605 Terranova Dr, Winter Haven, FL 33884 Property Records

Polk County property record for 605 Terranova Dr, Winter Haven, FL 33884 · Last verified August 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 2004
Square Footage	1,687 sqft Living Area
Lot Size	7,475 sqft (0.172 acres)
Occupancy	Owner Occupied
Last Sale	$166,000 (2017)
Tax Bill	$2,193.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`26-29-14-687806-000910`
Alternative APNs	`142926687806000910` `42926000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,687 sqft Living Area
Gross Area	2,087 sqft Gross Area
1st Floor	1,687 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Carpet Flooring
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Exterior Material	Stucco Exterior
Construction Type	Masonry/Concrete Masonry Units (CMUs) Construction
Roof Construction	Hip Roof Construction
Roof Material	Other (not Classified) Roof
Lot Area	7,475 sqft (0.172 acres)
Garage Type	Attached Garage
Garage Area	400 sqft Garage
Porch Area	135 sqft Porch

Location & Zoning

Street Address	605 TERRANOVA DR
City	WINTER HAVEN
State	FL
Zip	33884-3429
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	TERRANOVA PHASE IA PLAT BOOK 122 PGS 31 & 32 LOT 91
Legal Range	26E
Legal Township	29S
Legal Section	14
Legal Subdivision	TERRANOVA PHASE 1A
Legal Tract	687806
Legal Block	4
Legal Lot Number	91
Jurisdiction	POLK FL
Minor Civil Division	WINTER HAVEN-AUBURNDALE
Census Blockgroup	4
Census Block	4024
Census Tract	14501

Owner

Source: Polk County records · APN 26-29-14-687806-000910

Assessment roll updated July 23, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	605 TERRANOVA DR, WINTER HAVEN, FL 33884-3429
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 01, 2017 · Amount on Record
Deed Sale	Jul 01, 2017 · Amount on Record
Deed Book / Page	10220 / 880
Prior Transfer Date	Apr 01, 2005
Prior Transfer Doc	0000082263
Record Refreshed	Sep 20, 2026

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Aug 01, 2017
Property Address	605 TERRANOVA DR, WINTER HAVEN, FL 33884-3429
Document Number	0102200880
Book / Page	010220 / 000880
Instrument Date	Jul 28, 2017
Instrument	146147
Transaction Type	Transfer
Record Updated	Aug 18, 2017
Title Company	RIDGE SECURITY TITLE INC, RIDGE SEC TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,162.00
Amount Accuracy	Confirmed
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	27564 SLOAN ST NOVI MI 483741008, NOVI, MI 48374-1008

Mortgage

Document Number	102200881
Date	Aug 01, 2017
Book Page	010220/000881
Instrument	146148

Lender

Name	MORTGAGE FIRM
Type	Mortgage Company
Address	ALTAMONTE SPRINGS, FL 32714

Agreement

Type	Federal Housing Administration (FHA) Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 31, 2047

Tax Assessment & Valuation

Source: Polk County records · Assessment roll updated July 23, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Municipality	Winter Haven City
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,193.00 (+6.72%) Homeowner's exemption	$160,751 (+5.99%)	$210,993 (-14.38%) Land $40,000 Building $170,993
2023	$2,055.00 (+3.37%) Homeowner's exemption	$151,671 (+3%)	$246,437 (+13.74%) Land $40,000 Building $206,437
2022	$1,988.00 Homeowner's exemption	$147,253	$216,664 Land $34,000 Building $182,664

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Polk County (12105C), updated October 14, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AE, within 100 ft

Wildfire

Wildfire Risk	Moderate above 55% of the US · above 26% of Florida
Wildfire Likelihood	About 1 in 625 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.