6061 W State Rd 46, Poland, IN 47868 Property Records

Owen County property record for 6061 W State Rd 46, Poland, IN 47868

Property Summary

Property Type	Rural Home
Details	3 bd · 2 ba · 3,024 sqft · built 2023
Lot Size	22 acres (960,498 sqft)
Owner	Individual Name on File
Last Sale	$168,800 (Oct 2015)
Tax Bill	$4,547 (2025)
Deeds & Mortgages	Nov 2022 Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`60-11-05-304-430.000-025`

Property Details

APN / Parcel Number

Primary APN	`60-11-05-304-430.000-025`
Alternative APN	`00001017744`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	3,024 sqft Living Area
1st Floor Area	3,024 sqft
Basement Area	788 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Construction Type	Wood
Foundation Type	No Foundation
Roof Material	Other
Lot Area	960,498 sqft (22 acres)
Garage Type	Attached
Garage Area	745 sqft
Parking Spaces	3 Parking Spaces
Lean-To	500 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	00001017744
Street Address	6061 W STATE ROAD 46
City	POLAND
State	IN
Zip	47868-7133
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	S 1/2 SW SE S5 T10 R4 20A IN SE SW S5 T10 R4 2.05A
Legal Range	4
Legal Township	10
Legal Section	5
Jurisdiction	OWEN IN
Township / Civil Division	MORGAN
Census Block Group	2
Census Block	2010
Census Tract	955701

Owner

6061 W State Rd 46, a rural home, is owned and occupied by an individual who bought it in October 2015.

Source: Owen County records, as of June 23, 2026

Owner of Record	Individual Name on File
Mailing Address	6061 W STATE ROAD 46, POLAND, IN 47868-7133
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 5, 2015 · Amount on File
Deed Sale	Oct 5, 2015 · Amount on File
Deed Document Number	2015202967
Record Updated	Sep 20, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OWEN IN
Property Address	6061 W STATE ROAD 46, POLAND, IN 47868-7133
Transaction Type	Mortgage
Record Updated	Jun 12, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6061 W STATE ROAD 46, POLAND, IN 47868-7133

Mortgage

Document Number	0000231414
Date	Nov 29, 2022
Instrument	231414

Lender

Name	FORUM CU
Type	Credit Union
Address	FISHERS, IN 46038

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	373 Months
Due	Dec 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	6.37%
Adjustable	Adjustable Rate Rider
Type Change Date	Dec 1, 2030
Change Frequency	Annually
Min Rate At Change	3%
Max Rate At Change	11.3%
Index	1-Year LIBOR
Margin	3
Max Rate	11.3%

Tax Assessment & Valuation

The 2025 property tax bill for 6061 W State Rd 46 was $4,547 with a homeowner's exemption, down 1.9% from the year before.

Source: Owen County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Owen County
County Subdivision	Morgan Township
Unified School District	Spencer-Owen Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,547.00 (-1.9%) Homeowner's exemption	$662,700 Land $47,100 Building $615,600	$662,700 Land $47,100 Building $615,600
2024	$4,635.00 (+368.66%)
2023	$989.00 (-68.32%)	$69,400 (-68.74%) Land $42,300 Building $27,100	$69,400 (-68.74%) Land $42,300 Building $27,100
2022	$3,122.00	$222,000 Land $37,100 Building $184,900	$222,000 Land $37,100 Building $184,900

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 6061 W State Rd 46 in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 9, 2019

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 6061 W State Rd 46 is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 73% of Indiana
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 40 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
South Central Indiana REMC Fiber	1,000 / 1,000
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20