606 Franklin St, Oldsmar, FL 34677 Property Records

Pinellas County property record for 606 Franklin St, Oldsmar, FL 34677

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,668 sqft · built 1987
Lot Size0.182 acres (7,924 sqft)
Owner2 Individual Names on File
Last Sale$185,500 (Jul 2013)
Tax Bill$3,077 (2025)
Deeds & MortgagesAug 2020 Mortgage
Flood ZoneZone AE (high risk)
APNC62-000-760-7939-1

Property Details

APN / Parcel Number

Primary APNC62-000-760-7939-1
Alternative APNs
  • 23-28-16-63936-096-0101
  • 281623639360960101
  • 162823639360960101
  • R248347

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures7 Plumbing Fixtures
Stories1 Story
Building Area1,668 sqft Living Area
Gross Area2,320 sqft
1st Floor Area1,668 sqft
FlooringCarpet
Interior WallsComposition
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1987
Effective Year BuiltEffective 1994
Architectural StyleCustom Design
Exterior MaterialBrick
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialOther
Lot Area7,924 sqft (0.182 acres)
Lot Dimensions109 ft deep x 75 ft wide
Garage TypeAttached
Garage Area540 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area42 sqft
Deck Area200 sqft
Patio Area200 sqft
Outdoor Kitchen / BBQOutdoor Kitchen / BBQ

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account NumberR248347
Street Address606 FRANKLIN ST
CityOLDSMAR
StateFL
Zip34677-3733
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionOLDSMAR REVISED MAP BLK 96, N 75FT OF LOT 10 (SEE S24-28-16)
Legal Range16E
Legal Township28S
Legal Section23
Legal SubdivisionOLDSMAR REVISED MAP
Legal Tract63936
Legal Block96
Legal Lot Number10
JurisdictionPINELLAS FL
Township / Civil DivisionTARPON SPRINGS
Census Block Group2
Census Block2038
Census Tract27320

Owner

606 Franklin St is owned and occupied by two individuals who bought it in July 2013.

Source: Pinellas County records, as of September 10, 2026

Owner of Record2 Individual Names on File
Mailing Address606 FRANKLIN ST, OLDSMAR, FL 34677-3733
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 17, 2013 · Amount on File
Deed SaleJul 17, 2013 · Amount on File
Prior SaleApr 6, 2005 · Amount on File
Deed Document Number2013232133
Deed Book / Page18087 / 12
Record UpdatedOct 29, 2026

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPINELLAS FL
Property Address606 FRANKLIN ST, OLDSMAR, FL 34677-3733
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address606 FRANKLIN ST, OLDSMAR, FL 34677-3733

Mortgage

Document Number0211410051
DateAug 27, 2020
Book Page21141/51
Instrument2020256365
Lender
NameCARDINAL FINANCIAL COMPANY LP
TypeMortgage Company
AddressCHARLOTTE, NC 28273
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueSep 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 606 Franklin St was $3,077 with a homeowner's exemption.

Source: Pinellas County assessment roll, as of December 2, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyPinellas County
MunicipalityOldsmar City
Unified School DistrictPinellas County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,077.00 Homeowner's exemption$217,143$363,454 Land $66,110 Building $297,344
2023$2,849.00 (-0.59%) Homeowner's exemption$204,877 (+0.06%)$394,583 (+7.51%) Land $156,228 Building $238,355
2022$2,866.00 Homeowner's exemption$204,763$367,007 Land $173,169 Building $193,838

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 606 Franklin St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation13.0 ft
CoastalYes
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 615 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies615 in force
Nearby Flood Claims473 (1979–2024)
Claims Outside the SFHA9 of 473
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Helene, Oct 2024 · 239 claims
  • Hurricane Frances, Oct 2004 · 26 claims
  • Hurricane Elena, Sep 1985 · 107 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 606 Franklin St is moderate, ranking above 42% of the US, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 42% of the US · lower than 86% of Florida
Wildfire Likelihood0.05% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOLDSMAR WATER SYSTEM
serves 14,898 people · EPA ID FL6521417
Water SourceGroundwater
Last State InspectionApr 2024
Lead3 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting5
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 106 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
WOW Internet, Cable & Phone
Cable
1,200 / 50
Spectrum
Cable
1,000 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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