6064 Ard Dr, Youngstown, FL 32466 Property Records

Bay County property record for 6064 Ard Dr, Youngstown, FL 32466

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 2,192 sqft · built 1985
Lot Size	0.397 acres (17,293 sqft)
Owner	2 Individual Names on File
Last Sale	$189,000 (Dec 2023)
Tax Bill	$2,134 (2025)
Deeds & Mortgages	Feb 2026 Line of Credit Dec 2023 Sale
Flood Zone	Zone X (minimal risk)
APN	`05227-006-000`

Property Details

APN / Parcel Number

Primary APN	`05227-006-000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	2,192 sqft Living Area
1st Floor Area	1,884 sqft
Flooring	Tile
Interior Walls	Plywood

Exterior

Year Built	Built 1985
Effective Year Built	Effective 2000
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	17,293 sqft (0.397 acres)
Lot Dimensions	173 ft deep x 100 ft wide
Driveway	Driveway
Porch	Florida Room
Porch Area	468 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	6064 ARD DR
City	YOUNGSTOWN
State	FL
Zip	32466-1906
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	BC08
Legal Description	LEISURE ACRES UNIT 1 MAP 140C LOT 6 BLK B ORB 4756 P 1313
Legal Range	13W
Legal Township	02S
Legal Section	08
Legal Subdivision	LEISURE ACRES
Legal Block	B
Legal Lot Number	6
Legal Unit	1
Jurisdiction	BAY FL
Township / Civil Division	YOUNGSTOWN
Census Block Group	2
Census Block	2059
Census Tract	302

Owner

6064 Ard Dr is owned and occupied by two individuals who acquired it in November 2025.

Source: Bay County records, as of March 12, 2026

Owner of Record	2 Individual Names on File
Mailing Address	6064 ARD DR, YOUNGSTOWN, FL 32466-1906
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 23, 2026	Deed of Trust, Mortgage · Line of Credit THE HELOC COMPANY LLC
Dec 12, 2023	Warranty Deed, Transfer OMEGA NATIONAL TITLE AGENCY LLC, OMEGA NATIONAL TTL AGCY LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 12, 2023 · Amount on File
Deed Sale	Dec 12, 2023 · Amount on File
Deed Document Number	202376783
Deed Book / Page	4756 / 1313
Last Transfer Date	Nov 5, 2025
Transfer Doc	0000064535
Record Updated	Sep 20, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BAY FL
Property Address	6064 ARD DR, YOUNGSTOWN, FL 32466-1906
Transaction Type	Mortgage
Record Updated	Mar 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6064 ARD DR, YOUNGSTOWN, FL 32466-1906

Mortgage

Document Number	0050042003
Date	Feb 23, 2026
Book Page	5004/2003
Instrument	2026010769

Lender

Name	THE HELOC COMPANY LLC
Type	Non-Lending Institution
Address	SILVER SPRING, MD 20910

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Feb 11, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BAY FL
Recording Date	Dec 12, 2023
Property Address	6064 ARD DR, YOUNGSTOWN, FL 32466-1906
Document Number	0047561313
Book / Page	4756 / 1313
Map Reference	MB 10 PG 96
Instrument Date	Dec 12, 2023
Instrument	2023076783
Transaction Type	Transfer
Record Updated	Jan 1, 2024
Title Company	OMEGA NATIONAL TITLE AGENCY LLC, OMEGA NATIONAL TTL AGCY LLC

Transaction

Amount	Amount on Record
Tax	$1,323.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	977 7 LKS N, WEST END, NC 27376-9752

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6064 ARD DR, YOUNGSTOWN, FL 32466-1906

Tax Assessment & Valuation

The 2025 property tax bill for 6064 Ard Dr was $2,134, up 5.5% from the year before.

Source: Bay County assessment roll, as of January 5, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Bay County
Unified School District	Bay County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,134.00 (+5.49%)	$172,531 (+7.39%) Land $32,340 Building $140,191	$172,531 (+7.39%) Land $32,340 Building $140,191
2024	$2,023.00 (+194.04%)	$160,659 (+76.89%) Land $27,405 Building $133,254	$160,659 (+47.15%) Land $27,405 Building $133,254
2023	$688.00 (+11.33%) Homeowner's exemption	$90,825 (+3%)	$109,177 (+13.03%) Land $22,890 Building $86,287
2022	$618.00 Homeowner's exemption	$88,180	$96,592 Land $17,850 Building $78,742

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 6064 Ard Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 20 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	20 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6064 Ard Dr is moderate, ranking above 67% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 67% of the US · above 46% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BAY COUNTY WATER SYSTEM serves 40,848 people · EPA ID FL1030050
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 62 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Wildstar Networks, Xfinity.

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