606 Lazy River Ct, O Fallon, MO 63366 Property Records

St. Charles County property record for 606 Lazy River Ct, O Fallon, MO 63366

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 2,419 sqft · built 2015
Lot Size	0.18 acres (7,841 sqft)
Owner	Individual Name on Record
Last Sale	$308,000 (Oct 2021)
Tax Bill	$3,709 (2025)
Deeds & Mortgages	Oct 2021 Mortgage Jun 2019 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`T080300055`

Property Details

APN / Parcel Number

Primary APN	`T080300055`
Alternative APN	`2-0087-A341-00-0094.0000000`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	2,419 sqft Living Area
Gross Area	2,992 sqft
1st Floor Area	864 sqft
Basement Area	864 sqft
Finished Basement	691 sqft
Unfinished Basement	173 sqft

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Architectural Style	Bi-Level
Exterior Material	Brick/Stone
Lot Area	7,841 sqft (0.18 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	T080300055
Street Address	606 LAZY RIVER CT
City	O FALLON
State	MO
Zip	63366-1547
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RIVERDALE VLG A #2 LOT 94
Legal Subdivision	RIVERDALE VLG A #2
Legal Lot Number	94
Jurisdiction	ST CHARLES MO
Township / Civil Division	WENTZVILLE
Census Block Group	2
Census Block	2005
Census Tract	312001

Owner

Source: St. Charles County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	606 LAZY RIVER CT, O FALLON, MO 63366-1547
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 22, 2021	Warranty Deed, Transfer · Conventional Mortgage GUILD MORTGAGE CO
Jun 28, 2019	Deed of Trust, Mortgage · FHA Mortgage DITECH FINANCIAL LLC
Jan 5, 2021	Deed of Trust, Mortgage DAS ACQUISITION
Oct 11, 2019	Quit Claim Deed, Transfer BANK OF AMERICA
Mar 23, 2018	Warranty Deed, Transfer · FHA Mortgage DAS ACQUISITION

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 22, 2021 · Amount on Record
Deed Sale	Oct 22, 2021 · Amount on Record
Prior Sale	Oct 11, 2019 · Amount on Record
Deed Document Number	202187896
Prior Transfer Date	Oct 4, 2019
Prior Transfer Doc	0071602302
Record Updated	Oct 29, 2026

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Oct 22, 2021
Property Address	606 LAZY RIVER CT, O FALLON, MO 63366-1547
Document Number	2021R087896
Map Reference	MB 44 PG 261
Instrument Date	Oct 21, 2021
Instrument	2021R-087896
Transaction Type	Transfer
Record Updated	Nov 3, 2021
Title Company	TITLE PARTNERS AGENCY LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4609 PALOMINO CT, 4609, LAWRENCE, KS 66049-2159

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	606 LAZY RIVER CT, O FALLON, MO 63366-1547

Mortgage

Document Number	2021R087897
Date	Oct 22, 2021
Instrument	2021R-087897

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	606 LAZY RIVER CT, O FALLON, MO 63366-1547
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0070962214
Date	Jun 28, 2019
Book Page	7096/2214
Instrument	20190628000322730

Lender

Name	DITECH FINANCIAL LLC
Type	Mortgage Company
Address	FORT WASHINGTON, PA 19034

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	349 Months
Due	Jul 1, 2048

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	606 LAZY RIVER CT, O FALLON, MO 63366-1547
Document Number	0000002745
Instrument Date	Jan 5, 2021
Transaction Type	Mortgage
Record Updated	Mar 24, 2021
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	606 LAZY RIVER CT O FALLON MO 633661547, O FALLON, MO 63366-1547

Mortgage

Document Number	0000002745
Date	Jan 11, 2021
Instrument	2745

Lender

Name	DAS ACQUISITION
Address	ST LOUIS, MO 63141

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jan 10, 2051

October 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST CHARLES MO
Recording Date	Oct 11, 2019
Property Address	606 LAZY RIVER CT, O FALLON, MO 63366-1547
Document Number	0071602302
Book / Page	007160 / 002302
Instrument Date	Oct 4, 2019
Instrument	571590
Transaction Type	Transfer
Record Updated	Oct 29, 2019
Title Company	TITLE 365

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	606 LAZY RIVER CT O FALLON MO 633661547, O FALLON, MO 63366-1547

Mortgage

Document Number	71602306
Date	Oct 11, 2019
Book Page	007160/002306
Instrument	571600

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Oct 10, 2049

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Mar 23, 2018
Property Address	606 LAZY RIVER CT, O FALLON, MO 63366-1547
Document Number	0068951639
Book / Page	006895 / 001639
Instrument Date	Mar 23, 2018
Instrument	156510
Transaction Type	Transfer
Record Updated	Apr 26, 2018
Title Company	OTHER

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	606 LAZY RIVER CT O FALLON MO 633661547, O FALLON, MO 63366-1547

Mortgage

Document Number	68951641
Date	Mar 23, 2018
Book Page	006895/001641
Instrument	156520

Lender

Name	DAS ACQUISITION
Address	SAINT LOUIS, MO 63141

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 22, 2048

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	St. Paul City
Unified School District	Fort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$60,383 (-)	$317,805 (-) Land $70,000 Building $247,805
2025	$3,709.00 (+2.18%)	$60,383 (+5.11%)	$317,805 (+5.11%) Land $70,000 Building $247,805
2024	$3,630.00
2023		$57,448
2022			$302,357 Land $55,000 Building $247,357

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	25 (1982–2015)
Claims Outside the SFHA	1 of 25
Most Recent Claim	Jun 2015 · river or lake flooding
Claims by Event	Severe Storms, Tornadoes, Flooding, Apr 1994 · 3 claims Severe Storms & Flooding, Sep 1993 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST PAUL PWS serves 1,700 people · EPA ID MO6011535
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 185 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Gateway Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Brightspeed Fiber	940 / 940
T-Mobile Fixed Wireless	100 / 20

May also be available: Wisper ISP.

Nearby Properties on Lazy River Ct

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures