Ottawa County property record for 606 Edgewater Ct, Spring Lake, MI 49456
| Property Type | Condominium |
|---|---|
| Details | 2 bd · 2 ba · 896 sqft · built 1986 |
| Lot Size | 3.09 acres (134,747 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $412,000 (May 2026) |
| Tax Bill | $5,382 (2025) |
| Deeds & Mortgages | Oct 2020 Mortgage Nov 2011 Mortgage + 5 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 70-03-23-110-003 |
| Primary APN | 70-03-23-110-003 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 896 sqft Living Area |
| 1st Floor Area | 896 sqft |
| Basement Area | 896 sqft |
| Unfinished Basement | 896 sqft |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1986 |
| Architectural Style | Condo/Apartment |
| Lot Area | 134,747 sqft (3.09 acres) |
| Garage Area | 308 sqft |
| Parking Spaces | 1 Parking Space |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 606 EDGEWATER CT |
|---|---|
| City | SPRING LAKE |
| State | MI |
| Zip | 49456-2171 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Local Zoning Code | MFR-A |
| Legal Description | UNIT 3 EDGEWATER PLACE CONDOMINIUM, MASTER DEED RECORDED IN OTTAWA COUNTY REGISTER OF DEEDS LIBER 1107 PAGES 198-250 CONDOMINIUM SUBDIVISION PLAN NO 87 SEC 23 T8N R16W |
| Legal Range | 16W |
| Legal Township | 08N |
| Legal Section | 23 |
| Legal Subdivision | CONDOMINIUM SUBD |
| Legal Block | 110 |
| Legal Unit | 3 |
| Jurisdiction | OTTAWA MI |
| Township / Civil Division | SPRING LAKE |
| Census Block Group | 4 |
| Census Block | 4005 |
| Census Tract | 21100 |
Source: Ottawa County records, as of October 12, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 606 EDGEWATER CT, SPRING LAKE, MI 49456-2171 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Married Man, Separate Property |
| Date | Document |
|---|---|
| Oct 20, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FIFTH THIRD BANK |
| Nov 2, 2011 | Deed of Trust, Mortgage WELLS FARGO BANK NA |
| Nov 16, 2007 | Deed of Trust, Mortgage WELLS FARGO BANK NA |
| May 1, 2026 | Warranty Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE |
| May 1, 2026 | Warranty Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE |
| Oct 5, 2018 | Warranty Deed, Transfer · Conventional Mortgage |
| Oct 5, 2018 | Warranty Deed, Transfer · Conventional Mortgage FIFTH THIRD MORTGAGE CO |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 1, 2026 · Amount on Record |
| Deed Sale | May 1, 2026 · Amount on Record |
| Prior Sale | Sep 30, 2015 · Amount on Record |
| Deed Document Number | 202612671 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OTTAWA MI |
| Property Address | 606 EDGEWATER CT, SPRING LAKE, MI 49456-2171 |
| Transaction Type | Mortgage |
| Record Updated | May 18, 2026 |
| Name | Verified Name |
|---|
| Document Number | 20200045972 |
|---|---|
| Date | Oct 20, 2020 |
| Instrument | 2020-0045972 |
| Name | FIFTH THIRD BANK |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45227 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Nov 1, 2035 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OTTAWA MI |
| Property Address | 606 EDGEWATER CT, SPRING LAKE, MI 49456-2171 |
| Transaction Type | Mortgage |
| Record Updated | May 18, 2026 |
| Name | Verified Name |
|---|
| Document Number | 20110038720 |
|---|---|
| Date | Nov 2, 2011 |
| Instrument | 2011-0038720 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Amount | Amount Recorded |
|---|---|
| Term | 180 Months |
| Due | Nov 1, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OTTAWA MI |
| Property Address | 606 EDGEWATER CT, SPRING LAKE, MI 49456-2171 |
| Transaction Type | Mortgage |
| Record Updated | May 18, 2026 |
| Title Company | E-CHICAGO TITLE, CHICAGO TITLE |
| Name | Verified Name |
|---|
| Document Number | 005543/884 |
|---|---|
| Date | Nov 16, 2007 |
| Book Page | 5543/884 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | DES MOINES, IA 50306 |
| Amount | Amount Recorded |
|---|---|
| Term | 180 Months |
