606 Roosevelt Rd, #104, Saint Cloud, MN 56301 Property Records

Stearns County property record for 606 Roosevelt Rd, #104, Saint Cloud, MN 56301

Property Summary

Property Type	Commercial
Details	1,376 sqft · built 1980
Lot Size	4.12 acres (179,261 sqft)
Owner	2 Individual Names on Record
Last Sale	$100,000 (May 2026)
Tax Bill	$2,044 (2026)
Deeds & Mortgages	May 2026 Sale & Mortgage Jan 2022 Sale
Flood Zone	Zone X (minimal risk)
APN	`82-50742-0007`

Property Details

APN / Parcel Number

Primary APN	`82-50742-0007`

Interior

Stories	1 Story
Building Area	1,376 sqft Living Area
1st Floor Area	1,373 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Exterior Material	Brick
Lot Area	179,261 sqft (4.12 acres)

Utilities, Heating & Cooling

Cooling System	None
Heating System	HVAC
Heating Fuel	Gas

Location & Zoning

Street Address	606 ROOSEVELT RD, 104
City	SAINT CLOUD
State	MN
Zip	56301-4867
Property Category	Commercial
Property Type	Commercial > Retail
Local Zoning Code	PUD9
Legal Description	UNIT 104 & 6.5904% OF COMMON ELEMENT SIX-HUNDRED-SIX ROOS CO 10-606 SECTION 15 TOWNSHIP 124 RANGE 028 SIX-HUNDRED-SIX ROOS CO
Legal Range	28W
Legal Township	124
Legal Section	15
Legal Subdivision	SIX-HUNDRED-SIX ROOS CO 10-606
Legal Unit	104
Jurisdiction	STEARNS MN
Township / Civil Division	ST. CLOUD
Census Block Group	3
Census Block	3001
Census Tract	401

Owner

Source: Stearns County records, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	32123 TERRY RD, AVON, MN 56310-9661
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
May 19, 2026	Warranty Deed, Transfer · Seller Carry-Back NONE LISTED ON DOCUMENT
Jan 21, 2022	Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 19, 2026 · Amount on Record
Deed Sale	May 19, 2026 · Amount on Record
Deed Document Number	20261713327
Record Updated	Sep 20, 2026

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEARNS MN
Recording Date	May 19, 2026
Property Address	606 ROOSEVELT RD, 104, SAINT CLOUD, MN 56301-4867
Document Number	0001713327
Instrument Date	Apr 1, 2026
Instrument	20261713327
Transaction Type	Transfer
Record Updated	Jun 5, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$33,330.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	32123 TERRY RD, AVON, MN 56310-9661

Mortgage

Document Number	0001713328,
Date	May 19, 2026
Instrument	20261713328

Lender

Special Notes	Seller Financed

Agreement

Type	Seller Carry-Back
Amount	Amount Recorded
Term	82 Months
Due	Mar 1, 2033

Interest

Rate	6.46%
Max Rate	-1%

January 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	STEARNS MN
Recording Date	Jan 21, 2022
Property Address	606 ROOSEVELT RD # 104, 104, SAINT CLOUD, MN 56301-4867
Document Number	00A1624603
Instrument Date	Jan 17, 2022
Instrument	A1624603
Transaction Type	Transfer
Record Updated	Nov 6, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust

Tax Assessment & Valuation

Source: Stearns County assessment roll, as of November 6, 2025

Property Jurisdictions

Type	Name
State	Minnesota
County	Stearns County
Municipality	St. Cloud City
Unified School District	St. Cloud Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,044.00 (+17.47%)
2025		$94,000 (+5.38%) Land $24,000 Building $70,000	$94,000 (+5.38%) Land $24,000 Building $70,000
2024	$1,740.00 (-0.91%)
2023	$1,756.00	$89,200 Land $24,000 Building $65,200	$89,200 Land $24,000 Building $65,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Cloud serves 71,321 people · EPA ID MN1730027
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 234 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Intrepid Fiber Networks Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30
CenturyLink DSL · Fiber in parts of the area	140 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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