606 N Second St, Lavale (Cumberland), MD 21502 Property Records

Allegany County property record for 606 N Second St, Lavale, MD 21502

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 864 sqft · built 1945
Lot Size0.115 acres (5,000 sqft)
Owner2 Individual Names on Record
Last Sale$53,500 (Sep 2003)
Tax Bill$1,221 (2025)
Deeds & MortgagesMar 2026 Mortgage
Flood ZoneZone X (minimal risk)
APN29-026289

Property Details

APN / Parcel Number

Primary APN29-026289
Alternative APN
  • 026289

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area864 sqft Total Area
Basement Area864 sqft
Finished Basement864 sqft

Exterior

Year BuiltBuilt 1945
Effective Year BuiltEffective 1945
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area5,000 sqft (0.115 acres)
Lot Dimensions100 ft deep x 50 ft wide
PorchSlab
Porch Area28 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemBaseboard
SewerConnected

Location & Zoning

Account Number026289
Street Address606 N SECOND ST
CityCUMBERLAND
StateMD
Zip21502-7235
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description606 SECOND ST LOT 33 50X100 LONGS ADDN
Legal SubdivisionLONGS ADD
Legal Lot Number33
JurisdictionALLEGANY MD
Township / Civil Division29, LA VALE
Census Block Group2
Census Block2015
Census Tract1401

Owner

Source: Allegany County records, as of October 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address606 N SECOND ST, CUMBERLAND, MD 21502-7235
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 26, 2003 · Amount on Record
Deed SaleSep 26, 2003 · Amount on Record
Prior SaleMar 2, 1989 · Amount on Record
Deed Document Number20031883
Deed Book / Page721 / 471
Record UpdatedOct 29, 2026

March 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionALLEGANY MD
Property Address606 N SECOND ST, LAVALE, MD 21502-7235
Transaction TypeMortgage
Record UpdatedMar 31, 2026
Title CompanyELEVATED SETTLEMENTS LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address606 N SECOND ST, LAVALE, MD 21502-7235
InvestorPossibly a Property Investor

Mortgage

Document Number003140-0139
DateMar 5, 2026
Book Page3140/139
Lender
NameFIRST PEOPLES COMMUNITY FCU
TypeCredit Union
AddressCUMBERLAND, MD 21505
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term241 Months
DueApr 1, 2046

Tax Assessment & Valuation

Source: Allegany County assessment roll, as of October 1, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyAllegany County
Unified School DistrictAllegany County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$109,467 (+18.13%)$115,800 (+19.63%) Land $15,000 Building $100,800
2025$1,221.00 (+22.96%) Homeowner's exemption
2023$993.00 Homeowner's exemption$92,667$96,800 Land $15,000 Building $81,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies9 in force
Nearby Flood Claims11 (1984–2004)
Claims Outside the SFHA5 of 11
Most Recent ClaimSep 2004 · rainfall accumulation
Claims by Event
  • Severe Storms And Flooding Assoc With Tropical Storm Fran, Sep 1996 · 3 claims
  • Severe Storms And Flooding, Jan 1996 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLAVALE SANITARY COMMISSION
serves 5,500 people · EPA ID MD0010016
Water SourcePurchased surface water from CITY OF CUMBERLAND
Last State InspectionSep 2025
Lead1 ppb (2020–2022)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 318 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Breezeline
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20
SkyPacket
Fixed Wireless
100 / 20

Nearby Properties on N Second St

Nearby Streets

Search Property Records by Address or Parcel Number