San Diego County property record for 6059 Rio Valle Dr, Bonsall, CA 92003
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,329 sqft · built 1990 |
| Lot Size | 0.343 acres (14,956 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $985,000 (May 2026) |
| Tax Bill | $3,264 (2025) |
| Deeds & Mortgages | Sep 2021 Mortgage Jun 2022 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 126-452-34-00 |
| Primary APN | 126-452-34-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Building Area | 2,329 sqft Living Area |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 1990 |
| Lot Area | 14,956 sqft (0.343 acres) |
| View / Lot | Good |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 3 Parking Spaces |
| Street Address | 6059 RIO VALLE DR |
|---|---|
| City | BONSALL |
| State | CA |
| Zip | 92003-3508 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS |
| Legal Description | LOT 59 TR 012306 |
| Legal Subdivision | BONSALL 4350 |
| Legal Tract | 012306 |
| Legal Block | 1 |
| Legal Lot Number | 59 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | FALLBROOK |
| Census Block Group | 1 |
| Census Block | 1016 |
| Census Tract | 18804 |
Source: San Diego County records, as of July 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 6059 RIO VALLE DR, BONSALL, CA 92003-3508 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Community Property |
| Date | Document |
|---|---|
| Sep 1, 2021 | Deed of Trust, Mortgage · VA Mortgage PENNYMAC LOAN SERVICES LLC |
| Jun 10, 2022 | Deed of Trust, Mortgage · VA Mortgage MR CHARLES MORTGAGE LLC |
| May 29, 2026 | Grant Deed, Transfer · Conventional Mortgage CMG MORTGAGE INC |
| May 20, 2020 | Intrafamily Transfer, Transfer · VA Mortgage NORTH AMERICAN FINANCIAL CORP |
| Jan 19, 2017 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 29, 2026 · Amount on Record |
| Deed Sale | May 29, 2026 · Amount on Record |
| Prior Sale | May 20, 2020 |
| Deed Document Number | 2026154472 |
| Prior Transfer Date | May 15, 2020 |
| Prior Transfer Doc | 0000256187 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 6059 RIO VALLE DR, BONSALL, CA 92003-3508 |
| Transaction Type | Mortgage |
| Record Updated | Jun 10, 2026 |
| Title Company | TITLE 365, TITLE365 |
| Name | Verified Name |
|---|---|
| Address | 6059 RIO VALLE DR, BONSALL, CA 92003-3508 |
| Investor | Possibly a Property Investor |
| Document Number | 0000624487 |
|---|---|
| Date | Sep 1, 2021 |
| Instrument | 2021-0624487 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Oct 1, 2046 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 6059 RIO VALLE DR, BONSALL, CA 92003-3508 |
| Transaction Type | Mortgage |
| Record Updated | Jun 10, 2026 |
| Title Company | ALL CALIFORNIA TITLE |
| Name | Verified Name |
|---|---|
| Address | 6059 RIO VALLE DR, BONSALL, CA 92003-3508 |
| Investor | Possibly a Property Investor |
| Document Number | 0000245207 |
|---|---|
| Date | Jun 10, 2022 |
| Instrument | 2022-0245207 |
| Name | MR CHARLES MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | OMAHA, NE 68154 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2052 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | May 29, 2026 |
| Property Address | 6059 RIO VALLE DR, BONSALL, CA 92003-3508 |
| Document Number | 0000154472 |
| Instrument Date | May 21, 2026 |
| Instrument | 2026154472 |
| Transaction Type | Transfer |
| Record Updated | Jun 8, 2026 |
| Title Company | EQUITY TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $109,433.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property |
| Address | 6059 RIO VALLE DR, BONSALL, CA 92003-3508 |
| Document Number | 0000154473, |
|---|---|
| Date | May 29, 2026 |
| Instrument | 2026154473 |
| Name | CMG MORTGAGE INC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.3% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | May 20, 2020 |
| Property Address | 6059 RIO VALLE DR, BONSALL, CA 92003-3508 |
| Document Number | 0000256187 |
| Map Reference | MAP 12306 |
| Instrument Date | May 15, 2020 |
| Instrument | 2020-0256187 |
| Transaction Type | Transfer |
| Record Updated | Aug 24, 2021 |
| Title Company | CONSUMERS TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 6059 RIO VALLE DR, BONSALL, CA 92003-3508 |
| Investor | Possibly a Property Investor |
| Document Number | 0000256188 |
|---|---|
| Date | May 20, 2020 |
| Instrument | 2020-0256188 |
| Name | NORTH AMERICAN FINANCIAL CORP |
|---|---|
| Type | Funding / Finance Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Jun 1, 2045 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Jan 19, 2017 |
| Property Address | 6059 RIO VALLE DR, BONSALL, CA 92003-3508 |
| Document Number | 0000028268 |
| Instrument Date | Dec 9, 2016 |
| Instrument | 28268 |
| Transaction Type | Transfer |
| Record Updated | Feb 15, 2017 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property |
| Address | 6059 RIO VALLE DR BONSALL CA 920033508, BONSALL, CA 92003-3508 |
Source: San Diego County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Unified School District | Bonsall Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $493,719 (+2%) Land $144,819 Building $348,900 | |
| 2025 | $3,264.00 (-33.31%) Veteran's exemption | $484,039 (+4.04%) Land $141,980 Building $342,059 |
| 2023 | $4,894.00 (+1.73%) | $465,245 Land $136,468 Building $328,777 |
| 2022 | $4,811.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 6 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 46% of the US · lower than 72% of California |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RAINBOW MUNICIPAL WD serves 23,536 people · EPA ID CA3710016 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Dec 2023 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 113 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| San Diego Broadband Fixed Wireless | 500 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless · DSL · Fiber in parts of the area | 100 / 20 |
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