605 Wright Dr, Ruther Glen, VA 22546 Property Records

Caroline County property record for 605 Wright Dr, Ruther Glen, VA 22546

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,800 sqft
Lot Size0.536 acres (23,350 sqft)
OwnerIndividual Name on Record
Last Sale$355,475 (Apr 2024)
Tax Bill$2,207 (2026)
Deeds & MortgagesJun 2026 Mortgage
Apr 2024 Sale & Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN51A6-1-187

Property Details

APN / Parcel Number

Primary APN51A6-1-187
Alternative APNs
  • 051A6 1 187
  • 12653

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area1,800 sqft Living Area
Gross Area2,000 sqft
FlooringVinyl/Resilient
Interior WallsWallboard/Drywall

Exterior

Exterior MaterialVinyl
Foundation TypeNo Foundation
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area23,350 sqft (0.536 acres)
TerrainRolling
Shed1 Shed
Shed Area120 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
Heating FuelElectric
SewerConnected

Location & Zoning

Account Number12653
Street Address605 WRIGHT DR
CityRUTHER GLEN
StateVA
Zip22546-1316
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionLAKE LAND OR LOT 187
Legal SubdivisionLAKE LAND
Legal Lot Number187
JurisdictionCAROLINE VA
Township / Civil DivisionMADISON
Census Block Group2
Census Block2033
Census Tract30501

Owner

Source: Caroline County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address605 WRIGHT DR, RUTHER GLEN, VA 22546-1316
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 25, 2026Deed of Trust, Mortgage · Conventional Mortgage
WESTCOR LAND TITLE
Apr 2, 2024Deed, Transfer · Conventional Mortgage
GUILD MORTGAGE CO
Jul 24, 2023Deed, Transfer
STEWART TITLE, STEWART TITLE INSURANCE CO
Nov 22, 2019Grant Deed, Construction Loan · Construction Mortgage
RED OAK HM & PROP SOLUTIONS LL

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 2, 2024 · Amount on Record
Deed SaleApr 2, 2024 · Amount on Record
Prior SaleJul 24, 2023 · Amount on Record
Deed Document Number20241223
Record UpdatedSep 20, 2026

June 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCAROLINE VA
Recording DateJun 25, 2026
Property Address605 WRIGHT DR, RUTHER GLEN, VA 22546-1316
Document Number0000002680
Instrument DateJun 20, 2026
Instrument20262680
Transaction TypeMortgage
Record UpdatedJul 15, 2026
Title CompanyWESTCOR LAND TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address605 WRIGHT DR, RUTHER GLEN, VA 22546-1316

Mortgage

Document Number0000002680,
DateJun 25, 2026
Instrument20262680
Lender
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueJul 1, 2041
Interest
Rate TypeFixed Rate
Rate5.85%
Initial TypeFixed Rate
Max Rate-1%

April 2024: Deed, Transfer

Document TypeDeed
JurisdictionCAROLINE VA
Recording DateApr 2, 2024
Property Address605 WRIGHT DR, RUTHER GLEN, VA 22546-1316
Document Number0240001223
Map ReferenceMB 189 PG 21
Instrument DateMar 28, 2024
Instrument240001223
Transaction TypeTransfer
Record UpdatedMay 1, 2024
Title CompanyFIRST AMERICAN TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$177.75
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address605 WRIGHT DR, RUTHER GLEN, VA 22546-1316

Mortgage

Document Number0240001224
DateApr 2, 2024
Instrument240001224
Lender
NameGUILD MORTGAGE CO
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueApr 1, 2054

July 2023: Deed, Transfer

Document TypeDeed
JurisdictionCAROLINE VA
Recording DateJul 24, 2023
Property Address605 WRIGHT DR, RUTHER GLEN, VA 22546-1316
Document Number0230002755
Map ReferenceMB 189 PG 21
Instrument DateJul 21, 2023
Instrument230002755
Transaction TypeTransfer
Record UpdatedAug 17, 2023
Title CompanySTEWART TITLE, STEWART TITLE INSURANCE CO

Transaction

AmountAmount Recorded
Tax$17.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address17039 MERCHANTS DR, RUTHER GLEN, VA 22546-5805

November 2019: Grant Deed, Construction Loan

Document TypeGrant Deed
JurisdictionCAROLINE VA
Recording DateNov 22, 2019
Property Address605 WRIGHT DR, RUTHER GLEN, VA 22546-1316
Document Number1357722
Book / Page001357 / 000722
Instrument DateNov 20, 2015
Instrument4259
Transaction TypeConstruction Loan
Record UpdatedDec 13, 2019
Title CompanyMBH SETTLEMENT GROUP LC, MBH SETTLEMENT GRP LC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$14.40
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address423 ARBOR OAK DR ASHLAND VA 230052250, ASHLAND, VA 23005-2250

Mortgage

Document Number1357726
DateNov 22, 2019
Book Page001357/000726
Instrument4260
Lender
NameRED OAK HM & PROP SOLUTIONS LL
Address7386 MONROE DR, KING GEORGE, VA 22485-2039
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term12 Months
DueNov 21, 2020

Tax Assessment & Valuation

Source: Caroline County assessment roll, as of June 5, 2026

Property Jurisdictions

TypeName
StateVirginia
CountyCaroline County
Unified School DistrictCaroline County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,207.00 (-99.25%)$380,600 (+1,019.41%) Land $40,000 Building $340,600
2025$293,062.00 (+112,184.29%)$380,600 (+1,019.41%) Land $40,000 Building $340,600
2023$261.00$34,000 Land $34,000
2022$34,000 Land $34,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLAKE LAND`OR
private · serves 4,818 people · EPA ID VA6033450
Water SourceGroundwater
Last State InspectionAug 2024
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 74 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20

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