6059 Fair Valley Rd, Covington (Latonia), KY 41015 Property Records

Kenton County property record for 6059 Fair Valley Rd, Covington, KY 41015

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 888 sqft · built 1935
Lot Size0.33 acres (14,375 sqft)
OwnerIndividual Name on Record
Last Sale$135,000 (Apr 2025)
Tax Bill$1,096 (2025)
Deeds & MortgagesApr 2025 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN059-40-00-238.00

Property Details

APN / Parcel Number

Primary APN059-40-00-238.00

Interior

Bedrooms2 Beds
Full Baths1 Bath
Stories1 Story
Building Area888 sqft Finished Area
Gross Area1,256 sqft

Exterior

Year BuiltBuilt 1935
Effective Year BuiltEffective 1935
Exterior MaterialAluminum/Vinyl
Foundation TypeBlock
Roof MaterialComposition Shingle
Lot Area14,375 sqft (0.33 acres)
Garage TypeDetached
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemWall Unit
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address6059 FAIR VALLEY RD
CityCOVINGTON
StateKY
Zip41015-2409
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLATONIA LAKES LOTS 99 THRU 106
Legal SubdivisionLATONIA LAKES
Legal Lot Number99-10
JurisdictionKENTON KY
Township / Civil DivisionINDEPENDENCE
Census Block Group1
Census Block1005
Census Tract65800

Owner

Source: Kenton County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address3376 NORTHWAY DR, ERLANGER, KY 41018-2885
Owner TypeIndividual
VestingUnmarried Man

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 29, 2025 · Amount on Record
Deed SaleApr 29, 2025 · Amount on Record
Deed Document Number2025135
Deed Book / Page340 / 452
Record UpdatedOct 29, 2026

April 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKENTON KY
Recording DateApr 29, 2025
Property Address6059 FAIR VALLEY RD, COVINGTON, KY 41015-2409
Document Number0005900135
Book / PageKC 340 / 452
Map ReferenceMB 3 PG 28&29
Instrument DateApr 25, 2025
Instrument25042905900135
Transaction TypeTransfer
Record UpdatedNov 28, 2025
Title Company360 AMERICAN TITLE SERVICES

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address311 PLEASE ISLE DE LARGEE, FT MITCHELL, KY 41017

Transferred To (Grantee/Buyer)

NameVerified Name
Address3376 NORTHWAY DR # DS, DS, ERLANGER, KY 41018-2885

Mortgage

Document Number0005900136
DateApr 29, 2025
Instrument25042905900136
Lender
NameGUARDIAN SAVINGS BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 1, 2055

Tax Assessment & Valuation

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyKenton County
Unified School DistrictKenton County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$135,000 (+69.39%) Land $15,000 Building $120,000$135,000 (+69.39%) Land $15,000 Building $120,000
2025$1,096.00 (+1,236.59%)$79,700 (+54.16%) Land $15,000 Building $64,700$79,700 (+54.16%) Land $15,000 Building $64,700
2023$82.00 Homeowner's exemption$51,700 Land $5,000 Building $46,700$51,700 Land $5,000 Building $46,700

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 19, 2015

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNORTHERN KENTUCKY WATER DISTRICT
serves 259,949 people · EPA ID KY0590220
Water SourceSurface water
Last State InspectionOct 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 157 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber
3,000 / 3,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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