6069 Captain's Way, Ferndale, WA 98248 Property Records

Whatcom County property record for 6069 Captain's Way, Ferndale, WA 98248

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,155 sqft · built 2012
Lot Size	0.14 acres (6,098 sqft)
Owner	Individual Name on Record
Last Sale	$8,245 (Mar 2026)
Tax Bill	$3,383 (2025)
Deeds & Mortgages	Mar 2026 Sale & Mortgage Oct 2025 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`390124-487518-0000`

Property Details

APN / Parcel Number

Primary APN	`390124-487518-0000`
Alternative APNs	`172388` `557051` `487193`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,155 sqft Living Area
Gross Area	1,615 sqft
1st Floor Area	1,155 sqft

Exterior

Year Built	Built 2012
Effective Year Built	Effective 2012
Exterior Material	Combination
Roof Material	Composition Shingle
Lot Area	6,098 sqft (0.14 acres)
Garage Type	Attached
Garage Area	460 sqft
Parking Spaces	2 Parking Spaces
Porch	Wood Porch
Porch Area	112 sqft
Storage Building	110 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Account Number	172388
Street Address	6069 CAPTAINS WAY
City	FERNDALE
State	WA
Zip	98248-8571
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS10.5
Legal Description	THORNTON WOODS LOT 36
Legal Range	01
Legal Township	39
Legal Section	24
Legal Subdivision	THORNTON WOODS
Legal Block	2
Legal Lot Number	36
Jurisdiction	WHATCOM WA
Township / Civil Division	FERNDALE
Census Block Group	2
Census Block	2001
Census Tract	10503

Owner

Source: Whatcom County records, as of April 3, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	6069 CAPTAINS WAY, FERNDALE, WA 98248-8571
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried

Deeds, Mortgages & Sale History

Date	Document
Mar 27, 2026	Warranty Deed, Transfer · Conventional Mortgage EVERGREEN MONEYSOURCE MORTGAGE CO
Oct 30, 2025	Warranty Deed, Transfer E-CHICAGO TITLE, CHICAGO TITLE
Apr 27, 2021	Deed of Trust, Mortgage · Conventional Mortgage CALIBER HOME LOANS INC
Nov 30, 2018	Warranty Deed, Transfer · Conventional Mortgage CALIBER HM LOANS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 27, 2026 · Amount on Record
Deed Sale	Mar 27, 2026 · Amount on Record
Prior Sale	Oct 30, 2025 · Amount on Record
Deed Document Number	2026032291
Prior Transfer Date	Nov 9, 2010
Prior Transfer Doc	0001200081
Record Updated	Jun 8, 2026

March 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WHATCOM WA
Recording Date	Mar 27, 2026
Property Address	6069 CAPTAINS WAY, FERNDALE, WA 98248-8571
Document Number	0000302291
Map Reference	AF 2091203826
Instrument Date	Mar 23, 2026
Instrument	2026-0302291
Transaction Type	Transfer
Record Updated	Apr 7, 2026
Title Company	FIDELITY NATIONAL TTL GROUP

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$8,245.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6069 CAPTAINS WAY, FERNDALE, WA 98248-8571

Mortgage

Document Number	0000302292
Date	Mar 27, 2026
Instrument	2026-0302292

Lender

Name	EVERGREEN MONEYSOURCE MORTGAGE CO
Type	Mortgage Company
Address	BELLEVUE, WA 98006

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2056

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WHATCOM WA
Recording Date	Oct 30, 2025
Property Address	6069 CAPTAINS WAY, FERNDALE, WA 98248-8571
Document Number	0001002462
Map Reference	AF 2091203826
Instrument Date	Oct 29, 2025
Instrument	2025-1002462
Transaction Type	Transfer
Record Updated	Nov 13, 2025
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Amount	Amount Recorded
Tax	$6,565.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6069 CAPTAINS WAY, FERNDALE, WA 98248-8571

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHATCOM WA
Property Address	6069 CAPTAINS WAY, FERNDALE, WA 98248-8571
Transaction Type	Mortgage
Record Updated	Nov 1, 2023
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000404780
Date	Apr 27, 2021
Instrument	2021-0404780

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	301 Months
Due	May 1, 2046

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WHATCOM WA
Recording Date	Nov 30, 2018
Property Address	6069 CAPTAINS WAY, FERNDALE, WA 98248-8571
Document Number	2181102730
Instrument Date	Nov 19, 2018
Instrument	1102730
Transaction Type	Transfer
Record Updated	Jan 13, 2020
Title Company	WHATCOM LAND TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$6,146.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6069 CAPTAINS WAY FERNDALE WA 982488571, FERNDALE, WA 98248-8571

Mortgage

Document Number	2181102731
Date	Nov 30, 2018
Instrument	1102731

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	IRVING, TX 75063

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 29, 2048

Tax Assessment & Valuation

Source: Whatcom County assessment roll, as of December 30, 2025

Property Jurisdictions

Type	Name
State	Washington
County	Whatcom County
Municipality	Ferndale City
Unified School District	Ferndale School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,383.00 (+1.17%)	$451,307 (+1.33%) Land $183,330 Building $267,977	$451,307 (+1.33%) Land $183,330 Building $267,977
2024	$3,344.00 (+11.69%)	$445,388 (+11.29%) Land $189,000 Building $256,388	$445,388 (+11.29%) Land $189,000 Building $256,388
2022		$400,222 Land $145,595 Building $254,627	$400,222 Land $145,595 Building $254,627
2021	$2,994.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 17 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	17 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.6% of Washington
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FERNDALE serves 19,305 people · EPA ID WA5324850
Water Source	Groundwater
Last State Inspection	May 2025
Lead	6 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 427 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: Verizon, Ziply Fiber.

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