Union County property record for 606 Macraes Ct, Matthews, NC 28104
| Property Type | Rural Home |
|---|---|
| Details | 5 bd · 4 ba · 2,885 sqft · built 2018 |
| Lot Size | 0.247 acres (10,759 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $341,000 (Aug 2018) |
| Tax Bill | $3,548 (2025) |
| Deeds & Mortgages | Jun 2021 Mortgage Aug 2023 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-102-333 |
| Primary APN | 07-102-333 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4 Baths |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,885 sqft Living Area |
| 1st Floor Area | 1,205 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2018 |
| Construction Type | Wood |
| Roof Type | Gable |
| Lot Area | 10,759 sqft (0.247 acres) |
| Garage Type | Attached |
| Garage Area | 462 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 606 MACRAES CT |
|---|---|
| City | MATTHEWS |
| State | NC |
| Zip | 28104-0054 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Local Zoning Code | R-20 STALL |
| Legal Description | #25 STERLING MANOR PH1 OPCN670-672 |
| Legal Subdivision | STERLING MANOR |
| Jurisdiction | UNION NC |
| Township / Civil Division | VANCE |
| Census Block Group | 1 |
| Census Block | 1014 |
| Census Tract | 20312 |
606 Macraes Ct, a rural home, is owned and occupied by two individuals who bought it in August 2018.
Source: Union County records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 606 MACRAES CT, MATTHEWS, NC 28104-0054 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 30, 2021 | Deed of Trust, Mortgage · Conventional Mortgage CALIBER HOME LOANS INC |
| Aug 30, 2023 | Deed of Trust, Mortgage · FHA Mortgage CALIBER HOME LOANS INC |
| Nov 13, 2023 | Deed of Trust, Mortgage · FHA Mortgage NEWREZ LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 16, 2018 · Amount on File |
| Deed Sale | Aug 16, 2018 · Amount on File |
| Deed Document Number | 201823213 |
| Deed Book / Page | 7217 / 627 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NC |
| Property Address | 606 MACRAES CT, MATTHEWS, NC 28104-0054 |
| Transaction Type | Mortgage |
| Record Updated | Dec 2, 2025 |
| Title Company | AMERICAS HOME TITLE LLC, AMERICAN HOME TITLE LLC |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0008155744 |
|---|---|
| Date | Jun 30, 2021 |
| Book Page | 8155/744 |
| Instrument | 31013 |
| Name | CALIBER HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Address | COPPELL, TX 75019 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NC |
| Property Address | 606 MACRAES CT, MATTHEWS, NC 28104-0054 |
| Transaction Type | Mortgage |
| Record Updated | Dec 2, 2025 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|
| Document Number | 0008772400 |
|---|---|
| Date | Aug 30, 2023 |
| Book Page | 8772/400 |
| Instrument | 21105 |
| Name | CALIBER HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Address | GREENVILLE, SC 29601 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 335 Months |
| Due | Jul 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NC |
| Property Address | 606 MACRAES CT, MATTHEWS, NC 28104-0054 |
| Transaction Type | Mortgage |
| Record Updated | Dec 2, 2025 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 606 MACRAES CT, MATTHEWS, NC 28104-0054 |
| Document Number | 0008810637 |
|---|---|
| Date | Nov 13, 2023 |
| Book Page | 8810/637 |
| Instrument | 27225 |
| Name | NEWREZ LLC |
|---|---|
| Type | Mortgage Company |
| Address | TEMPE, AZ 85284 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 332 Months |
| Due | Jul 1, 2051 |
The 2025 property tax bill for 606 Macraes Ct was $3,548.
Source: Union County assessment roll, as of March 31, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Union County |
| Municipality | Stallings Town |
| Unified School District | Union County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $520,100 (-) Land $98,000 Building $422,100 | $520,100 (-) Land $98,000 Building $422,100 | |
| 2025 | $3,548.00 | $520,100 Land $98,000 Building $422,100 | $520,100 Land $98,000 Building $422,100 |
| 2023 | $2,718.00 | $322,600 Land $66,400 Building $256,200 | $322,600 Land $66,400 Building $256,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 606 Macraes Ct in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2026.
Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 12 policies |
| Nearby Flood Policies | 12 in force |
| Nearby Flood Claims | 1 (2026) |
| Most Recent Claim | May 2026 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 606 Macraes Ct is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 96% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | UNION COUNTY WATER SYSTEM serves 169,685 people · EPA ID NC0190413 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2026 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | E. coli resolved · Mar 2020 Haloacetic acids resolved · Jul 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 208 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Ripple Fiber Fiber | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Windstream Fiber · DSL in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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