606 Ada St, Kearney, MO 64060 Property Records

Clay County property record for 606 Ada St, Kearney, MO 64060

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,144 sqft · built 1970
Lot Size	0.29 acres (12,632 sqft)
Owner	Individual Name on Record
Last Sale	$157,200 (Apr 2019)
Tax Bill	$2,400 (2025)
Deeds & Mortgages	Feb 2023 Line of Credit Apr 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`07-913-00-04-009.00`

Property Details

APN / Parcel Number

Primary APN	`07-913-00-04-009.00`
Alternative APNs	`0791300040090001` `7913000400900` `242632`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,144 sqft Living Area
Gross Area	2,860 sqft
1st Floor Area	1,144 sqft
Basement Area	1,144 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Architectural Style	Ranch
Exterior Material	Wood Siding
Foundation Type	Concrete
Roof Material	Composition Shingle
Lot Area	12,632 sqft (0.29 acres)
Lot Dimensions	122 ft deep x 104 ft wide
Garage Type	Attached
Garage Area	572 sqft
Parking Spaces	2 Parking Spaces
Patio Area	196 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	606 ADA ST
City	KEARNEY
State	MO
Zip	64060-8302
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SMITHS ADDITION TO KEARNEY N23 LT 13, ALL LT 14 & S29 LT 15 BLK D
Legal Range	31W
Legal Township	53N
Legal Section	35
Legal Subdivision	SMITHS ADDITION
Legal Block	D
Legal Lot Number	13
Jurisdiction	CLAY MO
Township / Civil Division	KEARNEY
Census Block Group	3
Census Block	3004
Census Tract	21812

Owner

Source: Clay County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	606 ADA ST, KEARNEY, MO 64060-8302
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 7, 2023	Deed of Trust, Mortgage · Line of Credit KEARNEY TRUST CO
Apr 24, 2019	Intrafamily Transfer, Transfer · FHA Mortgage HOMESERVICES LENDING LLC
Feb 19, 2019	Warranty Deed, Transfer FIRST UNITED TITLE AGENCY LLC, FIRST UNITED TITLE AGCY LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 24, 2019 · Amount on Record
Deed Sale	Apr 24, 2019 · Amount on Record
Prior Sale	Feb 19, 2019
Deed Document Number	20199875
Deed Book / Page	8398 / 97
Prior Transfer Date	Apr 11, 2019
Prior Transfer Doc	0000009875
Record Updated	Oct 29, 2026

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY MO
Property Address	606 ADA ST, KEARNEY, MO 64060-8302
Transaction Type	Mortgage
Record Updated	Feb 16, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	606 ADA ST, KEARNEY, MO 64060-8302

Mortgage

Document Number	0000002503
Date	Feb 7, 2023
Book Page	9513/125
Instrument	2023002503

Lender

Name	KEARNEY TRUST CO
Type	Bank
Address	KEARNEY, MO 64060

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Feb 25, 2033

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CLAY MO
Recording Date	Apr 24, 2019
Property Address	606 ADA ST, KEARNEY, MO 64060-8302
Document Number	0000009875
Book / Page	8398 / 097
Instrument Date	Apr 11, 2019
Instrument	2019009875
Transaction Type	Transfer
Record Updated	Nov 25, 2021
Title Company	KANSAS CITY TITLE INC

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	606 ADA ST, KEARNEY, MO 64060-8302

Mortgage

Document Number	0000009877
Date	Apr 24, 2019
Instrument	2019009877

Lender

Name	HOMESERVICES LENDING LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Mar 1, 2049

Mortgage

Document Number	0000009878
Date	Apr 24, 2019
Book Page	8398/100
Instrument	2019009878

Lender

Name	MISSOURI HOUSING DEVELOPMENT COMMISSION
Type	Funding / Finance Company
Address	KANSAS CITY, MO 64105

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

February 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY MO
Recording Date	Feb 19, 2019
Property Address	606 ADA ST, KEARNEY, MO 64060-8302
Document Number	0000003888
Book / Page	008364 / 000189
Instrument Date	Feb 13, 2019
Instrument	3888
Transaction Type	Transfer
Record Updated	Feb 26, 2019
Title Company	FIRST UNITED TITLE AGENCY LLC, FIRST UNITED TITLE AGCY LLC

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	606 ADA ST KEARNEY MO 640608302, KEARNEY, MO 64060-8302

Tax Assessment & Valuation

Source: Clay County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Clay County
Municipality	Kearney City
Unified School District	Kearney R-I School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,400.00 (+4.21%)	$36,690 (+8.78%)	$193,105 (+8.78%)
2023	$2,303.00 (+30.78%)	$33,730	$177,526
2019	$1,761.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 10, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KEARNEY PWS serves 11,500 people · EPA ID MO1010416
Water Source	Purchased surface water from KANSAS CITY PWS
Last State Inspection	May 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 250 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
United Fiber Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Intercept Fiber, Wisper ISP.

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