606 W 3rd St, Cheney, WA 99004 Property Records

Spokane County property record for 606 W 3rd St, Cheney, WA 99004

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 996 sqft · built 1900
Lot Size	0.207 acres (9,000 sqft)
Owner	2 Individual Names on File
Last Sale	$165,000 (Aug 2022)
Tax Bill	$2,485 (2026)
Deeds & Mortgages	Oct 2022 Mortgage Aug 2022 Sale
Flood Zone	Zone X (minimal risk)
APN	`13144.1211`

Property Details

APN / Parcel Number

Primary APN	`13144.1211`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	996 sqft Living Area
1st Floor Area	996 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1959
Architectural Style	Bungalow
Exterior Material	Shingles
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	9,000 sqft (0.207 acres)
Lot Dimensions	120 ft deep x 75 ft wide
Garage Type	Detached
Garage Area	308 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	606 W 3RD ST
City	CHENEY
State	WA
Zip	99004-1303
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2
Legal Description	CHENEY RANGES ADD TO THE TOWN OF E15FT OF L11;ALL OF L12 B11
Legal Range	41E
Legal Township	23N
Legal Section	14
Legal Subdivision	CHENEY RANGES ADD
Legal Block	11
Legal Lot Number	11,12
Jurisdiction	SPOKANE WA
Township / Civil Division	CHENEY-MEDICAL LAKE
Census Block Group	1
Census Block	1012
Census Tract	14002

Owner

606 W 3rd St is owned and occupied by two individuals who acquired it in October 2022.

Source: Spokane County records, as of September 16, 2026

Owner of Record	2 Individual Names on File
Mailing Address	606 W 3RD ST, CHENEY, WA 99004-1303
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Man

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 31, 2022	Intrafamily Transfer, Transfer · ARM WASHINGTON TRUST BANK
Aug 31, 2022	Warranty Deed, Transfer FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 31, 2022 · Amount on File
Deed Sale	Aug 31, 2022 · Amount on File
Prior Sale	Aug 21, 1998
Deed Document Number	20227236340
Last Transfer Date	Oct 26, 2022
Transfer Doc	0007250396
Record Updated	Oct 29, 2026

October 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SPOKANE WA
Recording Date	Oct 31, 2022
Property Address	606 W 3RD ST, CHENEY, WA 99004-1303
Document Number	0007250396
Map Reference	VOL A PG 54
Instrument Date	Oct 26, 2022
Instrument	7250396
Transaction Type	Transfer
Record Updated	Nov 7, 2022
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	606 W 3RD ST, CHENEY, WA 99004-1303

Mortgage

Document Number	0007250397
Date	Oct 31, 2022
Instrument	7250397

Lender

Name	WASHINGTON TRUST BANK
Type	Bank

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	5.75%
Adjustable	Adjustable Rate Rider
Type Change Date	Nov 1, 2032
Change Frequency	Annually
Min Rate At Change	3.25%
Max Rate At Change	10.7%
Index	1-Year CMT
Max Rate	10.7%

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SPOKANE WA
Recording Date	Aug 31, 2022
Property Address	606 W 3RD ST, CHENEY, WA 99004-1303
Document Number	0007236340
Map Reference	VOL A PG 54
Instrument Date	Aug 24, 2022
Instrument	7236340
Transaction Type	Transfer
Record Updated	Oct 6, 2022
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount on Record
Tax	$2,645.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16010 W JADE LN, MEDICAL LAKE, WA 99022-8527

Tax Assessment & Valuation

The 2026 property tax bill for 606 W 3rd St was $2,485, up 4.1% from the year before.

Source: Spokane County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Spokane County
Municipality	Cheney City
Unified School District	Cheney School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,485.00 (+4.15%)	$227,600 (+2.25%) Land $80,000 Building $147,600	$227,600 (+2.25%) Land $80,000 Building $147,600
2025	$2,386.00 (+18.65%)	$222,600 (+4.65%) Land $75,000 Building $147,600	$222,600 (+4.65%) Land $75,000 Building $147,600
2024	$2,011.00 (+12.6%)	$212,700 (+63.62%) Land $75,000 Building $137,700	$212,700 (+63.62%) Land $75,000 Building $137,700
2023	$1,786.00 (+143.32%) Disabled Person's exemption Senior Citizen's exemption	$130,000 Land $40,000 Building $90,000	$130,000 Land $40,000 Building $90,000
2022	$734.00 Disabled Person's exemption Senior Citizen's exemption

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 606 W 3rd St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 606 W 3rd St is moderate, ranking above 45% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 64% of Washington
Wildfire Likelihood	0.07% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CHENEY serves 16,954 people · EPA ID WA5312400
Water Source	Groundwater
Last State Inspection	Oct 2021
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 320 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ziply Fiber Fiber	6,000 / 6,000
Verizon Fixed Wireless	300 / 20

May also be available: DCI.

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