605 W Main St, Union, MO 63084 Property Records

Franklin County property record for 605 W Main St, Union, MO 63084

Property Summary

Property Type	Single Family Home
Details	3 bd · 4 ba · 1,417 sqft · built 1996
Lot Size	0.3 acres (13,068 sqft)
Owner	Individual Name on Record
Tax Bill	$2,194 (2025)
Deeds & Mortgages	Apr 2025 Mortgage Apr 2023 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`17-8-27.0-4-008-091.000`

Property Details

APN / Parcel Number

Primary APN	`17-8-27.0-4-008-091.000`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Plumbing Fixtures	4 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,417 sqft Living Area

Exterior

Year Built	Built 1996
Architectural Style	A-Frame
Construction Type	Frame
Lot Area	13,068 sqft (0.3 acres)
Patio Area	400 sqft

Location & Zoning

Street Address	605 W MAIN ST
City	UNION
State	MO
Zip	63084-1013
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT:PT BLK A SUDHOLTS ALT
Legal Range	01W
Legal Township	43
Legal Section	27
Legal Quarter	SE
Legal Subdivision	SUDHOLTS
Legal Block	A
Jurisdiction	FRANKLIN MO
Township / Civil Division	UNION
Census Block Group	2
Census Block	2031
Census Tract	800604

Owner

Source: Franklin County records, as of November 10, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	737 COLLEGE VILLAGE DR, UNION, MO 63084-4578
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 22, 2025	Warranty Deed, Transfer · Commercial Mortgage BDS 44 LLC
Apr 10, 2023	Deed of Trust, Mortgage · Line of Credit UNITED BANK OF UNION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 21, 2025
Deed Sale	Aug 21, 2025
Prior Sale	Apr 22, 2025
Deed Document Number	2510366
Record Updated	Jun 8, 2026

April 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN MO
Recording Date	Apr 22, 2025
Property Address	605 W MAIN ST, UNION, MO 63084-1013
Document Number	0002504525
Map Reference	PB C PG 34
Instrument Date	Apr 18, 2025
Instrument	2504525
Transaction Type	Transfer
Record Updated	Nov 11, 2025
Title Company	TRUST TITLE COMPANY, TRUE TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	605 W MAIN ST, UNION, MO 63084-1013

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4076 ORCHARD RD, NEW HAVEN, MO 63068-2600

Mortgage

Document Number	0002504526
Date	Apr 22, 2025
Instrument	2504526

Lender

Name	BDS 44 LLC
Type	Funding / Finance Company

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN MO
Property Address	605 W MAIN ST, UNION, MO 63084-1013
Transaction Type	Mortgage
Record Updated	Apr 26, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002304085
Date	Apr 10, 2023
Instrument	2304085

Lender

Name	UNITED BANK OF UNION
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of May 31, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Franklin County
Municipality	Union City
Unified School District	Union R-XI School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,194.00 (+13.56%)	$36,807 (+14.54%)	$193,720 (+14.54%) Land $23,310 Building $170,410
2023	$1,932.00 (-4.26%)	$32,135	$169,130 Land $23,310 Building $145,820
2022	$2,018.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	UNION PWS serves 12,348 people · EPA ID MO6010801
Water Source	Groundwater
Last State Inspection	Nov 2022
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 425 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Gateway Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
Wave Internet Technologies Fixed Wireless	100 / 100
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile, Verizon.

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