606 SW 4th St, Brainerd, MN 56401 Property Records

Crow Wing County property record for 606 SW 4th St, Brainerd, MN 56401

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,520 sqft · built 1962
Lot Size	0.21 acres (9,148 sqft)
Owner	Individual Name on File
Last Sale	$169,900 (May 2020)
Tax Bill	$2,200 (2026)
Deeds & Mortgages	Nov 2025 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`091090030020009`

Property Details

APN / Parcel Number

Primary APN	`091090030020009`
Alternative APNs	`41090574` `165188`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Building Area	1,520 sqft Living Area
Gross Area	1,536 sqft
1st Floor Area	1,520 sqft
Basement Area	1,536 sqft
Finished Basement	1,536 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1980
Architectural Style	Ranch
Exterior Material	Metal
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	9,148 sqft (0.21 acres)
Garage Area	308 sqft
Driveway	Driveway
Deck Area	224 sqft
Storage Building	224 sqft

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Account Number	165188
Street Address	606 SW 4TH ST
City	BRAINERD
State	MN
Zip	56401-3913
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 2 BLOCK 3
Legal Range	28W
Legal Township	133
Legal Section	09
Legal Subdivision	BONNY WOODE ADDITION TO THE CITY OF
Legal Block	3
Legal Lot Number	2
Jurisdiction	CROW WING MN
Township / Civil Division	BRAINERD
Census Block Group	3
Census Block	3000
Census Tract	951303

Owner

Source: Crow Wing County records · APN 091090030020009

Assessment roll updated August 28, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	606 SW 4TH ST, BRAINERD, MN 56401-3913
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 07, 2020 · Amount on Record
Deed Sale	May 07, 2020 · Amount on Record
Prior Sale	Mar 19, 2020 · Amount on Record
Record Updated	Sep 20, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CROW WING MN
Property Address	606 SW 4TH ST, BRAINERD, MN 56401-3913
Transaction Type	Mortgage
Record Updated	Dec 30, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001017198
Date	Nov 17, 2025
Instrument	1017198

Lender

Name	DEERWOOD BANK
Type	Bank
Address	BRAINERD, MN 56401

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Nov 01, 2045

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Crow Wing County records · Assessment roll updated August 28, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Crow Wing County
Municipality	Brainerd City
Unified School District	Brainerd Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,200.00 (-5.34%)	$229,547 (+1.03%)	$253,300 (+11.49%) Land $47,200 Building $206,100
2025		$227,200 (+7.32%) Land $46,900 Building $180,300	$227,200 (+7.32%) Land $46,900 Building $180,300
2023	$2,324.00 Homeowner's exemption	$211,700 Land $41,200 Building $170,500	$211,700 Land $41,200 Building $170,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of August 15, 2017 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Low lower than 93% of the US · lower than 78% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Consolidated Telephone Company Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

Based on FCC filings for 155 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	Brainerd serves 14,670 people
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	2 ppb (2025) action level 15 ppb
Copper	1.63 mg/L (2024) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.