Osceola County property record for 6054 Durbin Rd, Saint Cloud, FL 34771
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,072 sqft · built 1959 |
| Lot Size | 0.38 acres (16,553 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $270,000 (Jan 2019) |
| Tax Bill | $3,069 (2025) |
| Deeds & Mortgages | Nov 2021 Reverse Mortgage Jan 2019 Sale & Construction Loan |
| Flood Zone | Zone X (minimal risk) |
| APN | 97255 |
| Primary APN | 97255 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 2,072 sqft Heated Area |
| Gross Area | 2,425 sqft |
| 1st Floor Area | 1,424 sqft |
| Upper Floors Area | 648 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1959 |
|---|---|
| Effective Year Built | Effective 1972 |
| Exterior Material | Aluminum Siding |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 16,553 sqft (0.38 acres) |
| Lot Dimensions | 220 ft deep x 75 ft wide |
| Garage Type | Mixed |
| Garage Area | 440 sqft |
| Parking Spaces | 5 Parking Spaces |
| Porch | Porch |
|---|---|
| Porch Area | 767 sqft |
| Fence | Fence |
| Utility Building | 48 sqft |
| Boat House | 575 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 97255 |
|---|---|
| Street Address | 6054 DURBIN RD |
| City | SAINT CLOUD |
| State | FL |
| Zip | 34771-8800 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | ORS2 |
| Legal Description | MILLERS GROVE SUBDVN 1 PB 1 PG 284 LOT 3 |
| Legal Range | 31E |
| Legal Township | 26S |
| Legal Section | 11 |
| Legal Subdivision | MILLERS GROVE #1 |
| Legal Tract | 4160 |
| Legal Block | 1 |
| Legal Lot Number | 3 |
| Jurisdiction | OSCEOLA FL |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 43301 |
Source: Osceola County records, as of December 11, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 6054 DURBIN RD, SAINT CLOUD, FL 34771-8800 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 4, 2021 | Deed of Trust, Mortgage · Reverse Mortgage MUTUAL OF OMAHA MORTGAGE INC |
| Jan 16, 2019 | Warranty Deed, Construction Loan · Construction Mortgage D & S INV CAP LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 16, 2019 · Amount on Record |
| Deed Sale | Jan 16, 2019 · Amount on Record |
| Prior Sale | Aug 16, 1996 |
| Deed Document Number | 0005464477 |
| Deed Book / Page | 5464 / 477 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 6054 DURBIN RD, SAINT CLOUD, FL 34771-8800 |
| Transaction Type | Mortgage |
| Record Updated | Apr 17, 2023 |
| Name | Verified Name |
|---|---|
| Address | 6054 DURBIN RD, SAINT CLOUD, FL 34771-8800 |
| Document Number | 0060800197 |
|---|---|
| Date | Nov 4, 2021 |
| Book Page | 6080/197 |
| Instrument | 2021171852 |
| Name | MUTUAL OF OMAHA MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | SAN DIEGO, CA 92108 |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 1.64% |
| Change Frequency | Annually |
| Index | 1-Year CMT |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Jan 16, 2019 |
| Property Address | 6054 DURBIN RD, SAINT CLOUD, FL 34771-8800 |
| Document Number | 0054640477 |
| Book / Page | 005464 / 000477 |
| Instrument Date | Jan 16, 2019 |
| Instrument | 6884 |
| Transaction Type | Construction Loan |
| Record Updated | Jan 31, 2019 |
| Title Company | FIRST SERVICE TITLE, FIRST SERVICE TITLE/FL LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,890.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 365 BLUE HERON RD MELBOURNE VILLAGE FL 329043615, MELBOURNE VILLAGE, FL 32904-3615 |
| Document Number | 54640479 |
|---|---|
| Date | Jan 16, 2019 |
| Book Page | 005464/000479 |
| Instrument | 6885 |
| Name | D & S INV CAP LLC |
|---|---|
| Address | ORLANDO, FL 32806 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Jan 15, 2020 |
| Rate | 12% |
|---|
Source: Osceola County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Unified School District | Osceola County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,069.00 (+8.06%) Homeowner's exemption | $210,951 (+5.99%) | $379,900 (+14.39%) Land $121,100 Building $258,800 |
| 2023 | $2,840.00 (+4.57%) Homeowner's exemption | $199,035 (+3%) | $332,100 (+22.73%) Land $82,600 Building $249,500 |
| 2022 | $2,716.00 Homeowner's exemption | $193,238 | $270,600 Land $82,600 Building $188,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 173 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 173 in force |
| Nearby Flood Claims | 14 (1987–2022) |
| Claims Outside the SFHA | 2 of 14 |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 63% of the US · lower than 89% of Florida |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOHO WATER AUTHORITY-POINCIANA SYSTEM public/private · serves 69,447 people · EPA ID FL3494429 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 94 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Spectrum Cable | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
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