606 Mutton Dr, Winnebago, IL 61088 Property Records

Winnebago County property record for 606 Mutton Dr, Winnebago, IL 61088

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 4,264 sqft · built 1996
Lot Size	0.262 acres (11,410 sqft)
Owner	Individual Name on File
Last Sale	$151,000 (Dec 2014)
Tax Bill	$6,288 (2025)
Deeds & Mortgages	Nov 2023 Mortgage Oct 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`520B307`

Property Details

APN / Parcel Number

Primary APN	`520B307`
Alternative APN	`1416129011`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	4,264 sqft Living Area
1st Floor Area	1,160 sqft
Basement Area	1,160 sqft
Finished Basement	1,160 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Architectural Style	Multi-Level
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	11,410 sqft (0.262 acres)
Lot Dimensions	140 ft deep x 82 ft wide
Garage Area	744 sqft
Porch	Open Porch
Deck Area	168 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	520B307
Street Address	606 MUTTON DR
City	WINNEBAGO
State	IL
Zip	61088-8320
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RESH FARM PLAT NO 3 BNG PT E1/2 NW1/4SEC 16-26-11 LOT 97
Legal Range	11
Legal Township	26
Legal Section	16
Legal Subdivision	RESH FARM PLAT NO 3
Legal Lot Number	97
Jurisdiction	WINNEBAGO IL
Township / Civil Division	WINNEBAGO
Census Block Group	2
Census Block	2062
Census Tract	4200

Owner

606 Mutton Dr is owned and occupied by an individual who bought it in December 2014.

Source: Winnebago County records, as of July 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	606 MUTTON DR, WINNEBAGO, IL 61088-8320
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 27, 2023	Deed of Trust, Mortgage · Conventional Mortgage ROCK VALLEY FCU
Oct 21, 2021	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 16, 2014 · Amount on File
Deed Sale	Dec 16, 2014 · Amount on File
Prior Sale	Jan 5, 1996 · Amount on File
Record Updated	Sep 20, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINNEBAGO IL
Property Address	606 MUTTON DR, WINNEBAGO, IL 61088-8320
Transaction Type	Mortgage
Record Updated	Dec 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000027923
Date	Nov 27, 2023
Instrument	2327923

Lender

Name	ROCK VALLEY FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Dec 1, 2033

Interest

Rate Type	Fixed Rate
Rate	8.17%

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINNEBAGO IL
Property Address	606 MUTTON DR, WINNEBAGO, IL 61088-8320
Transaction Type	Mortgage
Record Updated	Nov 24, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000037797
Date	Oct 21, 2021
Instrument	2137797

Lender

Name	FREEDOM MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	288 Months
Due	Feb 1, 2045

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 606 Mutton Dr was $6,288 with a homeowner's exemption.

Source: Winnebago County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Winnebago County
County Subdivision	Winnebago Township
Municipality	Winnebago Village
Unified School District	Winnebago Community Unit School District 323 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,288.00	$82,017 Land $13,282 Building $68,735	$246,051 Land $39,846 Building $206,205
2022	Homeowner's exemption	$62,377 Land $10,203 Building $52,174	$187,131 Land $30,609 Building $156,522

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 606 Mutton Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 12, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 606 Mutton Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WINNEBAGO serves 2,940 people · EPA ID IL2010500
Water Source	Groundwater
Last State Inspection	Mar 2026
Lead	6 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 261 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Silo Communications Fiber	1,000 / 1,000
Mediacom Xtream Cable	1,000 / 50

May also be available: AaroBand.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Mutton Dr

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