605 W Prospect Rd, Ashtabula, OH 44004 Property Records

Ashtabula County property record for 605 W Prospect Rd, Ashtabula, OH 44004

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 1,974 sqft · built 1902
Lot Size	0.1 acres (4,356 sqft)
Owner	Individual Name on Record
Last Sale	$56,000 (Sep 2001)
Tax Bill	$1,453 (2025)
Deeds & Mortgages	Dec 2023 Line of Credit Aug 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`05-216-00-080-00`

Property Details

APN / Parcel Number

Primary APN	`05-216-00-080-00`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	1,974 sqft Living Area
Gross Area	2,366 sqft
1st Floor Area	967 sqft
Basement Area	196 sqft
Family Room	Family Room

Exterior

Year Built	Built 1902
Effective Year Built	Effective 1950
Architectural Style	Old Style
Exterior Material	Aluminum/Vinyl
Lot Area	4,356 sqft (0.1 acres)
Lot Dimensions	60 ft deep x 72 ft wide
Terrain	Rolling
View / Lot	Neighborhood / Spot
Porch	Enclosed Frame Porch
Porch Area	256 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central
Heating Fuel	Gas
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	605 W PROSPECT RD
City	ASHTABULA
State	OH
Zip	44004-6833
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	1 SUB 12
Legal Block	2
Jurisdiction	ASHTABULA OH
Township / Civil Division	ASHTABULA
Census Block Group	2
Census Block	2027
Census Tract	701

Owner

Source: Ashtabula County records, as of May 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	605 W PROSPECT RD, ASHTABULA, OH 44004-6833
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 19, 2023	Deed of Trust, Mortgage · Line of Credit THE ANDOVER BANK
Aug 9, 2018	Deed of Trust, Mortgage · Line of Credit THE ANDOVER BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 25, 2001 · Amount on Record
Deed Sale	Sep 25, 2001 · Amount on Record
Record Updated	Sep 20, 2026

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ASHTABULA OH
Property Address	605 W PROSPECT RD, ASHTABULA, OH 44004-6833
Transaction Type	Mortgage
Record Updated	Apr 14, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000011450
Date	Dec 19, 2023
Book Page	810/159
Instrument	2023-00011450

Lender

Name	THE ANDOVER BANK
Type	Bank
Address	1630 W 19TH ST, ASHTABULA, OH 44004

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	181 Months
Due	Jan 15, 2039

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ASHTABULA OH
Property Address	605 W PROSPECT RD, ASHTABULA, OH 44004-6833
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000007840
Date	Aug 9, 2018
Book Page	665/0448
Instrument	201800007840

Lender

Name	THE ANDOVER BANK
Type	Bank
Address	ASHTABULA, OH 44005

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Aug 15, 2028

Tax Assessment & Valuation

Source: Ashtabula County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Ashtabula County
County Subdivision	Ashtabula Township
Municipality	Ashtabula City
Unified School District	Ashtabula Area City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,453.00 (+67.78%)	$17,020 (-) Land $2,000 Building $15,020	$48,600 (-) Land $5,700 Building $42,900
2023	$866.00 (+17.5%) Homeowner's exemption	$17,020 (+34.33%) Land $2,000 Building $15,020	$48,600 (+34.25%) Land $5,700 Building $42,900
2022	$737.00 Homeowner's exemption	$12,670 Land $1,540 Building $11,130
2020			$36,200 Land $4,400 Building $31,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 28, 2019

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AQUA OHIO - ASHTABULA private · serves 32,342 people · EPA ID OH0400711
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 300 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: GreatWave Communications.

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