Charlottesville City property record for 605 Watson Ave, Charlottesville, VA 22901
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 3,020 sqft · built 1858 |
| Lot Size | 0.354 acres (15,420 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $745,000 (Nov 2022) |
| Tax Bill | $7,943 (2026) |
| Deeds & Mortgages | Jun 2026 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 470042000 |
| Primary APN | 470042000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 3,020 sqft Finished Area |
| 1st Floor Area | 1,832 sqft |
| 2nd Floor Area | 1,188 sqft |
| Basement Area | 1,305 sqft |
| Unfinished Basement | 300 sqft |
| Family Room | Family Room |
| Flooring | Hardwood |
| Interior Walls | Plaster |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1858 |
|---|---|
| Effective Year Built | Effective 1980 |
| Exterior Material | Brick Veneer |
| Construction Type | Concrete |
| Roof Type | Hip |
| Roof Material | Shingle |
| Lot Area | 15,420 sqft (0.354 acres) |
| Lot Depth | 220 ft Depth |
| Garage Type | Covered |
| Porch | Patio |
|---|---|
| Porch Area | 242 sqft |
| Patio Area | 209 sqft |
| Canopy | 143 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Coal |
| Sewer | Connected |
| Water Source | Commercial |
| Street Address | 605 WATSON AVE |
|---|---|
| City | CHARLOTTESVILLE |
| State | VA |
| Zip | 22901-3930 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-A |
| Legal Description | LOT A PARK PLACE |
| Legal Subdivision | DAVIS AV, MARSHALL ST AREA |
| Legal Lot Number | A |
| Jurisdiction | CHARLOTTESVILLE CITY VA |
| Township / Civil Division | CHARLOTTESVILLE |
| Census Block Group | 2 |
| Census Block | 2010 |
| Census Tract | 900 |
Source: Charlottesville City records, as of July 15, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 605 WATSON AVE, CHARLOTTESVILLE, VA 22901-3930 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 10, 2022 · Amount on Record |
| Deed Sale | Nov 10, 2022 · Amount on Record |
| Prior Sale | Mar 5, 1993 · Amount on Record |
| Deed Document Number | 20223819 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLOTTESVILLE CITY VA |
| Recording Date | Jun 16, 2026 |
| Property Address | 605 WATSON AVE, CHARLOTTESVILLE, VA 22901-3930 |
| Document Number | 0000001670 |
| Instrument Date | Jun 10, 2026 |
| Instrument | 20261670 |
| Transaction Type | Mortgage |
| Record Updated | Jul 15, 2026 |
| Title Company | ROCKET CLOSE LLC |
| Name | Verified Name |
|---|---|
| Address | 605 WATSON AVE, CHARLOTTESVILLE, VA 22901-3930 |
| Document Number | 0000001670, |
|---|---|
| Date | Jun 16, 2026 |
| Instrument | 20261670 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Jul 1, 2056 |
| Rate | 6.36% |
|---|---|
| Max Rate | -1% |
Source: Charlottesville City assessment roll, as of July 9, 2026
| Type | Name |
|---|---|
| State | Virginia |
| Municipality | Charlottesville City |
| Unified School District | Charlottesville City Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $7,943.00 (+6.88%) | $786,400 (+2.4%) Land $145,000 Building $641,400 | $786,400 (+2.4%) Land $145,000 Building $641,400 |
| 2025 | $768,000 (+5.05%) Land $140,000 Building $628,000 | $768,000 (+5.05%) Land $140,000 Building $628,000 | |
| 2023 | $7,432.00 (-24.85%) | $731,100 Land $135,000 Building $596,100 | $731,100 Land $135,000 Building $596,100 |
| 2022 | $9,889.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CHARLOTTESVILLE serves 46,553 people · EPA ID VA2540500 |
|---|---|
| Water Source | Purchased surface water from RWSA URBAN SYSTEM |
| Last State Inspection | Jan 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 343 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 2,000 / 2,000 |
| Xfinity Cable | 1,200 / 35 |
| Ting Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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