606 Prospect St, Alta, IA 51002 Property Records

Buena Vista County property record for 606 Prospect St, Alta, IA 51002

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 1,827 sqft · built 1940
Lot Size0.172 acres (7,500 sqft)
Owner2 Individual Names on File
Last Sale$142,500 (Jul 2016)
Tax Bill$2,930 (2025)
Deeds & MortgagesSep 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN09-26-326-006

Property Details

APN / Parcel Number

Primary APN09-26-326-006

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories1 Story
Building Area1,827 sqft Living Area
1st Floor Area896 sqft
Basement Area896 sqft
Finished Basement575 sqft
Unfinished Basement896 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1940
Effective Year BuiltEffective 1940
Exterior MaterialWood Siding
Construction TypeFrame
Foundation TypeConcrete
Roof TypeGable
Roof MaterialAsphalt
Lot Area7,500 sqft (0.172 acres)
Lot Dimensions100 ft deep x 75 ft wide
Garage TypeDetached
Garage Area280 sqft
Parking Spaces1 Parking Space
Deck Area252 sqft
Patio Area252 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas
Water SourceCommercial

Location & Zoning

Street Address606 PROSPECT ST
CityALTA
StateIA
Zip51002-1619
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description02-03 ALTA CORP. LAKEVIEW ADD.
Legal SubdivisionLAKEVIEW ADD
JurisdictionBUENA VISTA IA
Township / Civil DivisionNOKOMIS
Census Block Group2
Census Block2051
Census Tract960600

Owner

606 Prospect St is owned and occupied by two individuals who bought it in July 2016.

Source: Buena Vista County records, as of October 20, 2026

Owner of Record2 Individual Names on File
Mailing Address606 PROSPECT ST, ALTA, IA 51002-1619
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 25, 2016 · Amount on File
Deed SaleJul 25, 2016 · Amount on File
Prior SaleJan 16, 2009 · Amount on File
Deed Document Number20162054
Record UpdatedOct 29, 2026

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBUENA VISTA IA
Property Address606 PROSPECT ST, ALTA, IA 51002-1619
Transaction TypeMortgage
Record UpdatedAug 9, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000202732
DateSep 30, 2020
Instrument202732
Lender
NameNORTHWEST BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueOct 1, 2050
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 606 Prospect St was $2,930 with a homeowner's exemption, down 7% from the year before.

Source: Buena Vista County assessment roll, as of October 6, 2025

Property Jurisdictions

TypeName
StateIowa
MunicipalityAlta City
CountyBuena Vista County
Unified School DistrictAlta-Aurelia Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$203,100 (-2.73%) Land $23,900 Building $179,200$203,100 (-2.73%) Land $23,900 Building $179,200
2025$2,930.00 (-6.98%) Homeowner's exemption$208,790 Land $13,650 Building $195,140$208,790 Land $13,650 Building $195,140
2024$3,150.00
2023$208,790 (+29.31%) Land $13,650 Building $195,140$208,790 Land $13,650 Building $195,140
2022$2,640.00 Homeowner's exemption$161,460 Land $13,650 Building $147,810
2021$161,460 Land $13,650 Building $147,810

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 606 Prospect St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 13, 2022

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 606 Prospect St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemALTA MUNICIPAL WATER PLANT
serves 2,087 people · EPA ID IA1108025
Water SourceGroundwater
Last State InspectionNov 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 358 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Mediacom Xtream
Cable · Fiber in parts of the area
1,000 / 50
Northwest Communications
Fixed Wireless
100 / 20

May also be available: Nextlink, T-Mobile.

Nearby Properties on Prospect St

Nearby Streets

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