606 N Jay St, Rome, NY 13440 Property Records

Oneida County and Rome City property record for 606 N Jay St, Rome, NY 13440

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,466 sqft · built 1910
Lot Size	0.13 acres (5,663 sqft)
Owner	Individual Name on File
Tax Bill	$2,748 (2026)
Deeds & Mortgages	Jan 2023 Mortgage Jun 2018 Sale
Flood Zone	Zone X (minimal risk)
APN	`301301 242.026-1-4`

Property Details

APN / Parcel Number

Primary APN	`301301 242.026-1-4`
Alternative APNs	`130124202600010040000000` `301301 242.026-0001-004` `38210 05`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	2 Stories
Building Area	1,466 sqft Living Area
1st Floor Area	950 sqft
2nd Floor Area	516 sqft

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Lot Area	5,663 sqft (0.13 acres)
Lot Width	50.5 ft Width
Garage Type	Detached
Garage Area	187 sqft
Porch	Slab
Porch Area	292 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	38210 05
Street Address	606 N JAY ST
City	ROME
State	NY
Zip	13440-3307
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2
Legal Description	H&L&G 50X128
Legal Block	1
Legal Lot Number	4.000
Jurisdiction	ONEIDA NY
Township / Civil Division	ROME
Census Block Group	2
Census Block	2002
Census Tract	26300

Owner

606 N Jay St is owned and occupied by an individual who acquired it in January 2023.

Source: Oneida County and Rome City records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	606 N JAY ST, ROME, NY 13440-3307
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 30, 2023	Quit Claim Deed, Transfer · FHA Mortgage PHH US MORTGAGE CORP
Jun 29, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 30, 2023
Deed Sale	Jan 30, 2023
Prior Sale	Jun 29, 2018 · Amount on File
Deed Document Number	20231444
Prior Transfer Date	Nov 7, 2022
Prior Transfer Doc	0000001444
Record Updated	Oct 29, 2026

January 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ONEIDA NY
Recording Date	Jan 30, 2023
Property Address	606 N JAY ST, ROME, NY 13440-3307
Document Number	0000001444
Instrument Date	Nov 7, 2022
Instrument	2023-001444
Transaction Type	Transfer
Record Updated	Apr 23, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	606 N JAY ST, ROME, NY 13440-3307

Mortgage

Document Number	0000001445
Date	Jan 30, 2023
Instrument	2023-001445

Lender

Name	PHH US MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	349 Months
Due	Feb 1, 2052

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ONEIDA NY
Recording Date	Jun 29, 2018
Property Address	606 N JAY ST, ROME, NY 13440-3307
Document Number	0000008961
Instrument Date	Jun 27, 2018
Instrument	2018-008961
Transaction Type	Transfer
Record Updated	Apr 29, 2022

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	729 CALVERT ST, ROME, NY 13440-3945

Tax Assessment & Valuation

The 2026 property tax bill for 606 N Jay St was $2,748.

Source: Oneida County and Rome City assessment roll, as of April 28, 2026

Property Jurisdictions

Type	Name
State	New York
County	Oneida County
Municipality	Rome City
Unified School District	Rome City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,748.00
2025		$58,500 Land $11,300 Building $47,200	$137,647 Land $26,588 Building $111,059
2023		$58,500 (-) Land $11,300 Building $47,200	$128,911 (+17.92%) Land $24,901 Building $104,010
2022	$4,283.00	$58,500 Land $11,300 Building $47,200	$109,325 Land $21,117 Building $88,208

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 606 N Jay St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 26, 2013

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 606 N Jay St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROME CITY serves 31,795 people · EPA ID NY3202405
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	5 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jun 2026
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 664 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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