6056 Palau St, Cypress, CA 90630 Property Records

Orange County property record for 6056 Palau St, Cypress, CA 90630

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,464 sqft · built 1970
Lot Size	0.12 acres (5,225 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,188,000 (Feb 2026)
Tax Bill	$1,646 (2025)
Deeds & Mortgages	Oct 2021 Reverse Mortgage May 2025 Reverse Mortgage + 4 more
Flood Zone	Zone X (moderate risk)
APN	`224-063-21`

Property Details

APN / Parcel Number

Primary APN	`224-063-21`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,464 sqft Living Area
1st Floor Area	1,464 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Architectural Style	Traditional
Exterior Material	Stucco
Roof Material	Composition Shingle
Lot Area	5,225 sqft (0.12 acres)
Garage Area	456 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	6056 PALAU ST
City	CYPRESS
State	CA
Zip	90630-5648
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	N TR 6877 BLK LOT 21
Legal Subdivision	TRACT NO 6877
Legal Tract	6877
Legal Lot Number	21
Jurisdiction	ORANGE CA
Township / Civil Division	ANAHEIM-SANTA ANA-GARDEN GROVE
Census Block Group	1
Census Block	1002
Census Tract	110010

Owner

Source: Orange County records, as of August 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	6056 PALAU ST, CYPRESS, CA 90630-5648
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Oct 6, 2021	Deed of Trust, Mortgage · Reverse Mortgage HIGHTECHLENDING INC
May 29, 2025	Deed of Trust, Mortgage · Reverse Mortgage TRADITIONAL MORTGAGE ACCEPTANCE CORP
Feb 11, 2026	Grant Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
Nov 24, 2025	Grant Deed, Transfer E-CHICAGO TITLE, CHICAGO TITLE
Jun 29, 2020	Deed of Trust, Mortgage · Reverse Mortgage REVERSE MORTGAGE FUNDING LLC
Jun 23, 2020	Deed of Trust, Mortgage · FHA Mortgage COMMISSIONER/HSNG & URBAN DEV

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 11, 2026 · Amount on Record
Deed Sale	Feb 11, 2026 · Amount on Record
Prior Sale	Nov 24, 2025 · Amount on Record
Deed Document Number	202634051
Prior Transfer Date	Sep 19, 1997
Prior Transfer Doc	0000478597
Record Updated	Oct 29, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	6056 PALAU ST, CYPRESS, CA 90630-5648
Transaction Type	Mortgage
Record Updated	Mar 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6056 PALAU ST, CYPRESS, CA 90630-5648

Mortgage

Document Number	0000614228
Date	Oct 6, 2021
Instrument	2021000614228

Lender

Name	HIGHTECHLENDING INC
Type	Mortgage Company
Address	IRVINE, CA 92614

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	2.57%
Type Change Date	Nov 1, 2021
Change Frequency	Annually
Index	1-Year LIBOR

May 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	6056 PALAU ST, CYPRESS, CA 90630-5648
Transaction Type	Mortgage
Record Updated	Mar 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6056 PALAU ST, CYPRESS, CA 90630-5648

Mortgage

Document Number	0000151223
Date	May 29, 2025
Instrument	2025000151223

Lender

Name	TRADITIONAL MORTGAGE ACCEPTANCE CORP
Type	Subprime Lender
Address	BELLEVUE, WA 98004

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

February 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	Feb 11, 2026
Property Address	6056 PALAU ST, CYPRESS, CA 90630-5648
Document Number	0000034051
Map Reference	MB 264 PG 20-22
Instrument Date	Feb 9, 2026
Instrument	2026000034051
Transaction Type	Transfer
Record Updated	Mar 6, 2026
Title Company	LAWYERS TITLE COMPANY/CA, LAWYERS TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	6056 PALAU ST, CYPRESS, CA 90630-5648

Mortgage

Document Number	0000034052
Date	Feb 11, 2026
Instrument	2026000034052

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2056

November 2025: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	Nov 24, 2025
Property Address	6056 PALAU ST, CYPRESS, CA 90630-5648
Document Number	0000328334
Map Reference	MB 264 PG 20-22
Instrument Date	Nov 18, 2025
Instrument	2025000328334
Transaction Type	Transfer
Record Updated	Dec 11, 2025
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13288 MICHAEL RAINFORD CIR, GARDEN GROVE, CA 92843-2541

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	6056 PALAU ST, CYPRESS, CA 90630-5648
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000303331
Date	Jun 29, 2020
Instrument	2020000303331

Lender

Name	REVERSE MORTGAGE FUNDING LLC
Type	Reverse Mortgage Lender
Address	BLOOMFIELD, NJ 07003

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded
Term	764 Months
Due	Feb 20, 2084

Interest

Rate Type	Adjustable Rate
Rate	2.57%
Type Change Date	Jul 1, 2021
Change Frequency	Annually
Index	1-Year LIBOR

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	6056 PALAU ST, CYPRESS, CA 90630-5648
Document Number	0000303332
Instrument Date	Jun 23, 2020
Transaction Type	Mortgage
Record Updated	Jul 13, 2020
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NAT'L TITLE ORANGE CN

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	6056 PALAU ST CYPRESS CA 906305648, CYPRESS, CA 90630-5648

Mortgage

Document Number	0000303332
Date	Jun 29, 2020
Instrument	303332

Lender

Name	COMMISSIONER/HSNG & URBAN DEV
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	768 Months
Due	Jun 28, 2084

Interest

Rate Type	Adjustable Rate
Rate	2.57%

Tax Assessment & Valuation

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	Cypress City
Unified School District	Garden Grove Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$950,000 (+685.94%) Land $824,783 Building $125,217
2025	$1,646.00 (-1.91%)	$120,874 (+4.04%) Land $38,865 Building $82,009
2024	$1,678.00 (+2.19%)
2023	$1,642.00 (+1.73%)	$116,181 Land $37,356 Building $78,825
2022	$1,614.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (1997)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Dec 1997 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GOLDEN STATE WC - WEST ORANGE COUNTY private · serves 114,693 people · EPA ID CA3010022
Water Source	Purchased surface water from several systems
Last State Inspection	Feb 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 804 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Cosmo Network Solutions Fixed Wireless	250 / 100
AT&T Fixed Wireless	100 / 20

May also be available: Frontier, GeoLinks, Verizon.

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