606 Elm St, Grayling, MI 49738 Property Records

Crawford County property record for 606 Elm St, Grayling, MI 49738

Property Summary

Property TypeSingle Family Home
Details1 ba · 1,176 sqft
Lot Size0.165 acres (7,200 sqft)
Owner2 Individual Names on Record
Last Sale$37,500 (Jun 1994)
Tax Bill$1,012 (2025)
Deeds & MortgagesSep 2022 Mortgage
Dec 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN070-200-022-005-00

Property Details

APN / Parcel Number

Primary APN070-200-022-005-00

Interior

Full Baths1 Bath
Building Area1,176 sqft Living Area
1st Floor Area1,176 sqft
Basement Area840 sqft
Unfinished Basement840 sqft

Exterior

Architectural StyleRanch
Lot Area7,200 sqft (0.165 acres)
Lot Dimensions120 ft deep x 60 ft wide
Garage Area320 sqft
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Street Address606 ELM ST
CityGRAYLING
StateMI
Zip49738-1408
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1B
Legal DescriptionLOT 5, BLOCK 22, ROFFEE'S ADDITION TO THE VILLAGE (NOW CITY) OF GRAYLING
Legal SubdivisionROFFEE'S ADDITION
Legal Block22
Legal Lot Number5
JurisdictionCRAWFORD MI
Township / Civil DivisionGRAYLING
Census Block Group1
Census Block1008
Census Tract960200

Owner

Source: Crawford County records, as of June 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address606 ELM ST, GRAYLING, MI 49738-1408
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 20, 2022Deed of Trust, Mortgage · Conventional Mortgage
NORTH CENTRAL AREA CREDIT UNION
Dec 17, 2021Deed of Trust, Mortgage · Conventional Mortgage
NORTH CENTRAL AREA CREDIT UNION

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 23, 1994 · Amount on Record
Deed SaleJun 23, 1994 · Amount on Record
Prior SaleOct 21, 1992 · Amount on Record
Deed Book / Page350 / 18
Record UpdatedSep 20, 2026

September 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCRAWFORD MI
Property Address606 ELM ST, GRAYLING, MI 49738-1408
Transaction TypeMortgage
Record UpdatedDec 12, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address606 ELM ST, GRAYLING, MI 49738-1408

Mortgage

Document Number0000000784/0000000573
DateSep 20, 2022
Book Page0000000784/0000000573
Lender
NameNORTH CENTRAL AREA CREDIT UNION
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term120 Months
DueJan 1, 2031

December 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCRAWFORD MI
Property Address606 ELM ST, GRAYLING, MI 49738-1408
Transaction TypeMortgage
Record UpdatedFeb 11, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address606 ELM ST, GRAYLING, MI 49738-1408

Mortgage

Document Number0000000771/0000000322
DateDec 17, 2021
Book Page0000000771/0000000322
Lender
NameNORTH CENTRAL AREA CREDIT UNION
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term120 Months
DueJan 1, 2031

Tax Assessment & Valuation

Source: Crawford County assessment roll, as of June 2, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyCrawford County
MunicipalityGrayling City
Unified School DistrictCrawford AuSable Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$67,500 (+37.47%) Land $2,100 Building $65,400$135,000 (+37.47%) Land $4,200 Building $130,800
2025$1,012.00 (+8.7%)
2023$49,100 Land $2,100 Building $47,000$98,200 Land $4,200 Building $94,000
2022$931.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 17, 2012

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF GRAYLING
serves 1,884 people · EPA ID MI0002840
Water SourceGroundwater
Last State InspectionJun 2024
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 335 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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