605 W Harrison St, Gilmer, TX 75644 Property Records

Upshur County property record for 605 W Harrison St, Gilmer, TX 75644

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,542 sqft · built 1985
Lot Size	0.119 acres (5,179 sqft)
Owner	Individual Name on File
Last Sale	$159,600 (Jan 2020)
Tax Bill	$2,959 (2026)
Deeds & Mortgages	Sep 2023 Mortgage Jan 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`S279-S02-C11-BL64LT13A-3`

Property Details

APN / Parcel Number

Primary APN	`S279-S02-C11-BL64LT13A-3`
Alternative APN	`63627`

Interior

Full Baths	2 Baths
Building Area	1,542 sqft Total Area
1st Floor Area	1,150 sqft

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	5,179 sqft (0.119 acres)
Lot Dimensions	109 ft deep x 48 ft wide
Garage Type	Attached
Garage Area	260 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	S279-S02-C11-BL64LT13A-3
Street Address	605 W HARRISON ST
City	GILMER
State	TX
Zip	75644-2124
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 13A-3, BLK 64 OLD TOWN (GILMER) S279 (A3,A200) .1189 ACRES & HOUSE
Legal Subdivision	OLD TOWN (GILMER)
Legal Block	64
Legal Lot Number	13A-3
Jurisdiction	UPSHUR TX
Township / Civil Division	GILMER
Census Block Group	3
Census Block	3047
Census Tract	950400

Owner

605 W Harrison St is owned and occupied by an individual who bought it in January 2020.

Source: Upshur County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	605 W HARRISON ST, GILMER, TX 75644-2124
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 13, 2023	Deed of Trust, Mortgage · FHA Mortgage IDAHO HOUSING & FINANCE ASSN
Jan 13, 2020	Deed of Trust, Mortgage · FHA Mortgage GUILD MORTGAGE CO
Jan 13, 2020	Vendor's Lien, Transfer · Stand-Alone Second Mortgage THE BANK OF NEW YORK MELLON TRUST C
Nov 21, 2017	Vendor's Lien, Transfer · VA Mortgage GUILD MORTGAGE CO
Apr 28, 2017	Warranty Deed, Transfer · ARM EAST TEXAS PROFESSIONAL CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 13, 2020 · Amount on File
Deed Sale	Jan 13, 2020 · Amount on File
Prior Sale	Nov 21, 2017 · Amount on File
Deed Document Number	2020228
Prior Transfer Date	Jan 9, 2020
Prior Transfer Doc	0000000228
Record Updated	Oct 29, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UPSHUR TX
Property Address	605 W HARRISON ST, GILMER, TX 75644-2124
Transaction Type	Mortgage
Record Updated	Oct 2, 2023
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	605 W HARRISON ST, GILMER, TX 75644-2124

Mortgage

Document Number	0202305935
Date	Sep 13, 2023
Instrument	202305935

Lender

Name	IDAHO HOUSING & FINANCE ASSN
Type	Government Agency
Address	BOISE, ID 83702

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	317 Months
Due	Feb 1, 2050

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UPSHUR TX
Property Address	605 W HARRISON ST, GILMER, TX 75644-2124
Transaction Type	Mortgage
Record Updated	Aug 11, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202000229
Date	Jan 13, 2020
Instrument	202000229

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2050

January 2020: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	UPSHUR TX
Recording Date	Jan 13, 2020
Property Address	605 W HARRISON ST, GILMER, TX 75644-2124
Document Number	202000228
Instrument Date	Jan 9, 2020
Instrument	202000228
Transaction Type	Transfer
Record Updated	Nov 25, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	517 W TYLER ST, 517, GILMER, TX 75644-2140

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	605 W HARRISON ST, GILMER, TX 75644-2124

Mortgage

Document Number	202000230
Date	Jan 13, 2020
Instrument	202000230

Lender

Name	THE BANK OF NEW YORK MELLON TRUST C
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record

Mortgage

Document Number	202000229
Date	Jan 13, 2020
Instrument	202000229

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2050

November 2017: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	UPSHUR TX
Recording Date	Nov 21, 2017
Property Address	605 W HARRISON ST, GILMER, TX 75644-2124
Document Number	201707611
Map Reference	FILE201702640
Instrument Date	Nov 20, 2017
Instrument	201707611
Transaction Type	Transfer
Record Updated	Nov 25, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Et Al (and Others)
Address	517 W TYLER ST, GILMER, TX 75644-2140

Mortgage

Document Number	201707612
Date	Nov 21, 2017
Instrument	201707612

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2047

April 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UPSHUR TX
Recording Date	Apr 28, 2017
Property Address	605 W HARRISON ST, GILMER, TX 75644-2124
Document Number	1303/422
Book / Page	1303 / 422
Instrument Date	Apr 17, 2017
Instrument	201702640
Transaction Type	Transfer
Record Updated	Nov 25, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	605 W HARRISON ST, GILMER, TX 75644-2124

Mortgage

Document Number	201702641
Date	Apr 28, 2017
Instrument	201702641

Lender

Name	EAST TEXAS PROFESSIONAL CU
Type	Credit Union

Agreement

Type	ARM
Amount	Amount on Record
Term	241 Months
Due	May 1, 2037

Interest

Rate Type	Adjustable Rate
Rate	3.25%
Adjustable	Adjustable Rate Rider
Type Change Date	May 1, 2022
Change Frequency	Annually
Min Rate At Change	3.25%
Max Rate At Change	5.25%
Index	10-Year TN
Max Rate	7.25%

Tax Assessment & Valuation

The 2026 property tax bill for 605 W Harrison St was $2,959 with a homeowner's exemption, up 93.3% from the year before.

Source: Upshur County assessment roll, as of October 16, 2026

Property Jurisdictions

Type	Name
State	Texas
Municipality	Gilmer City
County	Upshur County
Unified School District	Gilmer Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,959.00 (+93.27%) Homeowner's exemption	$151,970 (-1.08%) Land $18,690 Building $133,280	$151,970 (-1.08%) Land $18,690 Building $133,280
2025	$1,531.00 Homeowner's exemption	$153,630 Land $18,690 Building $134,940	$153,630 Land $18,690 Building $134,940
2023		$138,120 Land $12,530 Building $125,590	$138,120 Land $12,530 Building $125,590
2022	$2,165.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 605 W Harrison St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 19, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 605 W Harrison St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GILMER serves 8,115 people · EPA ID TX2300002
Water Source	Groundwater
Last State Inspection	Sep 2022
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 413 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Etex Telephone Fiber	1,000 / 1,000
Optimum Cable	940 / 35

May also be available: Verizon.

Nearby Properties on W Harrison St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures