301-7321

February 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBENTON MN
Recording DateFeb 13, 2018
Property Address607 4TH AVE NE, SAINT CLOUD, MN 56304-0111
Document Number427776
Instrument DateFeb 09, 2018
Instrument427776
Transaction TypeTransfer
Record UpdatedAug 09, 2021

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Notice of Trustee Sale
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Tax Assessment & Valuation

Source: Benton County records · Assessment roll updated July 16, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateMinnesota
CountyBenton County
MunicipalitySt. Cloud City
Unified School DistrictSt. Cloud Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$3,684.00 (+25.91%) Homeowner's exemption$234,100 (-) Land $25,000 Building $209,100$234,100 (-) Land $25,000 Building $209,100
2025$2,926.00 (+10.58%) Homeowner's exemption$234,100 (-) Land $25,000 Building $209,100$234,100 (-) Land $25,000 Building $209,100
2023$2,646.00$234,100 Land $25,000 Building $209,100$234,100 Land $25,000 Building $209,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of July 29, 2019 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Wildfire

Wildfire RiskNot rated
no burnable land within ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
Starlink
Satellite		280 / 30

May also be available: Lumen Technologies.

Based on FCC filings for 263 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemSaint Cloud
serves 71,321 people
Water SourceSurface water
Last State InspectionAug 2025
Lead3 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.

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