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606 Madison St, Watsonville, CA 95076 Property Records

Santa Cruz County property record for 606 Madison St, Watsonville, CA 95076

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 896 sqft · built 1951
Lot Size0.057 acres (2,483 sqft)
Owner2 Individual Names on File
Last Sale$590,000 (Jan 2024)
Tax Bill$7,854 (2025)
Deeds & MortgagesJan 2024 Sale & Mortgage
Jan 2024 Transfer
Flood ZoneZone X (minimal risk)
APN019-053-28

Property Details

APN / Parcel Number

Primary APN019-053-28
Alternative APN
  • 019-053-28-000

Interior

Bedrooms2 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Building Area896 sqft Living Area

Exterior

Year BuiltBuilt 1951
Effective Year BuiltEffective 1951
Architectural StyleDuplex Single
Construction TypeWood
Roof MaterialComposition Shingle
Lot Area2,483 sqft (0.057 acres)
Garage TypeCarport
Garage Area140 sqft
CarportCarport
Carport Area140 sqft

Utilities, Heating & Cooling

Cooling SystemWall Unit
Heating SystemFloor/Wall Furnace
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address606 MADISON ST
CityWATSONVILLE
StateCA
Zip95076-3214
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal SubdivisionWATSONVILLE HEIGHTS 02
Legal Lot Number225
JurisdictionSANTA CRUZ CA
Township / Civil DivisionWATSONVILLE
Census Block Group1
Census Block1011
Census Tract110202

Owner

606 Madison St is owned and occupied by two individuals who bought it in January 2024.

Source: Santa Cruz County records, as of August 19, 2026

Owner of Record2 Individual Names on File
Mailing Address606 MADISON ST, WATSONVILLE, CA 95076-3214
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jan 26, 2024Grant Deed, Transfer · Conventional Mortgage
THE LOAN STORE INC
Jan 26, 2024Intrafamily Transfer, Transfer
CHICAGO TITLE COMPANY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 26, 2024 · Amount on File
Deed SaleJan 26, 2024 · Amount on File
Deed Document Number20241608
Prior Transfer DateAug 4, 2023
Prior Transfer Doc0000015068
Record UpdatedSep 20, 2026

January 2024: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSANTA CRUZ CA
Recording DateJan 26, 2024
Property Address606 MADISON ST, WATSONVILLE, CA 95076-3214
Document Number0000001608
Instrument DateJan 24, 2024
Instrument2024-0001608
Transaction TypeTransfer
Record UpdatedFeb 6, 2024
Title CompanyCHICAGO TITLE COMPANY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$649.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address606 MADISON ST, WATSONVILLE, CA 95076-3214

Mortgage

Document Number0000001610
DateJan 26, 2024
Instrument2024-0001610
Lender
NameTHE LOAN STORE INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueFeb 1, 2054

January 2024: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSANTA CRUZ CA
Recording DateJan 26, 2024
Property Address606 MADISON ST, WATSONVILLE, CA 95076-3214
Document Number0000001609
Instrument DateDec 12, 2023
Instrument2024-0001609
Transaction TypeTransfer
Record UpdatedFeb 6, 2024
Title CompanyCHICAGO TITLE COMPANY

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address606 MADISON ST, WATSONVILLE, CA 95076-3214

Tax Assessment & Valuation

The 2025 property tax bill for 606 Madison St was $7,854.

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySanta Cruz County
MunicipalityWatsonville City
Unified School DistrictPajaro Valley Joint Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$613,836 (+2%) Land $499,392 Building $114,444
2025$7,854.00$601,800 Land $489,600 Building $112,200
2023$629.00 (+2.44%)$32,936 Land $9,821 Building $23,115
2022$614.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 606 Madison St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 10, 2019

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 606 Madison St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF WATSONVILLE
serves 65,231 people · EPA ID CA4410011
Water SourceSurface water
Last State InspectionJul 2023
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 638 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL in parts of the area		5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Cruzio
Fixed Wireless		1,000 / 1,000
Razzolink
Fixed Wireless		500 / 250
Verizon
Fixed Wireless		300 / 20
Etheric Networks
Fixed Wireless		250 / 100
T-Mobile
Fixed Wireless		100 / 20

May also be available: GeoLinks.

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