606 Douglas Ave, Elgin, IL 60120 Property Records

Kane County property record for 606 Douglas Ave, Elgin, IL 60120

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,027 sqft · built 1878
Lot Size	0.176 acres (7,688 sqft)
Owner	Company Name on Record
Last Sale	$140,000 (Sep 2017)
Tax Bill	$7,200 (2025)
Deeds & Mortgages	Nov 2021 Line of Credit Sep 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-11-430-019`

Property Details

APN / Parcel Number

Primary APN	`06-11-430-019`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	12 Rooms
Stories	2 Stories
Building Area	2,027 sqft Living Area
Gross Area	3,323 sqft
Basement Area	1,296 sqft

Exterior

Year Built	Built 1878
Effective Year Built	Effective 1878
Construction Type	Frame
Lot Area	7,688 sqft (0.176 acres)

Location & Zoning

Street Address	606 DOUGLAS AVE
City	ELGIN
State	IL
Zip	60120-3683
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WESTFALLS SUB LOT 2
Legal Subdivision	WESTFALLS SUB
Legal Block	2
Legal Lot Number	2
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	2
Census Block	2025
Census Tract	850800

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Spring-Douglas Historic District listed 2000 · 455 contributing resources · NRIS 00000410

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Kane County records, as of July 31, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	111 DOUGLAS AVE, ELGIN, IL 60120-5503
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Nov 15, 2021	Deed of Trust, Mortgage · Line of Credit AMERICAN COMMUNITY BANK & TRUST
Sep 12, 2017	Warranty Deed, Transfer · Commercial Mortgage AMERICAN COMMUNITY BANK & TRUST

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 12, 2017 · Amount on Record
Deed Sale	Sep 12, 2017 · Amount on Record
Prior Sale	Oct 17, 1995 · Amount on Record
Deed Document Number	201747865
Prior Transfer Date	Oct 24, 2001
Prior Transfer Doc	0000115300
Record Updated	Oct 29, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	606 DOUGLAS AVE, ELGIN, IL 60120-3683
Transaction Type	Mortgage
Record Updated	Nov 23, 2021
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000085533
Date	Nov 15, 2021
Instrument	2021K085533

Lender

Name	AMERICAN COMMUNITY BANK & TRUST
Type	Bank
Address	WOODSTOCK, IL 60098

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Sep 12, 2017
Property Address	606 DOUGLAS AVE, ELGIN, IL 60120-3683
Document Number	0000047865
Instrument Date	Sep 8, 2017
Instrument	2017K047865
Transaction Type	Transfer
Record Updated	Jul 27, 2021
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$140.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	938 DOVER ST, PINGREE GROVE, IL 60140-9180

Mortgage

Document Number	0000047866
Date	Sep 12, 2017
Instrument	2017K047866

Lender

Name	AMERICAN COMMUNITY BANK & TRUST
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,200.00 (+25.15%)	$94,386 (+8.57%) Land $18,031 Building $76,355	$283,271 (+8.57%) Land $54,115 Building $229,157
2024		$86,936 (+31.03%) Land $16,608 Building $70,328	$260,912 (+31.08%) Land $49,844 Building $211,068
2022	$5,753.00 (+3.96%)	$66,348 (+6.96%) Land $13,681 Building $52,667	$199,044 (+6.96%) Land $41,043 Building $158,001
2021	$5,534.00	$62,031 Land $12,791 Building $49,240	$186,093 Land $38,373 Building $147,720

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 504 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable · Fiber in parts of the area	1,500 / 50
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: Fox Valley Internet, T-Mobile, Verizon.

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