606 3rd Ave, Sterling, IL 61081 Property Records

Whiteside County property record for 606 3rd Ave, Sterling, IL 61081

Property Summary

Property Type	Single Family Home
Lot Size	0.155 acres (6,750 sqft)
Owner	Individual Name on Record
Last Sale	$10,000 (Apr 2013)
Tax Bill	$3,665 (2025)
Deeds & Mortgages	Apr 2024 Mortgage Aug 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1121431004`

Property Details

APN / Parcel Number

Primary APN	`1121431004`
Alternative APN	`80392`

Exterior

Lot Area	6,750 sqft (0.155 acres)
Lot Dimensions	135 ft deep x 50 ft wide

Location & Zoning

Account Number	80392
Street Address	606 3RD AVE
City	STERLING
State	IL
Zip	61081-3649
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WEST OF BROADWAY LOT 4 BLK 4 103500X
Legal Subdivision	WEST OF BROADWAY
Legal Block	4
Legal Lot Number	4
Jurisdiction	WHITESIDE IL
Township / Civil Division	STERLING
Census Block Group	2
Census Block	2028
Census Tract	1102

Owner

Source: Whiteside County records, as of May 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	606 3RD AVE, STERLING, IL 61081-3649
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 2, 2024	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN BANK & TRUST COMPANY NA
Aug 20, 2020	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN BK&TR CO NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 5, 2013 · Amount on Record
Deed Sale	Apr 5, 2013 · Amount on Record
Prior Sale	Aug 14, 2012
Deed Document Number	20132431
Record Updated	Sep 20, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHITESIDE IL
Property Address	606 3RD AVE, STERLING, IL 61081-3649
Transaction Type	Mortgage
Record Updated	Apr 22, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001443
Date	Apr 2, 2024
Instrument	2024-01443

Lender

Name	AMERICAN BANK & TRUST COMPANY NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2054

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHITESIDE IL
Property Address	606 3RD AVE, STERLING, IL 61081-3649
Document Number	0000005284
Instrument Date	Aug 20, 2020
Transaction Type	Mortgage
Record Updated	Sep 3, 2020
Title Company	HB WILKINSON TITLE COMPANY, HB WILKINSON TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	606 3RD AVE STERLING IL 610813649, STERLING, IL 61081-3649

Mortgage

Document Number	0000005284
Date	Aug 25, 2020
Instrument	5284

Lender

Name	AMERICAN BK&TR CO NA
Address	DAVENPORT, IA 52807-3861

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 24, 2050

Interest

Rate Type	Fixed Rate
Rate	3%

Tax Assessment & Valuation

Source: Whiteside County assessment roll, as of May 22, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Whiteside County
County Subdivision	Sterling Township
Municipality	Sterling City
Unified School District	Sterling Community Unit District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,665.00	$42,091 Land $4,481 Building $37,610
2024			$126,273 Land $13,443 Building $112,830

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 26, 2019

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-STERLING private · serves 14,782 people · EPA ID IL1955040
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 440 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Rise Broadband Fixed Wireless	250 / 50

May also be available: Surf Internet, Verizon.

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