606 Wallgate Ave, Waterloo, IA 50701 Property Records

Black Hawk County property record for 606 Wallgate Ave, Waterloo, IA 50701

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 864 sqft · built 1916
Lot Size	0.115 acres (5,000 sqft)
Owner	2 Individual Names on Record
Last Sale	$120,000 (Mar 2026)
Tax Bill	$1,826 (2025)
Deeds & Mortgages	Jul 2025 Sale & Construction Loan Oct 2019 Refinance + 2 more
Flood Zone	Zone X (minimal risk)
APN	`8913-22-328-003`

Property Details

APN / Parcel Number

Primary APN	`8913-22-328-003`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Stories	1 Story
Building Area	864 sqft Living Area
1st Floor Area	576 sqft
Basement Area	576 sqft
Unfinished Basement	576 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1916
Effective Year Built	Effective 1916
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	5,000 sqft (0.115 acres)
Lot Dimensions	125 ft deep x 40 ft wide
Garage Type	Detached
Garage Area	308 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	160 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	606 WALLGATE AVE
City	WATERLOO
State	IA
Zip	50701-5840
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GALLOWAY ADDITION WATERLOO LOT 126
Legal Range	13W
Legal Township	89N
Legal Section	22
Legal Subdivision	GALLOWAY ADDITION WATERLOO
Legal Lot Number	126
Jurisdiction	BLACK HAWK IA
Township / Civil Division	WATERLOO
Census Block Group	1
Census Block	1029
Census Tract	400

Owner

Source: Black Hawk County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	34250 175TH ST, CEDAR FALLS, IA 50613-8287
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jul 31, 2025	Warranty Deed, Construction Loan · Construction Mortgage FIRST BANK
Oct 17, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance BANK IOWA
Mar 4, 2019	Warranty Deed, Foreclosure
Jul 23, 2018	Sheriff's Deed, Foreclosure

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 13, 2026 · Amount on Record
Deed Sale	Mar 13, 2026 · Amount on Record
Prior Sale	Jul 31, 2025 · Amount on Record
Deed Document Number	20263275
Prior Transfer Date	Apr 4, 2005
Prior Transfer Doc	2005022952
Record Updated	Oct 29, 2026

July 2025: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	BLACK HAWK IA
Recording Date	Jul 31, 2025
Property Address	606 WALLGATE AVE, WATERLOO, IA 50701-5840
Document Number	0202511013
Instrument Date	Jul 31, 2025
Instrument	2025-11013
Transaction Type	Construction Loan
Record Updated	Oct 17, 2025

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$117.60
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	606 WALLGATE AVE, WATERLOO, IA 50701-5840

Mortgage

Document Number	0202511014
Date	Jul 31, 2025
Instrument	2025-11014

Lender

Name	FIRST BANK
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	1 Months
Due	Jul 31, 2025

Interest

Rate Type	Adjustable Rate

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	606 WALLGATE AVE, WATERLOO, IA 50701-5840
Transaction Type	Mortgage
Record Updated	Nov 13, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202000007143
Date	Oct 17, 2019
Instrument	202000007143

Lender

Name	BANK IOWA

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

March 2019: Warranty Deed, Foreclosure

Document Type	Warranty Deed
Jurisdiction	BLACK HAWK IA
Recording Date	Mar 4, 2019
Property Address	606 WALLGATE AVE, WATERLOO, IA 50701-5840
Document Number	201900013202
Instrument Date	Aug 16, 2018
Instrument	201900013202
Transaction Type	Foreclosure
Record Updated	Feb 10, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2401 NW 3RD ST # 1D, 1D, OKLAHOMA CITY, OK 73107-6937
Investor	Possibly a Property Investor

July 2018: Sheriff's Deed, Foreclosure

Document Type	Sheriff's Deed
Jurisdiction	BLACK HAWK IA
Recording Date	Jul 23, 2018
Property Address	606 WALLGATE AVE, WATERLOO, IA 50701-5840
Document Number	201900001116
Instrument Date	Jul 18, 2018
Instrument	201900001116
Transaction Type	Foreclosure
Record Updated	Feb 10, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1661, WEST PALM BEACH, FL 33409
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Black Hawk County assessment roll, as of October 17, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Black Hawk County
Municipality	Waterloo City
Unified School District	Waterloo Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,826.00 (+14.41%)	$89,450 (+21.54%) Land $12,610 Building $76,840	$89,450 (+21.54%) Land $12,610 Building $76,840
2024	$1,596.00 (+27.48%)
2023		$73,600 (+29.12%) Land $12,610 Building $60,990	$73,600 (+29.12%) Land $12,610 Building $60,990
2022	$1,252.00	$57,000 Land $12,610 Building $44,390
2021			$57,000 Land $12,610 Building $44,390

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATERLOO WATER WORKS serves 69,504 people · EPA ID IA0790074
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 625 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: GigFire, Nextlink.

Nearby Properties on Wallgate Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures