605 W 4th St, Diagonal, IA 50845 Property Records

Ringgold County property record for 605 W 4th St, Diagonal, IA 50845

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 660 sqft · built 1900
Lot Size	0.9 acres (39,000 sqft)
Owner	Individual Name on Record
Tax Bill	$2,280 (2025)
Deeds & Mortgages	Jan 2026 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`001977`

Property Details

APN / Parcel Number

Primary APN	`001977`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	660 sqft Base Area
1st Floor Area	660 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Construction Type	Frame
Roof Material	Asphalt
Lot Area	39,000 sqft (0.9 acres)
Lot Dimensions	150 ft deep x 260 ft wide

Location & Zoning

Street Address	605 W 4TH ST
City	DIAGONAL
State	IA
Zip	50845-1033
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S 150' (EX E 510') LOT 2 NW ADD
Legal Subdivision	NORTHWEST ADDITION
Legal Lot Number	2
Jurisdiction	RINGGOLD IA
Township / Civil Division	WASHINGTON
Census Block Group	2
Census Block	2199
Census Tract	950100

Owner

Source: Ringgold County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	605 W 4TH ST, DIAGONAL, IA 50845-1033
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RINGGOLD IA
Property Address	605 W 4TH ST, DIAGONAL, IA 50845-1033
Transaction Type	Mortgage
Record Updated	Feb 11, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	605 W 4TH ST, DIAGONAL, IA 50845-1033

Mortgage

Document Number	000605/303
Date	Jan 12, 2026
Book Page	605/303
Instrument	2026- 00000035

Lender

Name	BTC BANK
Type	Bank
Address	LAMONI, IA 50140

Agreement

Type	Line of Credit
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Ringgold County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Ringgold County
Municipality	Diagonal City
Unified School District	Diagonal Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,280.00 (-16.3%) Homeowner's exemption	$137,469 (-3.22%) Land $13,520 Building $123,949	$137,469 (-3.22%) Land $13,520 Building $123,949
2024	$2,724.00 (+10.82%)
2023		$142,037 (+22.36%) Land $13,520 Building $128,517	$142,037 (+22.36%) Land $13,520 Building $128,517
2022	$2,458.00 Homeowner's exemption	$116,084 Land $13,520 Building $102,564
2021			$116,084 Land $13,520 Building $102,564

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 17, 2017

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · above 87% of Iowa
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DIAGONAL WATER DEPARTMENT serves 338 people · EPA ID IA8018040
Water Source	Purchased surface water from SIRWA #2 (CRESTON)
Last State Inspection	Feb 2025
Lead	2 ppb (2020–2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	9 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Nextlink Fixed Wireless	300 / 75
Lockridge Networks Fixed Wireless	100 / 20
Windstream DSL	100 / 20

Cell Coverage

4G LTE only, no 5G reported

Nearby Properties on W 4th St

Nearby Streets

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