605 W 2nd St, Plains, MT 59859 Property Records

Sanders County property record for 605 W 2nd St, Plains, MT 59859

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,232 sqft · built 1972
Lot Size	0.298 acres (12,981 sqft)
Owner	Individual Name on File
Last Sale	$58,000 (May 2016)
Tax Bill	$1,560 (2026)
Deeds & Mortgages	Jan 2023 Line of Credit
Flood Zone	Zone A (high risk)
APN	`R35198`

Property Details

APN / Parcel Number

Primary APN	`R35198`
Alternative APNs	`35-2979-27-4-33-09-0000` `0000000015`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,232 sqft Living Area
1st Floor Area	1,232 sqft
Family Room	Family Room

Exterior

Year Built	Built 1972
Effective Year Built	Effective 2000
Architectural Style	Conventional
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	12,981 sqft (0.298 acres)
Lot Dimensions	130 ft deep x 100 ft wide
Garage Type	Detached
Garage Area	768 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	25 sqft
Deck Area	30 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	0000000015
Street Address	605 W 2ND ST
City	PLAINS
State	MT
Zip	59859-7741
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WILLIS ADD (PLAINS), S27, T20 N, R26 W, BLOCK 022, LOT 004, LOTS 4-5
Legal Range	26W
Legal Township	20N
Legal Section	27
Legal Subdivision	WILLIS ADD (PLAINS)
Legal Block	22
Legal Lot Number	4,5
Jurisdiction	SANDERS MT
Township / Civil Division	PLAINS
Census Block Group	2
Census Block	2119
Census Tract	100

Owner

605 W 2nd St is owned by an individual who acquired it in September 2025.

Source: Sanders County records, as of September 9, 2026

Owner of Record	Individual Name on File
Mailing Address	PO BOX 1067, PLAINS, MT 59859-1067
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 23, 2016 · Amount on File
Deed Sale	May 23, 2016 · Amount on File
Prior Sale	Jan 22, 2009 · Amount on File
Deed Document Number	2016302967
Deed Book / Page	1 / 85118
Last Transfer Date	Sep 15, 2025
Transfer Doc	0000337478
Record Updated	Oct 29, 2026

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANDERS MT
Property Address	605 W 2ND ST, PLAINS, MT 59859-7741
Transaction Type	Mortgage
Record Updated	Jan 27, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	605 W 2ND ST, PLAINS, MT 59859-7741

Mortgage

Document Number	0000328436
Date	Jan 13, 2023
Instrument	328436

Lender

Name	ROCKY MOUNTAIN BANK
Type	Bank
Address	PLAINS, MT 59859

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2026 property tax bill for 605 W 2nd St was $1,560, down 10.1% from the year before.

Source: Sanders County assessment roll, as of September 9, 2026

Property Jurisdictions

Type	Name
State	Montana
County	Sanders County
Municipality	Plains Town
Unified School District	Plains K-12 Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,560.00 (-10.09%)	$274,900 (-)
2025	$1,735.00	$274,900	$274,900 Land $84,200 Building $190,700
2023	$2,407.00	$265,200	$265,200 Land $38,850 Building $226,350

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 605 W 2nd St in Zone A, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective November 14, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 10 policies
Nearby Flood Policies	10 in force
Nearby Flood Claims	6 (1997–2011)
Claims Outside the SFHA	3 of 6
Most Recent Claim	Jul 2011 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Jul 2011 · 2 claims Severe Storms,ice Jams, Snow Melt, Flooding, Jun 1997 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 605 W 2nd St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Montana
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF PLAINS serves 1,700 people · EPA ID MT0000305
Water Source	Groundwater
Last State Inspection	Apr 2026
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 251 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Blackfoot Telephone Cooperative Fiber	1,000 / 500
T-Mobile Fixed Wireless	100 / 20