607 2nd St SE, Winter Haven, FL 33880 Property Records

Polk County property record for 607 2nd St SE, Winter Haven, FL 33880

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 882 sqft · built 1948
Lot Size	0.152 acres (6,599 sqft)
Owner	2 Individual Names on File
Last Sale	$179,000 (Oct 2021)
Tax Bill	$2,568 (2025)
Deeds & Mortgages	Oct 2021 Sale & Mortgage Jul 2018 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`26-28-28-616500-000030`

Property Details

APN / Parcel Number

Primary APN	`26-28-28-616500-000030`
Alternative APNs	`282826616500000030` `82826000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	882 sqft Living Area
1st Floor Area	882 sqft
Flooring	Tile
Interior Walls	Plaster

Exterior

Year Built	Built 1948
Effective Year Built	Effective 2000
Exterior Material	Wood
Construction Type	Wood
Foundation Type	Pier/Post & Beam
Roof Type	Hip
Roof Material	Other
Lot Area	6,599 sqft (0.152 acres)
Lot Dimensions	100 ft deep x 63 ft wide
View / Lot	Commercial/Industrial
Garage Type	Detached
Garage Area	252 sqft
Porch	Unfinished Open Porch
Porch Area	136 sqft

Location & Zoning

Street Address	607 2ND ST SE
City	WINTER HAVEN
State	FL
Zip	33880-3616
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	DANIELS SUB PB 33 PG 8 LOTS 3 & E 5 FT OF N 63 FT OF 5
Legal Range	26E
Legal Township	28S
Legal Section	28
Legal Subdivision	DANIELS SUBDIVISION
Legal Tract	616500
Legal Block	2
Legal Lot Number	3
Jurisdiction	POLK FL
Township / Civil Division	WINTER HAVEN-AUBURNDALE
Census Block Group	2
Census Block	2018
Census Tract	13901

Owner

607 2nd St SE is owned and occupied by two individuals who bought it in October 2021.

Source: Polk County records, as of September 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	607 2ND ST SE, WINTER HAVEN, FL 33880-3616
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 21, 2021	Warranty Deed, Transfer · FHA Mortgage FBC MORTGAGE LLC
Jul 24, 2018	Warranty Deed, Transfer · FHA Mortgage MORTGAGE FIRM
Mar 12, 2018	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 21, 2021 · Amount on File
Deed Sale	Oct 21, 2021 · Amount on File
Prior Sale	Jul 24, 2018 · Amount on File
Deed Document Number	2021274651
Deed Book / Page	11947 / 263
Prior Transfer Date	Jun 21, 2016
Prior Transfer Doc	0098580020
Record Updated	Oct 29, 2026

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Oct 21, 2021
Property Address	607 2ND ST SE, WINTER HAVEN, FL 33880-3616
Document Number	0000274651
Book / Page	11947 / 263
Map Reference	MB 33 PG 8
Instrument Date	Sep 27, 2021
Instrument	2021274651
Transaction Type	Transfer
Record Updated	Feb 10, 2023
Title Company	PARAMOUNT TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,253.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	18914 E BRIARGATE LN # LN1C, LN1C, PARKER, CO 80134-3664

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	607 2ND ST SE, WINTER HAVEN, FL 33880-3616

Mortgage

Document Number	0011947265
Date	Oct 21, 2021
Instrument	11947/265

Lender

Name	FBC MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2051

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Jul 24, 2018
Property Address	607 2ND ST SE, WINTER HAVEN, FL 33880-3616
Document Number	0105580953
Book / Page	010558 / 000953
Instrument Date	Jul 20, 2018
Instrument	157271
Transaction Type	Transfer
Record Updated	Aug 8, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$903.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3319 GOLDEN EAGLE DR LAND O LAKES FL 346399549, LAND O LAKES, FL 34639-9549

Mortgage

Document Number	105580954
Date	Jul 24, 2018
Book Page	010558/000954
Instrument	157272

Lender

Name	MORTGAGE FIRM
Type	Mortgage Company
Address	ALTAMONTE SPRINGS, FL 32714

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 23, 2048

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Mar 12, 2018
Property Address	607 2ND ST SE, WINTER HAVEN, FL 33880-3616
Document Number	0104192099
Book / Page	010419 / 002099
Instrument Date	Mar 9, 2018
Instrument	53013
Transaction Type	Transfer
Record Updated	Mar 26, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$350.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5543 PARKDALE DR ORLANDO FL 328392934, ORLANDO, FL 32839-2934

Tax Assessment & Valuation

The 2025 property tax bill for 607 2nd St SE was $2,568, down 3.2% from the year before.

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Municipality	Winter Haven City
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$135,996 (+0.72%) Land $23,096 Building $112,900	$135,996 (+0.72%) Land $23,096 Building $112,900
2025	$2,568.00 (-3.24%)	$135,027 Land $23,096 Building $111,931	$135,027 Land $23,096 Building $111,931
2024	$2,654.00 (+4.57%)
2023	$2,538.00 (+10.44%)	$136,256 (+15.23%) Land $19,797 Building $116,459	$136,256 (+15.23%) Land $19,797 Building $116,459
2022	$2,298.00	$118,244 Land $16,497 Building $101,747	$118,244 Land $16,497 Building $101,747

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 607 2nd St SE in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 607 2nd St SE is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WINTER HAVEN WATER DEPARTMENT serves 87,537 people · EPA ID FL6531992
Water Source	Groundwater
Last State Inspection	Dec 2021
Lead	7 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Sep 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	16 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 373 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Alternative Choice Wireless, Frontier.

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