606 E 3rd St, Elk City, OK 73644 Property Records

Beckham County property record for 606 E 3rd St, Elk City, OK 73644

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,358 sqft · built 2008
Lot Size	0.78 acres (33,977 sqft)
Owner	2 Individual Names on Record
Last Sale	$305,000 (Feb 2026)
Tax Bill	$2,615 (2025)
Deeds & Mortgages	Sep 2020 Mortgage May 2007 Mortgage + 5 more
APN	`0425-23-011-021-0-002-01`

Property Details

APN / Parcel Number

Primary APN	`0425-23-011-021-0-002-01`
Alternative APN	`19209`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	2,358 sqft Living Area

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Exterior Material	Brick Veneer
Construction Type	Masonry / Concrete Block
Roof Material	Composition Shingle
Lot Area	33,977 sqft (0.78 acres)
Lot Dimensions	140 ft deep x 75 ft wide
Garage Type	Attached
Garage Area	504 sqft
Driveway	Driveway
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	622 sqft
Lean-To	560 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	19209
Street Address	606 E 3RD ST
City	ELK CITY
State	OK
Zip	73644-3630
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CITY TRACTS 23-11-21 TRACT IN SW/4; BEG.@ POINT S LINE OF 3RD ST.; S8959'48" ; E 150' FROM NW COR.BLK LETTERED A OF LINDSEY ADD.; 748' E & 1104' S OF NW COR; OF SW/4 S 8959'48" E ALG. S LINE 75', S0017'40" ; W 150'; N8959'48" ; W 75'; N 0017'40" ; E
Legal Range	21W
Legal Township	11N
Legal Section	23
Legal Subdivision	CITY TRACTS
Legal Block	11
Legal Lot Number	21
Jurisdiction	BECKHAM OK
Township / Civil Division	ELK CITY
Census Block Group	3
Census Block	3001
Census Tract	966100

Owner

Source: Beckham County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	606 E 3RD ST, ELK CITY, OK 73644-3630
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Sep 25, 2020	Deed of Trust, Mortgage · Commercial Mortgage BANK OF WESTERN OKLAHOMA
May 18, 2007	Deed of Trust, Mortgage · Conventional Mortgage INTERBANK
Feb 23, 2026	Warranty Deed, Transfer SMITH TITLE
Feb 23, 2026	Warranty Deed, Transfer · Conventional Mortgage RESIDENTIAL WHOLESALE MORTGAGE INC
Feb 11, 2020	Warranty Deed, Transfer · Commercial Mortgage BANK OF WESTERN OKLAHOMA
Jul 13, 2017	Warranty Deed, Transfer · Conventional Mortgage GREAT PLAINS NATIONAL BANK
Jun 16, 2009	Warranty Deed, Transfer · FHA Mortgage INTERBANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 23, 2026 · Amount on Record
Deed Sale	Feb 23, 2026 · Amount on Record
Prior Sale	Feb 11, 2020 · Amount on Record
Deed Document Number	2026696
Deed Book / Page	2478 / 956
Prior Transfer Date	Jun 3, 2009
Prior Transfer Doc	0000004132
Record Updated	Oct 29, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BECKHAM OK
Property Address	606 E 3RD ST, ELK CITY, OK 73644-3630
Transaction Type	Mortgage
Record Updated	Mar 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002336/12
Date	Sep 25, 2020
Book Page	2336/12
Instrument	2020-003368

Lender

Name	BANK OF WESTERN OKLAHOMA
Type	Bank
Address	GEARY, OK 73040

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 23, 2050

Interest

Rate Type	Adjustable Rate

May 2007: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BECKHAM OK
Property Address	606 E 3RD ST, ELK CITY, OK 73644-3630
Transaction Type	Mortgage
Record Updated	Mar 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	01914/0781
Date	May 18, 2007
Book Page	1914/0781
Instrument	2007-004010

