605 Verdant Pl, Vista, CA 92084 Property Records

San Diego County property record for 605 Verdant Pl, Vista, CA 92084

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,790 sqft · built 1963
Lot Size	0.289 acres (12,600 sqft)
Owner	Individual Name on Record
Last Sale	$405,000 (Mar 2015)
Tax Bill	$6,493 (2025)
Deeds & Mortgages	Jan 2019 Line of Credit Nov 2019 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`176-240-01-00`

Property Details

APN / Parcel Number

Primary APN	`176-240-01-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,790 sqft Living Area

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1963
Lot Area	12,600 sqft (0.289 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	605 VERDANT PL
City	VISTA
State	CA
Zip	92084-5560
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	LOT 1 TR 004547
Legal Subdivision	CROWN CREST
Legal Tract	004547
Legal Block	2
Legal Lot Number	1
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	2
Census Block	2000
Census Tract	19601

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	605 VERDANT PL, VISTA, CA 92084-5560
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 30, 2019	Deed of Trust, Mortgage · Line of Credit COMPASS BANK
Nov 5, 2019	Deed of Trust, Mortgage · Line of Credit BBVA USA
Jul 31, 2019	Deed of Trust, Mortgage · Conventional Mortgage FLAGSTAR BANK FSB
Jun 26, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 10, 2015 · Amount on Record
Deed Sale	Mar 10, 2015 · Amount on Record
Prior Sale	May 20, 1986 · Amount on Record
Deed Document Number	2015109848
Last Transfer Date	Jun 18, 2020
Transfer Doc	0000334247
Record Updated	Oct 29, 2026

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	605 VERDANT PL, VISTA, CA 92084-5560
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SOLIDIFI US INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	605 VERDANT PL, VISTA, CA 92084-5560

Mortgage

Document Number	0000033374
Date	Jan 30, 2019
Instrument	2019-0033374

Lender

Name	COMPASS BANK
Type	Bank
Address	VISTA, CA 92083

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Jan 17, 2044

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	605 VERDANT PL, VISTA, CA 92084-5560
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000507740
Date	Nov 5, 2019
Instrument	2019-0507740

Lender

Name	BBVA USA
Type	Bank
Address	HOUSTON, TX 77210

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	299 Months
Due	Oct 21, 2044

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	605 VERDANT PL, VISTA, CA 92084-5560
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	OLD REPUBLIC TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000314759
Date	Jul 31, 2019
Instrument	2019-0314759

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	TROY, MI 48098

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2049

June 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Jun 26, 2020
Property Address	605 VERDANT PL, VISTA, CA 92084-5560
Document Number	0000334247
Map Reference	MAP 4547
Instrument Date	Jun 18, 2020
Instrument	2020-0334247
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	LAWYERS TITLE SD

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	605 VERDANT PL, VISTA, CA 92084-5560

Mortgage

Document Number	0000334248
Date	Jun 26, 2020
Instrument	2020-0334248

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2050

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Vista City
Unified School District	Vista Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$524,074 (+2%) Land $281,948 Building $242,126
2025	$6,493.00 (+7.68%) Homeowner's exemption	$513,799 (+4.04%) Land $276,420 Building $237,379
2023	$6,030.00 (+0.23%) Homeowner's exemption	$493,849 Land $265,687 Building $228,162
2022	$6,016.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2020)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VISTA IRRIGATION DISTRICT serves 134,501 people · EPA ID CA3710027
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 546 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	300 / 20

May also be available: GeoLinks, San Diego Broadband, T-Mobile.

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