| Due | Nov 1, 2022 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OTTAWA MI |
| Recording Date | May 1, 2026 |
| Property Address | 606 EDGEWATER CT, SPRING LAKE, MI 49456-2171 |
| Document Number | 0000012671 |
| Instrument Date | Apr 23, 2026 |
| Instrument | 2026.12671 |
| Transaction Type | Transfer |
| Record Updated | May 14, 2026 |
| Title Company | E-CHICAGO TITLE, CHICAGO TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $357,863.20 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 606 EDGEWATER CT, SPRING LAKE, MI 49456-2171 |
| Document Number | 0000012672, |
|---|---|
| Date | May 1, 2026 |
| Instrument | 2026..12672 |
| Name | CROSSCOUNTRY MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.22% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OTTAWA MI |
| Recording Date | May 1, 2026 |
| Property Address | 606 EDGEWATER CT, SPRING LAKE, MI 49456-2171 |
| Document Number | 20260012671 |
| Instrument Date | Apr 23, 2026 |
| Instrument | 202612671 |
| Transaction Type | Transfer |
| Record Updated | Aug 25, 2026 |
| Title Company | CHICAGO TITLE W, CHICAGO TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $357,863.20 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 606 EDGEWATER CT, SPRING LAKE, MI 49456-2171 |
| Investor | Possibly a Property Investor |
| Document Number | 0000012672, |
|---|---|
| Date | May 1, 2026 |
| Instrument | 202612672 |
| Name | CROSSCOUNTRY MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OTTAWA MI |
| Recording Date | Oct 5, 2018 |
| Property Address | 606 EDGEWATER CT, SPRING LAKE, MI 49456-2171 |
| Document Number | 20180035906 |
| Instrument Date | Sep 26, 2018 |
| Instrument | 2018-0035906 |
| Transaction Type | Transfer |
| Record Updated | Feb 6, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 606 EDGEWATER CT, 606, SPRING LAKE, MI 49456-2171 |
| Name | Verified Name |
|---|---|
| Address | 17535 HIAWATHA DR, SPRING LAKE, MI 49456-9433 |
| Document Number | 20180035907 |
|---|---|
| Date | Oct 5, 2018 |
| Instrument | 2018-0035907 |
| Type | Mortgage Company |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2048 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OTTAWA MI |
| Recording Date | Oct 5, 2018 |
| Property Address | 606 EDGEWATER CT, SPRING LAKE, MI 49456-2171 |
| Document Number | 20180035906 |
| Instrument Date | Sep 26, 2018 |
| Instrument | 2018-0035906 |
| Transaction Type | Transfer |
| Record Updated | Aug 19, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 606 EDGEWATER CT, 606, SPRING LAKE, MI 49456-2171 |
| Name | Verified Name |
|---|---|
| Address | 17535 HIAWATHA DR, SPRING LAKE, MI 49456-9433 |
| Document Number | 20180035907 |
|---|---|
| Date | Oct 5, 2018 |
| Instrument | 2018-0035907 |
| Name | FIFTH THIRD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2048 |
Source: Ottawa County assessment roll, as of October 12, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Ottawa County |
| County Subdivision | Spring Lake Township |
| Municipality | Spring Lake Village |
| Unified School District | Spring Lake Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $162,600 (+10.54%) | $325,200 (+10.54%) | |
| 2025 | $5,382.00 (+17.97%) Homeowner's exemption | $147,100 (+5.98%) | $294,200 (+5.98%) |
| 2023 | $138,800 | $277,600 | |
| 2022 | $4,562.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 20, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 5 (1986–2020) |
| Claims Outside the SFHA | 5 of 5 |
| Most Recent Claim | May 2020 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 87% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SPRING LAKE TOWNSHIP serves 9,393 people · EPA ID MI0006235 |
|---|---|
| Water Source | Purchased surface water from NORTHWEST OTTAWA CO WATER SYST |
| Last State Inspection | Nov 2025 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Oct 2018 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 194 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures