606 Coby Cir, Albertville, AL 35950 Property Records

Marshall County property record for 606 Coby Cir, Albertville, AL 35950

Property Summary

Property Type	Single Family Home
Details	3 ba · 4,670 sqft · built 1972
Lot Size	3.85 acres (168,118 sqft)
Owner	Individual Name on Record
Last Sale	$650,000 (Nov 2025)
Tax Bill	$1,825 (2026)
Deeds & Mortgages	Mar 2026 Line of Credit Nov 2025 Sale & Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`19-05-15-4-000-001.000`

Property Details

APN / Parcel Number

Primary APN	`19-05-15-4-000-001.000`
Alternative APNs	`195154000001000` `167463`

Interior

Full Baths	3 Baths
Total Rooms	11 Rooms
Stories	1 Story
Building Area	4,670 sqft Living Area
1st Floor Area	2,805 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Exterior Material	Wood
Foundation Type	Retaining Wall
Roof Type	Gable/Hip
Roof Material	Shingle
Lot Area	168,118 sqft (3.85 acres)
Pool Area	576 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	167463
Street Address	606 COBY CIR
City	ALBERTVILLE
State	AL
Zip	35950-2808
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	3.85 ACC LOTS 1,2,3 BLK 2 R M COBY 2ND ADD SD & ALSO E 305' OF LOT 3 BLK 2 R M COBY 1ST ADDN 610' X 305' IRR 7-7-87 833/759 8-2-71 517/481 3017-30
Legal Subdivision	COBY 2ND ADD
Legal Block	2
Legal Lot Number	1-3
Jurisdiction	MARSHALL AL
Township / Civil Division	ALBERTVILLE-BOAZ
Census Block Group	3
Census Block	3009
Census Tract	30902

Owner

Source: Marshall County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	451 TURNBERRY LN, ALBERTVILLE, AL 35951-3904
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 10, 2026	Deed of Trust, Mortgage · Line of Credit PENTAGON FCU
Nov 19, 2025	Warranty Deed, Transfer · Line of Credit FAMILY SAVINGS CU
Apr 9, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 19, 2025 · Amount on Record
Deed Sale	Nov 19, 2025 · Amount on Record
Prior Sale	Aug 7, 2024 · Amount on Record
Deed Document Number	20253305764
Deed Book / Page	7179 / 817
Prior Transfer Date	Apr 4, 2018
Prior Transfer Doc	0003172681
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARSHALL AL
Property Address	606 COBY CIR, ALBERTVILLE, AL 35950-2808
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003310848
Date	Mar 10, 2026
Book Page	7200/838
Instrument	3310848

Lender

Name	PENTAGON FCU
Type	Credit Union
Address	MC LEAN, VA 22102

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Feb 28, 2056

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARSHALL AL
Recording Date	Nov 19, 2025
Property Address	606 COBY CIR, ALBERTVILLE, AL 35950-2808
Document Number	0003305764
Book / Page	7179 / 817
Instrument Date	Nov 18, 2025
Instrument	3305764
Transaction Type	Transfer
Record Updated	Dec 19, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	451 TURNBERRY LN, ALBERTVILLE, AL 35951-3904

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 1271, ALBERTVILLE, AL 35950-0021
Investor	Possibly a Property Investor

Mortgage

Document Number	0003305765
Date	Nov 19, 2025
Instrument	3305765

Lender

Name	FAMILY SAVINGS CU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded

April 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MARSHALL AL
Recording Date	Apr 9, 2018
Property Address	606 COBY CIR, ALBERTVILLE, AL 35950-2808
Document Number	0003172681
Book / Page	005996 / 000279
Instrument Date	Apr 6, 2018
Instrument	3172681
Transaction Type	Transfer
Record Updated	Apr 24, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 338 ALBERTVILLE AL 359500006, ALBERTVILLE, AL 35950-0006

Tax Assessment & Valuation

Source: Marshall County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Alabama
Municipality	Albertville City
County	Marshall County
Unified School District	Albertville City School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,825.00 (+7.04%)
2025	$1,705.00 (+2.83%)	$38,380 (-)	$498,400 (+18.36%) Land $39,400 Building $459,000
2023	$1,658.00 (+8.37%)	$38,380 (+9.1%)	$421,100 (+8.17%) Land $37,500 Building $383,600
2021	$1,530.00 Homeowner's exemption Senior Citizen's exemption	$35,180	$389,300 Land $37,500 Building $351,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 21, 2019

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 99% of Alabama
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ALBERTVILLE, MUNICIPAL UB OF THE serves 29,367 people · EPA ID AL0000933
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 267 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Farmers Telecommunications Cooperative.

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