Lender

Name	INTERBANK
Address	CLINTON, OK 73601

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2037

February 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BECKHAM OK
Recording Date	Feb 23, 2026
Property Address	606 E 3RD ST, ELK CITY, OK 73644-3630
Document Number	002478/861
Book / Page	2478 / 861
Instrument Date	Feb 20, 2026
Instrument	I-2026-000676
Transaction Type	Transfer
Record Updated	Mar 6, 2026
Title Company	SMITH TITLE

Transaction

Amount	Amount Recorded
Tax	$603.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	606 E 3RD ST, ELK CITY, OK 73644-3630

February 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BECKHAM OK
Recording Date	Feb 23, 2026
Property Address	606 E 3RD ST, ELK CITY, OK 73644-3630
Document Number	002478/956
Book / Page	2478 / 956
Instrument Date	Feb 20, 2026
Instrument	I-2026-000696
Transaction Type	Transfer
Record Updated	Mar 9, 2026
Title Company	SMITH TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$457.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	606 E 3RD ST, ELK CITY, OK 73644-3630

Mortgage

Document Number	I2026000697
Date	Feb 23, 2026
Instrument	I-2026-000697

Lender

Name	RESIDENTIAL WHOLESALE MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2056

February 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BECKHAM OK
Recording Date	Feb 11, 2020
Property Address	606 E 3RD ST, ELK CITY, OK 73644-3630
Document Number	02324/0342
Book / Page	2324 / 0342
Instrument Date	Feb 11, 2020
Instrument	2020-000501
Transaction Type	Transfer
Record Updated	Mar 6, 2026
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$367.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	606 E 3RD ST, ELK CITY, OK 73644-3630

Mortgage

Document Number	2020000502
Date	Feb 11, 2020
Instrument	2020-000502

Lender

Name	BANK OF WESTERN OKLAHOMA
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 17, 2050

Interest

Rate Type	Adjustable Rate

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BECKHAM OK
Recording Date	Jul 13, 2017
Property Address	606 E 3RD ST, ELK CITY, OK 73644-3630
Document Number	02259/0892
Book / Page	2259 / 0892
Instrument Date	Jul 7, 2017
Instrument	2017-002875
Transaction Type	Transfer
Record Updated	Mar 6, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$354.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	606 E 3RD ST, ELK CITY, OK 73644-3630

Mortgage

Document Number	2017002877
Date	Jul 13, 2017
Instrument	2017-002877

Lender

Name	GREAT PLAINS NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Aug 1, 2032

June 2009: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BECKHAM OK
Recording Date	Jun 16, 2009
Property Address	606 E 3RD ST, ELK CITY, OK 73644-3630
Document Number	01978/0942
Book / Page	1978 / 0942
Instrument Date	Jun 3, 2009
Instrument	2009-003463
Transaction Type	Transfer
Record Updated	Mar 6, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	606 E 3RD ST, ELK CITY, OK 73644-3630

Mortgage

Document Number	01978/0943
Date	Jun 16, 2009
Book Page	1978/0943
Instrument	2009-003464

Lender

Name	INTERBANK NA
Address	ELK CITY, OK 73644

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2039

Tax Assessment & Valuation

Source: Beckham County assessment roll, as of January 27, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Beckham County
Municipality	Elk City
Unified School District	Elk City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$31,218 (+4.99%) Land $680 Building $30,538	$260,155 (-6.38%) Land $5,669 Building $254,486
2025	$2,615.00 (-0.42%)	$29,733 (+5%) Land $1,134 Building $28,599
2024			$277,876 (+17.76%) Land $9,449 Building $268,427
2023	$2,626.00	$28,316 Land $1,560 Building $26,756	$235,969 Land $13,000 Building $222,969

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 96% of Oklahoma
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELK CITY serves 10,510 people · EPA ID OK2000501
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 144 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Dobson Fiber Fiber	10,000 / 10,000
Sparklight Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
Plains Internet Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Hudson Technology Solutions.

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