6059 State Rte 10, Cobleskill, NY 12043 Property Records

Schoharie County and Seward Town property record for 6059 State Rte 10, Cobleskill, NY 12043

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,272 sqft · built 1870
Lot Size	0.6 acres (26,136 sqft)
Owner	Individual Name on File
Tax Bill	$2,700 (2026)
Deeds & Mortgages	Oct 2023 Sale & Mortgage Jul 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`434400 42.-2-9`

Property Details

APN / Parcel Number

Primary APN	`434400 42.-2-9`
Alternative APNs	`440004200000020090000000` `525J101272`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	2 Stories
Building Area	1,272 sqft Living Area
1st Floor Area	712 sqft
2nd Floor Area	408 sqft
Upper Floors Area	152 sqft

Exterior

Year Built	Built 1870
Effective Year Built	Effective 1870
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Lot Area	26,136 sqft (0.6 acres)
Lot Dimensions	460 ft deep x 60 ft wide
Garage Type	Detached
Garage Area	744 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Porch Area	368 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	525J101272
Street Address	6059 STATE ROUTE 10
City	COBLESKILL
State	NY
Zip	12043-6604
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Description	R1 60 X 460
Legal Block	2
Legal Lot Number	9.000
Jurisdiction	SCHOHARIE NY
Township / Civil Division	SEWARD
Census Block Group	4
Census Block	4008
Census Tract	740400

Owner

6059 State Rte 10 is owned and occupied by an individual who acquired it in October 2023.

Source: Schoharie County and Seward Town records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	6059 STATE ROUTE 10, COBLESKILL, NY 12043-6604
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 17, 2023	Warranty Deed, Transfer · FHA Mortgage NEWREZ LLC
Jul 15, 2022	Deed, Transfer · Stand-Alone First Mortgage YADA YADA YADA LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 17, 2023
Deed Sale	Oct 17, 2023
Prior Sale	Jul 15, 2022 · Amount on File
Deed Document Number	2023823061
Deed Book / Page	1199 / 129
Prior Transfer Date	May 31, 2022
Prior Transfer Doc	001169/215
Record Updated	Oct 29, 2026

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SCHOHARIE NY
Recording Date	Oct 17, 2023
Property Address	6059 STATE ROUTE 10, COBLESKILL, NY 12043-6604
Document Number	001199/129
Book / Page	1199 / 129
Instrument Date	Oct 5, 2023
Instrument	823061
Transaction Type	Transfer
Record Updated	Nov 7, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	532 W MAIN ST, COBLESKILL, NY 12043

Mortgage

Document Number	0000823062
Date	Oct 17, 2023
Instrument	823062

Lender

Name	NEWREZ LLC

Agreement

Type	FHA Mortgage
Amount	Amount on Record

July 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	SCHOHARIE NY
Recording Date	Jul 15, 2022
Property Address	6059 STATE ROUTE 10, COBLESKILL, NY 12043-6604
Document Number	001169/215
Book / Page	1169 / 215
Instrument Date	Jun 10, 2022
Instrument	813567
Transaction Type	Transfer
Record Updated	Aug 2, 2022

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 18, SLOANSVILLE, NY 12160-0018

Mortgage

Document Number	0000813568
Date	Jul 15, 2022
Instrument	813568

Lender

Name	YADA YADA YADA LLC

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 6059 State Rte 10 was $2,700, up 9.8% from the year before.

Source: Schoharie County and Seward Town assessment roll, as of May 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Schoharie County
County Subdivision	Seward Town
Unified School District	Cobleskill-Richmondville Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,700.00 (+9.76%)
2025	$2,460.00	$48,000 Land $7,600 Building $40,400	$117,073 Land $18,537 Building $98,536
2023		$48,000 (-) Land $7,600 Building $40,400	$96,000 (+15%) Land $15,200 Building $80,800
2022		$48,000 Land $7,600 Building $40,400	$83,478 Land $13,217 Building $70,261
2020	$2,378.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 6059 State Rte 10 in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2011.

Source: FEMA National Flood Hazard Layer, effective February 16, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2011)
Most Recent Claim	Aug 2011 · Hurricane Irene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6059 State Rte 10 is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 50
Starlink Satellite	280 / 30

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on State Rte 10

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