606 Harbor Ln, Destin, FL 32541 Property Records

Okaloosa County property record for 606 Harbor Ln, Destin, FL 32541

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,906 sqft · built 1983
Lot Size1.57 acres (68,631 sqft)
OwnerCompany Name on Record
Last Sale$1,183,145 (Jul 2022)
Tax Bill$19,738 (2025)
Deeds & MortgagesJul 2022 Sale
Flood ZoneZone X (minimal risk)
APNC56-000-590-1907-5

Property Details

APN / Parcel Number

Primary APNC56-000-590-1907-5
Alternative APNs
  • 00-2S-22-2160-0008-0000
  • 22S200216000080000

Interior

Bedrooms4 Beds
Full Baths3 Baths
Stories1 Story
Building Area2,906 sqft Living Area
Gross Area4,176 sqft
1st Floor Area2,906 sqft
FlooringConcrete/Cement
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1983
Effective Year BuiltEffective 1983
Exterior MaterialBrick
Roof TypeCathedral/Clerestory
Roof MaterialWood
Lot Area68,631 sqft (1.57 acres)
Lot Width290 ft Width
Garage TypeDetached
Garage Area576 sqft
DrivewayDriveway
Pool TypePool with Hot Tub/Spa
PorchFlorida Room
Porch Area490 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address606 HARBOR LN
CityDESTIN
StateFL
Zip32541-1835
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSAFE HARBOR LOT 8 EX PART SOLD
Legal SubdivisionSAFE HARBOR
Legal Block8
Legal Lot Number8
JurisdictionOKALOOSA FL
Township / Civil DivisionFORT WALTON BEACH
Census Block Group1
Census Block1002
Census Tract23305

Owner

Source: Okaloosa County records, as of December 31, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address606 HARBOR LN, DESTIN, FL 32541-1835
Owner TypeCompany
VestingLimited Liability Partnership

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 21, 2022 · Amount on Record
Deed SaleJul 21, 2022 · Amount on Record
Deed Document Number20223566196
Deed Book / Page3633 / 4927
Prior Transfer DateDec 31, 2012
Prior Transfer Doc0030732272
Record UpdatedJun 8, 2026

July 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOKALOOSA FL
Recording DateJul 21, 2022
Property Address606 HARBOR LN, DESTIN, FL 32541-1835
Document Number0036334927
Book / Page3633 / 4927
Map ReferenceMB 4 PG 31
Instrument DateJul 13, 2022
Instrument3566196
Transaction TypeTransfer
Record UpdatedFeb 13, 2024
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
Tax$5,521.60
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Tax Assessment & Valuation

Source: Okaloosa County assessment roll, as of December 31, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOkaloosa County
MunicipalityDestin City
Unified School DistrictOkaloosa County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$19,738.00 (+1.61%)$1,666,601 (+2.49%) Land $1,205,717 Building $460,884$1,666,601 (+2.49%) Land $1,205,717 Building $460,884
2023$19,426.00 (+17.91%)$1,626,183 (+12.67%) Land $1,159,342 Building $466,841$1,626,183 (+12.67%) Land $1,159,342 Building $466,841
2022$16,475.00$1,443,372 Land $1,003,758 Building $439,614$1,443,372 Land $1,003,758 Building $439,614

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 156 individual policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies258 units insured
incl. 102 condo units
Nearby Flood Claims65 (1991–2021)
Claims Outside the SFHA43 of 65
Most Recent ClaimJun 2021 · other causes
Claims by Event
  • Hurricane Frances, Sep 2004 · 10 claims
  • Hurricane Georges, Sep 1998 · 10 claims
  • Hurricane Opal, Oct 1995 · 17 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.8% of the US · lower than 99.7% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDESTIN WATER USERS, INC.
private · serves 31,752 people · EPA ID FL1460202
Water SourceGroundwater
Last State InspectionJan 2025
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 150 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
LiveOak Fiber
Fiber
5,000 / 5,000
Cox Communications
Cable
2,000 / 100
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless · Fiber in parts of the area
100 / 20

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