606 1st St, Dedham, IA 51440 Property Records

Carroll County property record for 606 1st St, Dedham, IA 51440

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,792 sqft · built 2001
Lot Size	0.5 acres (21,780 sqft)
Owner	2 Individual Names on File
Last Sale	$145,000 (Jul 2025)
Tax Bill	$2,554 (2026)
Deeds & Mortgages	Apr 2026 Line of Credit Jul 2025 Sale & Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`1516354001`

Property Details

APN / Parcel Number

Primary APN	`1516354001`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,792 sqft Living Area
Basement Area	1,792 sqft
Unfinished Basement	1,792 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	21,780 sqft (0.5 acres)

Utilities, Heating & Cooling

Cooling System	HVAC

Location & Zoning

Street Address	606 1ST ST
City	DEDHAM
State	IA
Zip	51440-7725
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	16-82-34 IRR SUR SW SW W 135 FT OF LOT 8
Legal Range	34W
Legal Township	82N
Legal Section	16
Legal Lot Number	8
Jurisdiction	CARROLL IA
Township / Civil Division	NEWTON
Census Block Group	1
Census Block	1059
Census Tract	960500

Owner

606 1st St is owned and occupied by two individuals who bought it in July 2025.

Source: Carroll County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	PO BOX 105, DEDHAM, IA 51440-0105
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 22, 2026	Deed of Trust, Mortgage · Line of Credit DUPACO COMMUNITY CREDIT UNION
Jul 2, 2025	Warranty Deed, Transfer · Line of Credit COMMERCIAL SAVINGS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 2, 2025 · Amount on File
Deed Sale	Jul 2, 2025 · Amount on File
Deed Document Number	20251757
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL IA
Recording Date	Apr 22, 2026
Property Address	606 1ST ST, DEDHAM, IA 51440-7725
Document Number	0020261075
Instrument Date	Apr 21, 2026
Instrument	20261075
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants, 205
Address	606 1ST ST, DEDHAM, IA 51440-7725

Mortgage

Document Number	0000001075,
Date	Apr 22, 2026
Instrument	20261075

Lender

Name	DUPACO COMMUNITY CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	6.38%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

July 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CARROLL IA
Recording Date	Jul 2, 2025
Property Address	606 1ST ST, DEDHAM, IA 51440-7725
Document Number	0020251757
Instrument Date	Jun 16, 2025
Instrument	2025-1757
Transaction Type	Transfer
Record Updated	Dec 4, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$231.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	PO BOX 105, DEDHAM, IA 51440-0105

Mortgage

Document Number	0020251758
Date	Jul 2, 2025
Instrument	2025-1758

Lender

Name	COMMERCIAL SAVINGS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2055

Tax Assessment & Valuation

The 2026 property tax bill for 606 1st St was $2,554 with a homeowner's exemption.

Source: Carroll County assessment roll, as of October 7, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Carroll County
Municipality	Dedham City
Unified School District	Carroll Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,554.00	$253,530 (-) Land $24,300 Building $229,230	$253,530 (-) Land $24,300 Building $229,230
2025	$2,554.00 Homeowner's exemption	$253,530 Land $24,300 Building $229,230	$253,530 Land $24,300 Building $229,230
2023		$199,270 (+57.3%) Land $24,300 Building $174,970	$199,270 Land $24,300 Building $174,970
2022		$126,680 Land $8,730 Building $117,950
2021			$126,680 Land $8,730 Building $117,950
2018	$1,450.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 606 1st St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2013.

Source: FEMA National Flood Hazard Layer, effective September 15, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2013)
Most Recent Claim	Jun 2013 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 606 1st St is moderate, ranking above 43% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · above 74% of Iowa
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DEDHAM WATER SUPPLY serves 221 people · EPA ID IA1433016
Water Source	Purchased groundwater from WEST CENTRAL RWA - NISH SYSTEM
Last State Inspection	Apr 2025
Lead	1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	Selenium resolved · Oct 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
BTC Fiber	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
Windstream DSL	200 / 20

May also be available: Nextlink, Western Iowa Wireless.

Nearby Properties on 1st St

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